ZEN.COM payments and shopping

4.2
42.4 Tsg. Rezensionen
1 Mio.+
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Über diese App

Thanks to this one decision, your shopping will be changed for the better.
We don't want to replace your bank. By choosing ZEN, you choose better solutions, better card, better payments and better emotions. In the complicated world of everyday finances, you simply choose a better life.

More is less.
More cashback deals mean less regret when you have to buy something. More years of additional warranty means less worries when something breaks. Lesser currency conversion fees mean more freedom to travel. More value and benefits definitely mean less reasons to keep using your old payment card.

What ZEN can do?

The best shopping payment card
All ZEN benefits work best when paired with the ZEN Card. Here are its features:
· Earn rewards for every transaction
· Take advantage of promotions unavailable to mere mortals
· Problematic transactions are no longer your problem
· Pay in any currency as in your own

Can your old card do this?

Our integration with Google Pay ensures fast, secure and hassle-free transactions, eliminating the need to use physical cards or cash.

Earn on every transaction.
For every 3.30 EUR spent on one or across multiple transactions, you will earn a Shard. Use Shards to craft one of five types of Stones with guaranteed value. Higher-value transactions also have a chance to earn the entire Stones.

Superboosted Cashback.
Your new card has built-in discounts for your favorite online shops. Instant Cashback with rates unavailable anywhere else. See where you can use it. ZEN Cashback mixes with all kinds of promotions on the Internet. It's up to you what combination of deals you hunt down. Connect ZEN Cashback with regular discounts, coupons, newsletter sign-up discounts or loyalty points.

ZEN Care Shopping Protection.
We will assign you a private shopping security guard. ZEN Care means unique shopping protection built into every card transaction. Dishonest seller? Poor service? Item not as described? Don't worry.
ZEN will help you get your money back.

Pay like a local. Anywhere.
Travel, pay and shop in over 100 countries. Your international card will handle 28 currencies fluently. Forget about currency exchange offices thanks to zero costs for ATM withdrawals. Card payments are already standard in almost all countries, so you no longer need to travel with cash. If necessary, withdraw the required amount from an ATM. No fees up to your Plan limit.

Best currency conversion rates.
Don't worry and use your ZEN Card conveniently in shops, restaurants and at ATM withdrawals. Discover true freedom of travel. Our mission is to reduce currency conversion costs to a minimum, so that they are consistent with the official exchange rates.

Top up using any method and send anywhere.
How to top up ZEN? As you see fit. By cash, quick transfer, your old card or one of the other 30 methods. If you need to transfer money to a friend or family in another country, use bank transfers (SEPA and SWIFT), card transfers or the internal money transfer system - ZEN Buddies.

Find out more: https://www.zen.com
Aktualisiert am
23.01.2026

Datensicherheit

Was die Sicherheit angeht, solltest du als Erstes verstehen, wie Entwickler deine Daten erheben und weitergeben. Die Datenschutz- und Sicherheitspraktiken können je nach deiner Verwendung, deiner Region und deinem Alter variieren. Diese Informationen wurden vom Entwickler zur Verfügung gestellt und können jederzeit von ihm geändert werden.
Keine Daten werden mit Drittunternehmen oder -organisationen geteilt
Diese App kann die folgenden Datentypen erheben
Personenbezogene Daten, Finanzdaten und 6 andere
Daten werden bei der Übertragung verschlüsselt
Du kannst das Löschen der Daten beantragen

Bewertungen und Rezensionen

4.2
42.1 Tsg. Rezensionen

Neuerungen

We refreshed the look of the My Account section, accessible from the top left corner after logging in. Your account details and app settings are now grouped into new sections, making it easier to find what you need.