I-Phocket iyi-App ye-AI ethandwa kakhulu e-India esekelwe ku-AI yochwepheshe abakhokhelwayo ngamanani enzalo aphansi kakhulu ngaphandle kwezindleko ezifihliwe, ukucaca okungu-100% kanye nokungabi nazibambiso. Sitholakala kokubili nge-Mobile App kanye ne-Web (phocket.in). Inqubo yesicelo ilula kakhulu, ayinazinkinga futhi ingagcwaliswa kungakapheli imizuzu eyi-10. Imfuneko yamadokhumenti nayo incane, Ukuvunyelwa kwenziwa ngokushesha kwezicelo eziqediwe futhi imali idluliselwa ngqo kwi-akhawunti yasebhange yomfakisicelo.
Thenga Manje Futhi Ukhokhe kamuva - Inketho yemalimboleko lapho ungathenga khona noma yini Manje, Khokha Kamuva ngama-EMI. Ngale ndlela, ungathola ama-e-vouchers ku-Phocket App ngemalimboleko, uthenge kumapulatifomu abalingani be-Phocket i-Flipkart ne-Amazon bese ukhokha kamuva ngama-EMI.
Ukufaneleka
👉Ochwepheshe Abakhokhelwayo abangaphezu kweminyaka engama-20.
👉Iholo eliphansi lokuya ekhaya elingu-₹ 15,000.
Kudingeka Amadokhumenti
📄 Ubufakazi Bekheli (i-Aadhar, iPasipoti, Ilayisense Yokushayela, I-Voter ID, njll.)
📄 Ikhadi le-PAN
📄 Isitatimende Sebhange Sezinyanga Ezi-2 Ezidlule
📄 Isiliphu Somholo Sakamuva
Okuvelele Okubalulekile Nezici
🔸Inani liphakathi kuka-₹ 5,000 no-₹ 2,00,000
🔸Isilinganiso Sephesenti Lonyaka sisukela ku-0% - 36%
🔸Isikhathi Sokuba Nemali Mboleko sisukela ezinsukwini ezingu-62 - izinsuku ezingu-365
🔸Ama-EMI Okukhokha Okuguquguqukayo
🔸Ukuvunyelwa Nokukhokhelwa Okusheshayo
🔸Azikho Izibambiso, Ezizenzakalelayo Ngokugcwele Futhi Ezingenamaphepha
🔸Inqubo Elula Ye-inthanethi, Izinsizakalo Ezisheshayo Nezithembekile
🔸Ukucaca Okuyi-100% Nokungabi Nazindleko Ezifihliwe
🔸Ukudluliselwa kwemali okusheshayo ebhange elinikeziwe i-akhawunti
🔸Azikho Izindleko Zokukhokha Kusengaphambili
🔸Izinketho Zokukhokha Eziningi
Nasi isibonelo sendlela imali mboleko evela ku-Phocket esebenza ngayo
Isibonelo
Inani Lemalimboleko: ₹ 20,000
Isikhathi Sokuhlala: Izinyanga Ezi-3
Inzalo: Isilinganiso esingu-36% ngonyaka
Izimali Zokucubungula (kufaka phakathi i-GST): ₹ 708
Inani Elikhokhiwe: ₹ 20,000 - ₹ 708 = ₹ 19,292
Inzalo Elinganiselwe: ₹ 20,000 * 3/12 * 36% = ₹ 1,800
Inani Lokukhokha Eliphelele: ₹ 20,000 + ₹ 1,800 = ₹ 21,800
I-EMI Yanyanga Zonke: ₹ 21,800 / 3 = ₹ 7,267
Izindleko Eziphelele Zemalimboleko: Inani Lenzalo + Imali Yokucubungula = ₹ 1,800 + ₹ 708 = ₹ 2,508.
Isibonelo
Inani Lemalimboleko: ₹ 5,000
Isikhathi Sokuhlala: Izinyanga Ezi-3
Izinga Lenzalo: 0%
Izimali Zokucubungula: 0
Inani Elikhona: ₹ 5,000
Inzalo: ₹ 0
Inani Lokukhokha Eliphelele: ₹ 5,000
I-EMI Yanyanga Zonke: ₹ 5,000 / 3 = ₹ 1,667
Amanani enzalo nezinye izindleko
🔹Izinga Lenzalo lisukela ku-0% kuya ku-36%
🔹Izindleko zokukhokha sekwephuzile: Sikhokhisa imali yokukhokha sekwephuzile engadluli ku-8.33% ngenyanga enanini elifanele, kuncike okungenani ku-₹ 500+GST
🔹Inkokhelo yokwenqatshwa kwesibopho: ₹ 250+GST.
🔹Izindleko zokukhokha:₹ 500+GST
🔹Izindleko zokukhokha kusengaphambili: 0
🔹Izimali zokucubungula (kufaka phakathi i-GST) zisukela ku-₹ 472 kuya ku-₹ 11800
Uhlelo lokusebenza ludinga izimvume ezilandelayo ukuze lusebenze kahle :
🔑Indawo
Qoqa, gcina futhi uqaphe ulwazi mayelana nendawo yedivayisi yakho ukuze wenze ukuhlolwa kwengozi yokuthola amaphuzu esikweletu.
🔑Shayela
Qoqa, gcina futhi uqaphe ulwazi mayelana nedivayisi yakho ukuze uhlonze amadivayisi ngendlela ehlukile futhi uqinisekise ukuthi amadivayisi angagunyaziwe awakwazi ukwenza okuthile egameni lakho ukuvimbela ukukhwabanisa.
Inqubo Yokugunyazwa
✔️Ukuvunyelwa Kwemalimboleko kwenzeka ngokushesha
✔️Kubasebenzisi bokuqala (amakhasimende amasha), umfakisicelo udinga ukusayina isivumelwano semalimboleko nge-e-mail futhi anikeze imvume yokukhipha imali ngokuzenzakalela nge-e-mandate yasebhange ene-intanethi. Uma lezi zinqubo seziqediwe, ukukhokhwa kwemali kwenzeka ngosuku olufanayo.
✔️Imali mboleko izodluliselwa ngqo kwi-akhawunti yasebhange enikeziwe yomfakisicelo.
Qaphela
I-Phocket isebenza ne-NBFC - Citra Financials Pvt Ltd. ehambisana ne-RBI.
Xhumana Nathi
Nganoma yiluphi uhlobo losizo noma ukwesekwa, zizwe ukhululekile ukuthumela i-imeyili ku-info@phocket.in noma usishayele ucingo ku-8010700600
Kubuyekezwe ngo-
Dis 29, 2025