Albert: Budgeting and Banking

Albert - Budgeting & Banking

Mayelana nalolu hlelo lokusebenza

INDLELA ELILULA YOKWENZA ISABELO-MALI, IBHNGE, YONGA, NOKUTSHALA
Yonga futhi usebenzise ngobuchule uma uphatha imali yakho no-Albert. Lawula ibhajethi yakho nokusebenzisa imali kuma-akhawunti amaningi, landelela okubhaliselwe, thola izexwayiso ezihlakaniphile zokonga okwengeziwe futhi usebenzise imali encane, yonga futhi utshale ngokuzenzekelayo, thola kufikela ku-$250 ekukhavelweni kwe-overdraft, qapha ubuwena nesikolo sakho, kanye nochwepheshe bezezimali.

U-Albert akalona ibhange. Bona ukudalulwa ngezansi.

YAZI LAPHO IMALI YAKHO IYAPHI
• Lawula ibhajethi yakho yanyanga zonke
• Imibono eqondene nokusetshenziswa kwemali
• Landelela izikweletu nokubhaliselwe
• Bona wonke ama-akhawunti akho endaweni eyodwa

IBENZA NGENJANI
• I-overdraft ifika ku-$250
• Khokhwa kuze kube yizinsuku ezi-2 ngaphambi kwesikhathi ngediphozithi eqondile
• Thola imiklomelo yokubuyisela imali

LONDOLOZA NGOKUHLAKANIPHA
• Ukulondoloza ngokuzenzakalelayo
• Dala futhi ulandelele imigomo
• Thola amabhonasi emali

UKUTSHALWA KWEMALI OKUQONDILE
• Tshala imali ngokuzenzakalelayo
• Thenga izitoko nama-ETF
• Amaphothifoliyo aphethwe

VIKELA IMALI YAKHO
• Ukuvikelwa kobunikazi
• Ukuqapha amaphuzu esikweletu
• Izaziso zesikhathi sangempela

UKUDlulwa
Izinsizakalo zebhange ezihlinzekwa yi-Sutton Bank, iLungu le-FDIC. Ukonga nge-Genius ne-Albert Savings akhawunti (ndawonye, ​​“Savings”) kubanjelwe inzuzo yakho e-Coastal Community Bank, kanye no-Wells Fargo, N.A., Amalungu e-FDIC, ngokulandelana (kanye ne-Sutton Bank, ngayinye “ibhange Lediphozithi”). Ikhadi lasebhange lase-Albert Mastercard® likhishwa yiSutton Bank, ngokulandela ilayisensi yakwa-Mastercard. I-Mastercard kanye nomklamo wemibuthano yizimpawu zokuthengisa ezibhalisiwe ze-Mastercard International Incorporated. Izimali eziku-Albert Cash and Savings zigcinwe kuma-akhawunti ahlanganisiwe eBhange Lediphozithi yazo futhi ngayinye ine-insured ye-FDIC efinyelela ku-$250,000 ngendlela yokudlula. Umshwalense wakho we-FDIC we-akhawunti ngayinye enjalo ungaphansi kokuthi u-Albert agcine amarekhodi anembile, isinqumo esihle se-FDIC njengomamukeli uma iBhange Lediphozithi lihluleka, futhi mayelana neBhange Lediphozithi ngalinye ukuhlanganiswa kwawo wonke amadiphozithi akho anomshwalense agcinwe kulelo bhange Lediphozithi. . Ama-akhawunti e-Albert Investing awaqinisekisiwe nge-FDIC noma awaqinisekiswa yibhange futhi afaka ubungozi bokulahlekelwa.

Ukubhaliswa kwe-Albert kubiza u-$9.99/ngenyanga. Izame izinsuku ezingu-30 ngaphambi kokuthi ukhokhiswe. Inkokhelo yokubhaliselwe kuka-Albert izozivuselela ngokuzenzekelayo kuze kube yilapho ikhanselwa noma i-akhawunti yakho ye-Albert ivaliwe. Khansela noma kunini ohlelweni lokusebenza. Okubhaliselwe kuka-Albert akufaki zonke izici zika-Albert. Bona Imigomo ukuze uthole imininingwane eyengeziwe.

I-Genius, ehlanganisa i-Albert Cash, Savings with Genius, nazo zonke izici zokubhaliselwe kuka-Albert, inemali yokuyilungisa ebiza u-$14.99/ngenyanga. Uzokhokhiswa izinsuku ezingu-30 ngemva kokubhalisa. Vala i-Genius noma vala i-akhawunti yakho ye-Albert noma nini kuhlelo lokusebenza.

Ngokufaka i-overdraft esheshayo amalungu afanelekayo angakhipha imali ku-akhawunti yawo ye-Albert Cash ukuze athenge amakhadi edebithi, ukuhoxiswa kwe-ATM, nokudluliswa kwemali. Imikhawulo iqala ku-$25, ibuyekezwa ngokuqhubekayo, futhi ingaphansi kwezidingo zokufaneleka ngokusekelwe kumsebenzi we-akhawunti yakho yasebhange exhunyiwe, nezinye izici. Umkhawulo omaphakathi ovunyelwe ucishe ube ngu-$95 kusukela ngomhla ka-6/7/24. Akuwona wonke amakhasimende azofaneleka. Ukudluliswa okusheshayo, i-ATM nezinye izinkokhelo zingasebenza.

Izinsizakalo zokuthengisa ezihlinzekwa ngu-Albert Securities, ilungu le-FINRA/SIPC. Izinsizakalo zokweluleka ngokutshalwa kwezimali ezihlinzekwa ngabakwa-Albert Investments. Ama-akhawunti okutshala imali awaqinisekisiwe nge-FDIC noma awaqinisekiswa yibhange. Ukutshala izimali kuhilela ingozi yokulahlekelwa. Ulwazi olwengeziwe ku-albrt.co/disclosures.

Umphumela wesikweletu ubalwa ngemodeli ye-VantageScore 3.0. I-VantageScore 3.0 yakho evela ku-Experian® ikhombisa izinga lengozi yakho yesikweletu futhi ayisetshenziswa yibo bonke ababolekisi, ngakho ungamangali uma umbolekisi wakho esebenzisa amaphuzu ahlukile kune-VantageScore 3.0 yakho.

Yini entsha

Bug fixes and performance improvements.