Maly - Your Smart Money App

3.4
179 reviews
10K+
Downloads
Content rating
Everyone
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About this app

Maly is your all-in-one money app built for the way people actually use money — with friends, family, and community.

From personal spending to collective funding, Maly lets you send, split, contribute, and grow — all in one place.

WHY YOU’LL LOVE MALY

•⁠ ⁠Multi-cards — Create custom cards for groceries, travel, subscriptions, and more. One card doesn’t fit all.

•⁠ ⁠Circle — Join or start a Circle with Maly members, contribute in small, and get paid big when it’s your turn.

•⁠ ⁠PayHive — Spend together with one card. Built to share expenses with ease.

•⁠ ⁠GiftHive — Collect with friends and family to surprise someone with a group money gift.

•⁠ ⁠Round-ups + Grow Plans — Save automatically and build toward your goals without even thinking about it.

•⁠ ⁠Luna, your money assistant — Ask questions, get guidance, and simplify your financial decisions.

Download Maly today.

Maly is powered by Secure & Regulated Bank Link (Lean Technologies is regulated in the UAE by the ADGM Financial Services Regulatory Authority to provide Third Party Services under FSP no. 200033) and the Maly Card is issued by Mashreqbank PSC via NymCard Payment Services LLC pursuant to license by Visa. Visa is a registered trademark of Visa Inc . Nymcard Payment Services LLC is licensed by the Central Bank of UAE under the Retail Payment Services and Card Scheme (RPSCS) Regulation.
Updated on
Aug 26, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Device or other IDs
No data collected
Learn more about how developers declare collection
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

3.4
177 reviews
Octavian Radu
September 30, 2023
So, the idea behind this app is not bad at all. However, the app lacks some very important features: I should also be able to remove banks. There must be an option to disable or set round up to zero. Deleting the account... Plus , I was expecting that round to happen after each transaction, not at the end of the month. I'm really looking forward to these improvements. And I'll increase my rating;)
14 people found this review helpful
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Maly Tech
September 30, 2023
Hi Octavian, we truly appreciate your comments and working hard on addressing them 1) account de-linking is coming soon 2) latest app version 1.2.4 allows you to set roundups on and off 3) each roundup is calculated when transaction is posted by your bank and they're transferred to your MALY card once they accumulate to 50 Dhs. Thank you, Team MALY
Jacob Joseph
March 29, 2024
I am having Maly account. As they say their idea of saving is good. However the saved amount I transfered to the Maly account from my bank account is not credited to the Maly account. They say 3 days for crediting the amount to Maly account. On the 4th day I contacted the support team through the application regarding the same subject an the issue is resolved. Very good customer support.
20 people found this review helpful
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Ken Tembe
November 5, 2023
If the app has a delay(completely refused to link my bank card) even after trying 4 times, then that's a red flag on its efficiency. It's the small things that customers look at , that help us make decision whether it's a good product or not.
6 people found this review helpful
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Maly Tech
November 10, 2023
We apologize for the difficulties you experienced while connecting your bank with us. This often happen due to issues from the back side especially with the recent ongoing upgrades by banks in UAE. We will take a special care of your case, please contact us at contact@maly.ai and we will have our team supporting on urgent basis.

What’s new

✨ Cleaner. Faster. Better.
⚡ Smoother flow for everyday use