FireCalc: FIRE Retirement

ClearStack Apps

Iqukethe izikhangisoUkuthenga ngaphakathi nohlelo

Mayelana nalolu hlelo lokusebenza

I-FireCalc ikusiza ukuthi uhlole indlela yakho eya ekuzimeleni ngokwezezimali kanye nokuthatha umhlalaphansi ngaphambi kwesikhathi. Yenza iphothifoliyo yakho ibe yimodeli, uyihlole uma uyiqhathanisa nezinkulungwane zemiphumela yemakethe, bese ubona ukuthi imali yakho ihlala isikhathi esingakanani - konke kungaxhunyiwe ku-inthanethi, idatha yakho ihlala kudivayisi yakho.

OKUKWENZAYO
- Ukuqagela okulula kwemithetho engu-4% - inombolo yakho ye-FIRE kanye nesibikezelo sonyaka nonyaka ngemali yanamuhla
- Ukulingisa iMonte Carlo - Izilingo eziyi-1,000 zilinganisela ukuthi uhlelo lwakho luphumelela kangaki, ngemiphumela ephakathi nendawo kanye ne-10th/90th percentile
- Isibonisi sokulandelana kokubuyiselwa kwemali - bona ukuthi ukuthatha umhlalaphansi ngaphambi nje kokwehla (1929, 1973, 2000, 2008) kungathinta kanjani uhlelo olufanayo
- Amasu okuhoxa - I-Fixed-Real (izinga lokuhoxa eliphephile), izivikelo ze-Guyton-Klinger, kanye ne-Variable Percentage Withdrawal (VPW)
- Izindlela ze-Coast FIRE kanye ne-Barista FIRE
- Ama-akhawunti omhlalaphansi wesifunda - i-UK SIPP/ISA, i-US 401(k)/IRA, i-Australian Super nokuningi, ngamanothi okuphathwa kwentela
- Ukusakazwa kwemali engenayo kanye nezindleko - impesheni, imali engenayo yokuqasha, imali mboleko yezindlu, izindleko zokunakekelwa
- Qhathanisa izimo ezimbili eceleni
- Ukuthunyelwa kwe-CSV kokuqagela kwakho okugcwele konyaka nonyaka
- Ukuqagela komhlalaphansi wesifundazwe kwe-UK, I-US, i-Australia, i-Canada, i-Germany, i-Ireland ne-New Zealand

KUNGOKWABANI
- Abantu abahlela ukuthatha umhlalaphansi kusenesikhathi noma ukuzimela ngokwezezimali
- Noma ubani ocabanga ukuthi "kuthiwani uma ngithatha umhlalaphansi ku-X?" ukuhwebelana
- Abalondolozi be-UK, EU, US, AU kanye ne-Canada abafuna ukwesekwa kwe-akhawunti yesifunda
- Abatshalizimali be-DIY abafuna izibalo ezisobala (yonke indlela ibhalwe kuhlelo lokusebenza)

I-FireCalc iyisibali, hhayi iseluleko sezezimali. Ukuqagela kungokwengqondo futhi kuncike ekucabangeni okufakayo. Ukusebenza kwangaphambilini akuyona inkomba ethembekile yemiphumela yesikhathi esizayo. Njalo qinisekisa nomeluleki wezezimali ofanelekayo nolawulwayo ngaphambi kokwenza izinqumo.

Xhumana: [e-mail]
Ubumfihlo: https://clearstackapps.com/privacy

Yini entsha

First release of FireCalc.

- Project your path to financial independence with a clean, offline calculator
- 4% rule projection plus 1,000-trial Monte Carlo simulation
- Sequence-of-returns visualizer against historical downturns
- Guyton-Klinger, VPW and Fixed-Real withdrawal strategies
- Coast FIRE and Barista FIRE modes
- UK SIPP/ISA, US 401(k)/IRA, AU Super and more
- Compare scenarios and export to CSV

Thanks for trying FireCalc. Feedback: [e-mail]