Emkan

Emkan

About this app

Emkan application offers you a one stop shop that serve all your financial needs in one place! with easy and secure digital application experience.
You will get your loan online, without salary transfer with a push of a button!
Emkan has your back, whether you have an existing loan or not! or you are working in private or public sector.

App Features:
• End-to-end digital experience: you can apply for a loan, track your request, sign your contract, execute and receive your loan amount digitally.
• Multiple loan products! can serve your financial needs and situations
• Fast & easy approvals: if you're eligible, you can obtain your loan fast & easy with auto-approval flow!
• Easy requirements: Emkan accept customers that:
- Work in public, private and military sectors
- Saudi or Expats
- With starting salary of 2,000 SAR, without salary transfer
- Don’t need a guarantor.
• Better user experience: easier steps and less requirements with the ability to modify your information and loan amount.
• Flexible loan amount with competitive rates: Emkan Loans starts from 2,000 SAR up to 1.5 Million SAR!
*** Get an easy and fast personal loan even if you have an existing loan!

Personal Finance:
Topup:
Salary: 10,000 SAR
Loan amount: 5,000 SAR
Financing period: 60 months
Loan processing fees: 1% out of the total loan amount and maximum 5,000.
APR: 13.71%

Micro Product:
Minimum and maximum period of repayment 3 to 24 months.
Maximum APR: 41.70%
Administrative fees: 1% or 5,000 SAR of the loan amount.

Refinance:
Salary: 10,000 SAR
Existing loan amount: 50,000 SAR
Additional loan amount: 35,000 SAR
Financing period: 5 Years
Monthly installments: 1,093.75 SAR
Loan processing fees: 1% out of the total loan amount and maximum 5,000.
APR: 12.35%

*** Or buy whatever you want with selected merchants with easy installments!

Retail Finance:
Minimum and maximum period of repayment 3 to 36 months.
Administrative fees: 1% or 5,000 SAR of the loan amount.

*** Love cashback? get Emkan Ucard and get 0.5% up to 2% cashback on your local & international payments!

Credit Card:
Maximum APR: 57.53 %

and much more for you to discover while using Emkan. Download it now!

National Address: 2382 Road92- Olaya Neighborhood, unit No. 1 Riyadh 12214-9355
For customer Support: 8001240251

Ratings and reviews

It is said that a minimum salary of 2,000 riyals should be eligible to apply a loan but still it won't allow...what a disappointing app.

Very high salary requirement don't you have any for small labour's that lower salary...

Been Trying to apply For aviza, but unfortunately the app is unable to click on the salary blank. So I can my salary details to submit the application.Please resolve the issue

What's new

We updated the app as often as possible to make it even better for you. Here are a couple of the enhancements you'll find in the latest update:- Enhancing user experience and security enhancements