BetterCredit Jacaranda Finance

Jacaranda Finance

ଏହି ଆପ୍ ବିଷୟରେ

About the Better Credit App

Want to build your credit score? Better Credit by Jacaranda Finance could be exactly what you’re looking for. Not only can you apply for quick, easy loans up to $25,000, but you can also check and track your credit score.

Better Credit gives you the capability to learn more about finance fundamentals with built-in courses, giving you all the info you need to take control of your own credit!

With Better Credit, you can also check and track your credit score for free.

Newest in-app features:

● The Ability to check your credit score for FREE!
● Track your credit score regularly with an easy login.
● Visual cues to show changes in your credit score.
● A brand new Finance Fundamentals course built in to teach you about all things credit.

Fast and Easy

The Better Credit app allows you to complete an application in just 5-12 minutes*.
With Car and Personal Loans up to $25,000, we can help you when those larger-than-expected expenses arrive.

If your loan is approved, the money can be in your bank account in just 60 seconds* once you sign the contract.

Best of all, thanks to Comprehensive Credit Reporting, you could start improving your credit score* simply by making your repayments on time and responsibly with Jacaranda. If you're looking for a solution to your immediate financial needs but also care about your future, then Jacaranda Finance could have the loan and education for you.

Better Credit allows you to manage your loan easily.

Personal Loan features:

● Check your loan eligibility in minutes without impacting your credit score;
● Improve your credit score by making your repayments on time and managing your loans responsibly!
● Apply for a loan in just 5-12 minutes*;
● Receive a same-day outcome* on your application and 60-second transfers to your bank account if approved*;
● 48-hour cooling-off period for all loans*
● Check your loan balance and request copies of your contract and statements;
● Make extra repayments;
● Quickly contact our customer service team for anything you need;
● Safe, secure data protection and encryption with biometric logins available.

You could also receive same-day pre-approval on our Car Loan product.*

If you have any questions about our app, get in touch with us via [e-mail].

About Jacaranda Finance

At Jacaranda, we've been helping everyday Australians access fast, simple, and reliable finance when they need it. Our core values are not only to make it easier for our customers to get the money they need for life's key expected and unexpected expenses but also to educate them on their credit score and help them improve it to help them with their long-term financial goals!

*T&Cs apply. See our website for full details.

Repayment Period

The minimum repayment period for our Express Personal Loan product is 25 months, and the maximum is 48 months.

Maximum Annual Percentage Rate (APR)

Our Express Personal Loan product has a maximum Interest rate of 27.95% with a maximum APR/comparison rate of 48% (For loans up to $25,000).

Representative examples

Express Personal Loan: $10,000 principal loan borrowed over 36 months with a 27.95% interest rate (APR/Comparison rate 42.21%). The borrower would repay a total of $17,915.01, including all fees and charges. This is comprised of the $10,000 principal amount, $950 establishment fee, $500 risk fee, $864.00 in monthly fees and $5,601.01 in interest.

WARNING: The comparison rates are true only for the examples given.

Privacy Policy

https://www.jacarandafinance.com.au/about/privacy-policy