Instant Personal Salary Loan

1M+
Okudawunilodiwe
Isilinganiselwa sokuqukethwe
Wonke umuntu
Isithombe sesithombe-skrini
Isithombe sesithombe-skrini
Isithombe sesithombe-skrini
Isithombe sesithombe-skrini
Isithombe sesithombe-skrini
Isithombe sesithombe-skrini
Isithombe sesithombe-skrini

Mayelana nalolu hlelo lokusebenza

I-Phocket iyi-App ye-AI ethandwa kakhulu e-India esekelwe ku-AI yochwepheshe abakhokhelwayo ngamanani enzalo aphansi kakhulu ngaphandle kwezindleko ezifihliwe, ukucaca okungu-100% kanye nokungabi nazibambiso. Sitholakala kokubili nge-Mobile App kanye ne-Web (phocket.in). Inqubo yesicelo ilula kakhulu, ayinazinkinga futhi ingagcwaliswa kungakapheli imizuzu eyi-10. Imfuneko yamadokhumenti nayo incane, Ukuvunyelwa kwenziwa ngokushesha kwezicelo eziqediwe futhi imali idluliselwa ngqo kwi-akhawunti yasebhange yomfakisicelo.



Thenga Manje Futhi Ukhokhe kamuva - Inketho yemalimboleko lapho ungathenga khona noma yini Manje, Khokha Kamuva ngama-EMI. Ngale ndlela, ungathola ama-e-vouchers ku-Phocket App ngemalimboleko, uthenge kumapulatifomu abalingani be-Phocket i-Flipkart ne-Amazon bese ukhokha kamuva ngama-EMI.




Ukufaneleka

👉Ochwepheshe Abakhokhelwayo abangaphezu kweminyaka engama-20.

👉Iholo eliphansi lokuya ekhaya elingu-₹ 15,000.

Kudingeka Amadokhumenti
📄 Ubufakazi Bekheli (i-Aadhar, iPasipoti, Ilayisense Yokushayela, I-Voter ID, njll.)
📄 Ikhadi le-PAN
📄 Isitatimende Sebhange Sezinyanga Ezi-2 Ezidlule
📄 Isiliphu Somholo Sakamuva

Okuvelele Okubalulekile Nezici
🔸Inani liphakathi kuka-₹ 5,000 no-₹ 2,00,000
🔸Isilinganiso Sephesenti Lonyaka sisukela ku-0% - 36%
🔸Isikhathi Sokuba Nemali Mboleko sisukela ezinsukwini ezingu-62 - izinsuku ezingu-365
🔸Ama-EMI Okukhokha Okuguquguqukayo
🔸Ukuvunyelwa Nokukhokhelwa Okusheshayo
🔸Azikho Izibambiso, Ezizenzakalelayo Ngokugcwele Futhi Ezingenamaphepha
🔸Inqubo Elula Ye-inthanethi, Izinsizakalo Ezisheshayo Nezithembekile
🔸Ukucaca Okuyi-100% Nokungabi Nazindleko Ezifihliwe
🔸Ukudluliselwa kwemali okusheshayo ebhange elinikeziwe i-akhawunti
🔸Azikho Izindleko Zokukhokha Kusengaphambili
🔸Izinketho Zokukhokha Eziningi

Nasi isibonelo sendlela imali mboleko evela ku-Phocket esebenza ngayo
Isibonelo
Inani Lemalimboleko: ₹ 20,000
Isikhathi Sokuhlala: Izinyanga Ezi-3
Inzalo: Isilinganiso esingu-36% ngonyaka
Izimali Zokucubungula (kufaka phakathi i-GST): ₹ 708
Inani Elikhokhiwe: ₹ 20,000 - ₹ 708 = ₹ 19,292
Inzalo Elinganiselwe: ₹ 20,000 * 3/12 * 36% = ₹ 1,800
Inani Lokukhokha Eliphelele: ₹ 20,000 + ₹ 1,800 = ₹ 21,800
I-EMI Yanyanga Zonke: ₹ 21,800 / 3 = ₹ 7,267
Izindleko Eziphelele Zemalimboleko: Inani Lenzalo + Imali Yokucubungula = ₹ 1,800 + ₹ 708 = ₹ 2,508.

Isibonelo
Inani Lemalimboleko: ₹ 5,000
Isikhathi Sokuhlala: Izinyanga Ezi-3
Izinga Lenzalo: 0%
Izimali Zokucubungula: 0
Inani Elikhona: ₹ 5,000
Inzalo: ₹ 0
Inani Lokukhokha Eliphelele: ₹ 5,000
I-EMI Yanyanga Zonke: ₹ 5,000 / 3 = ₹ 1,667

Amanani enzalo nezinye izindleko
🔹Izinga Lenzalo lisukela ku-0% kuya ku-36%
🔹Izindleko zokukhokha sekwephuzile: Sikhokhisa imali yokukhokha sekwephuzile engadluli ku-8.33% ngenyanga enanini elifanele, kuncike okungenani ku-₹ 500+GST
🔹Inkokhelo yokwenqatshwa kwesibopho: ₹ 250+GST.
🔹Izindleko zokukhokha:₹ 500+GST
🔹Izindleko zokukhokha kusengaphambili: 0
🔹Izimali zokucubungula (kufaka phakathi i-GST) zisukela ku-₹ 472 kuya ku-₹ 11800

Uhlelo lokusebenza ludinga izimvume ezilandelayo ukuze lusebenze kahle :
🔑Indawo
Qoqa, gcina futhi uqaphe ulwazi mayelana nendawo yedivayisi yakho ukuze wenze ukuhlolwa kwengozi yokuthola amaphuzu esikweletu.
🔑Shayela
Qoqa, gcina futhi uqaphe ulwazi mayelana nedivayisi yakho ukuze uhlonze amadivayisi ngendlela ehlukile futhi uqinisekise ukuthi amadivayisi angagunyaziwe awakwazi ukwenza okuthile egameni lakho ukuvimbela ukukhwabanisa.

Inqubo Yokugunyazwa
✔️Ukuvunyelwa Kwemalimboleko kwenzeka ngokushesha
✔️Kubasebenzisi bokuqala (amakhasimende amasha), umfakisicelo udinga ukusayina isivumelwano semalimboleko nge-e-mail futhi anikeze imvume yokukhipha imali ngokuzenzakalela nge-e-mandate yasebhange ene-intanethi. Uma lezi zinqubo seziqediwe, ukukhokhwa kwemali kwenzeka ngosuku olufanayo.
✔️Imali mboleko izodluliselwa ngqo kwi-akhawunti yasebhange enikeziwe yomfakisicelo.

Qaphela
I-Phocket isebenza ne-NBFC - Citra Financials Pvt Ltd. ehambisana ne-RBI.

Xhumana Nathi
Nganoma yiluphi uhlobo losizo noma ukwesekwa, zizwe ukhululekile ukuthumela i-imeyili ku-info@phocket.in noma usishayele ucingo ku-8010700600
Kubuyekezwe ngo-
Dis 29, 2025

Ukuphepha kwedatha

Ukuphepha kuqala ngokuqonda ukuthi onjiniyela baqoqa futhi babelane kanjani ngedatha yakho. Ubumfihlo bedatha nezinqubo zokuphepha zingahluka kuye ngokusebenzisa kwakho, isifunda, nobudala. Unjiniyela unikeze lolu lwazi futhi angalubuyekeza ngokuhamba kwesikhathi.
Le app ingabelana ngalezi zinhlobo zedatha nezinkampani ezingahlobene ngqo
Ulwazi lomuntu siqu ne-Idivayisi noma amanye ama-ID
Le app ingaqoqa lezi zinhlobo zedatha
Indawo, Ulwazi lomuntu siqu nabanye abangu-5
Idatha ibetheliwe lapho ithunyelwa
Ungacela ukuthi leyo datha isulwe

Yini entsha

Update v_10.0.6

Ukusekelwa kwe-app

Inombolo yefoni
+918010700600
Mayelana nonjiniyela
PHOCKET INFOTECH PRIVATE LIMITED
app@phocket.in
First Floor, H-9/1 Block B-1, Mathura Road, Above Sagar Ratna Mohan Cooperative Industrial Estate New Delhi, Delhi 110044 India
+91 87001 99919

Izinhlelo zokusebenza ezifanayo