ČSOB Smart

Československá obchodní banka, a.s.

About this app

With ČSOB Smart you have the whole bank and insurance company in your mobile.

You are not a client yet? It is not a problem, you can become one right in the app – opening a current account takes only few minutes.

Why it is great to have ČSOB Smart
1. Your money is safe, it is protected not only by your bank identity, but also by a fingerprint or facial scan.
2. You always know how much money you have, both in your current and savings account, and even on investments account.
3. It makes payments easy, even settlement of an invoice, thanks to the possibility to scan it from a QR code.
4. You have a perfect control of accounts, mortgages, loans, insurance and other ČSOB products.
5. You can change your card limit, display forgotten PIN code, or temporarily lock the card, and it all takes no time.
6. It allows you to easily arrange a loan, savings, investments, travel insurance and other products.
7. Here you may manage your insurance contracts, report an insurance event and monitor its handling progress. You can also find here your insurance documents, such as your Green Card.
8. You can customize it according to your needs, adjust the order of the products or set the dark mode of an app.

And that's not all! You can explore more features after downloading it.

Ratings and reviews

The app doesn't follow the device theme (I selected the "Automatically" option in the "Appearance" setting). The dark theme is turned on automatically at sunset.

Installed applications with overlay permission now emit warning only, which is fine by me. I am missing proper integration of investments insurance, mortgage, etc. into the app, without using WebView; possibility to cancel/edit account overdraft limit in app, option to chose non-ESG funds for ČSOB Drobné (I intentionally don't want responsible investments at all), and setting to make account logout interval longer when app is out of focus (as it is on desktop).

Using this app is like running on a minefield. Between my account balances I have to be careful not to accidentally press a loan arrangement button hiding between, a lease for car I don't have, a mortgage for a house I don't have or an insurance for pension I won't have... If I could I would bring this to the EU court for manipulative and unethical advertising practices, but I'm too broke and tired..

What's new

• Arrange a foreign currency account directly in Smart
• Transfer foreign currencies and crowns easily with e-Exchange
• The card section is now clearer and faster to use
• Find out where your card is stored in the card section
• Further improvements and bug fixes