Thola imalimboleko yosuku lokukhokha ku-inthanethi ngemizuzu. Isicelo se-DayPay senzelwe ngqo ukwenza inqubo yokuthola imali ebolekiwe ibe lula. Lolu hlelo lokusebenza lwenza kube nokwenzeka ukuthola imali kusengaphambili nganoma yisiphi isikhathi nanoma kuphi.
Uma ubhekene nezindleko obungazilindele futhi udinga ukuboleka imali kubalulekile ukuthi uthole uhlobo olufanele lwemalimboleko yakho kanye nongakwazi ukukukhokhela.
Izimali mboleko eziku-inthanethi zifaka izinhlobo ezimbalwa zemalimboleko futhi zihlukaniswa ngesivinini kanye nokunethezeka kwazo. Ukuze uthole imalimboleko ku-inthanethi, kwanele ukufinyelela ku-inthanethi futhi uhlangabezane nezidingo eziyisisekelo (iminyaka yobudala, imali engenayo, njll).
Imali ebolekiwe yosuku lokukhokha ingasetshenziselwa cishe noma yiziphi izindleko - kusukela ekukhokheleni amakhadi esikweletu kuya ekuxhaseni ukuthuthukiswa kwekhaya, ibhizinisi elincane noma iholide elidingeka kakhulu. Izimali mboleko zomuntu siqu eziku-inthanethi zingaba enye indlela efanelekile yokubolekwa imali ebhange noma amakhadi esikweletu anenzalo enkulu, anamafomu okucela ku-inthanethi kanye nokukhokha okuzenzakalelayo okungenazinkinga.
Ungafaka isicelo sokubolekwa imali kusengaphambili ku-inthanethi noma ngabe usekhaya noma usohambeni.
1. Gcwalisa ifomu elilula - Kuthatha imizuzu embalwa kuphela ukuligcwalisa.
2. Thola okunikezwayo kubabolekisi - Inqubo iku-inthanethi ngokuphelele.
3. Hlola i-akhawunti yakho - Thola imali yakho ngokuqondile ku-akhawunti yakho yasebhange.
Yenza imali kusengaphambili ngaphambi kosuku lokukhokha
Esinye sezizathu eziyinhloko ababolekayo abakhetha ukufaka isicelo ku-inthanethi yingoba ngokuvamile bathola isinqumo ngokushesha ngobunzima obuncane. Imali mboleko yomuntu siqu ingakusiza ukuthi uphinde ulawule isimo sakho sezezimali futhi ingakuvumela ukuthi ugweme izinhlawulo zokukhokha sekwephuzile noma izinkokhelo zesheke ezibhanqiwe.
Uma udinga imali esheshayo, ungabheki kude nalolu hlelo lokusebenza lwemalimboleko. Kulula futhi KULUNGILE uma unesikweletu esibi, i-DayPay ingase ikwazi ukukuxhumanisa nababolekisi abathembekile abangasiza. Inqubo yethu imahhala ukuyisebenzisa futhi ngeke ibe nomthelela omubi kukhredithi yakho.
Kungakhathaliseki ukuthi ufuna imali ebolekiwe yosuku lokukhokha, imali ebolekiwe kusengaphambili noma isitolimende, umgomo wethu oyinhloko ukukusiza ukuthi uthole inketho engcono kakhulu yemalimboleko.
Ukuveza ulwazi kokubalulekile
I-DayPay ayiyena umbolekisi noma umdayisi futhi ayenzi izinqumo zesikweletu. Lolu hlelo lokusebenza luxhuma abathengi abafuna usizo lwezezimali nababolekisi abazimele, abaqeqeshiwe abangakwazi ukuhlinzeka ngemalimboleko. Lolu hlelo lokusebenza aluhlanganisi isithembiso noma isicelo semikhiqizo ebolekiwe enqatshelwe yinoma yimuphi umthetho wezwe. Awunaso ngaphansi kwesibopho sokusebenzisa lolu hlelo lokusebenza ukuqala ukuxhumana nomabolekisi, ukufaka isicelo sekhredithi nanoma yimuphi umkhiqizo wemalimboleko, noma wamukele imalimboleko evela kumboleki.
Isikhathi esincane nesiphezulu sokukhokha - kusukela ezinsukwini ezingama-65 kuye eminyakeni emi-2.
I-APR izinga lapho imalimboleko yakho enqwabelanisa ngayo inzalo futhi isekelwe enanini, izindleko nesikhathi semalimboleko yakho, amanani okukhokha kanye nesikhathi sokukhokha. Ezinye izifundazwe zinemithetho ekhawulela i-APR ukuthi umbolekisi angakukhokhisa. Ama-APR asukela ku-2% aze afike ku-35% futhi ayahlukahluka ngombolekisi. Ababolekisi kudingeka ngokomthetho ukuthi bakubonise i-APR neminye imigomo yemalimboleko yakho ngaphambi kokuthi wenze isivumelwano semalimboleko.
Izakhamizi zakwezinye izifunda zingase zingafaneleki ukubolekwa ezinye. Izakhamizi zase-Arkansas, Connecticut, New Hampshire, New York, Montana, South Dakota, Vermont, West Virginia, Indiana naseMinnesota azifaneleki ukusebenzisa lolu hlelo lokusebenza noma isevisi.
Isibonelo esimele yenani lezindleko zemali mboleko (okuhlanganisa zonke izinkokhelo ezisebenzayo)
Imali ebolekiwe - $1500. Isikhathi semalimboleko - unyaka ongu-1. I-APR - 7%.
Inkokhelo yakho yanyanga zonke izoba ngu-$129.64.
Isamba semali ekhokhwayo sizoba ngu-$1555.70, ngakho-ke imali mboleko izokubiza u-$55.70
Kubuyekezwe ngo-
Feb 3, 2023