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Mayelana nalolu hlelo lokusebenza
Itholakala kuzakhamizi zaseKenya.
Uhlelo lokusebenza lwe-Chama olwabangani nomndeni ukuze bonge ndawonye.
Landa uhlelo lokusebenza, dala iphrofayela futhi uqinisekise ubuwena. Uma usuqinisekisiwe, isikhwama semali yomuntu siqu sizobe sesikulungele ukuthi uqale ukubamba iqhaza ku-Chamas nokwenza. Ungafaka imali esikhwameni sakho siqu kusuka ku-Mpesa, futhi ukhiphe esikhwameni sakho uye ku-Mpesa.
Ngohlelo lokusebenza lwe-Chama oluvela ku-Stanbic Bank, ungakha ama-Chamas amaningi ngendlela othanda ngayo. Ungamema abangani, umndeni kanye nosebenza nabo encwadini yakho yamakheli ocingo. Abantu obamemayo, bazothola izimemo ngomlayezo wombhalo. Uma bekhetha ukujoyina iqembu lakho, bangabuyekeza umthethosisekelo wamaqembu futhi bamukele isimemo.
Uhlelo lokusebenza lwe-Chama oluvela ku-Stanbic Bank lubeka amandla ezandleni zakho okuphatha iqembu lakho ngendlela wena, njengeqembu ekhetha ngayo.
Nazi ezinye izici ezimangalisayo ezitholakala kumaqembu;
- Ukubonakala okuphelele kuwo wonke amalungu
Wonke amalungu angabona wonke umsebenzi owenziwa eqenjini. Konke ukuthengiselana kufakwe ohlwini futhi kungabuzwa futhi kuseshwe ngesikhathi sangempela.
- Izindima zobulungu ezishintshekayo
Ngemva kokuba ilungu lamukele isimemo sokujoyina iqembu, izikhulu zingashintsha indima yobulungu balelo lungu zibe; usihlalo, umgcinimafa noma umeluleki.
Kungaba nosihlalo nomgcinimafa abaningi ngendlela iqembu elifuna ngayo. Eqinisweni, wonke amalungu angaba osihlalo futhi wonke angaba nezibopho ezilinganayo eqenjini.
Futhi uma iqembu lidinga usizo oluthile kumuntu ozoliqondisa ohambweni lwalo, iqembu lingamema ilungu njengomeluleki. Abeluleki ababambi iqhaza ngokwezezimali, kodwa banokubonakala okugcwele kwawo wonke umsebenzi oseqenjini futhi bangajoyina ingxoxo yeqembu, ngaphakathi kohlelo lokusebenza.
- Izimo zobulungu
Ngemuva kokuthi umuntu amukele isimemo seqembu, uzobambambiqhaza okhuthele. Izikhulu zingashintsha noma yisiphi isimo sobulungu banoma isiphi isikhathi zibe yinoma yikuphi kokulandelayo; Iyasebenza, Ibanjiwe futhi Inqanyuliwe.
Ukushintsha isimo sobulungu bamalungu sibe Yilindile, kusho ukuthi ilungu okwamanje alihlanganyeli emisebenzini yeqembu.
Ukunqamula ubulungu kusho ukuthi ilungu alisahlanganyeli nakancane eqenjini.
Ubulungu obunqanyuliwe futhi obubanjiwe bungase buphinde busebenze noma nini.
- Imalimboleko
Uma kwakhiwa amaqembu, okunye okukhethwa kukho ukukhombisa ukuthi iqembu lizosebenzisa yini ukusebenza kweMalimboleko.
Kunezici eziningi ezinhle ezingasiza ukwenza ukuphatha imali mboleko kube lula kubaphathi beqembu.
Iqembu lingacacisa le mithetho elandelayo;
> Izinga lenzalo yemalimboleko yamaqembu
> Ukuthi izikweletu kufanele zigunyazwe yizikhulu nokuthi zingaki izimvume ezidingekayo
> Inani eliphezulu lemali ebolekiwe ilungu elingafaka isicelo kulo eqenjini lisekelwe; iphesenti lesamba seminikelo yabo, ukuthi banesikhathi esingakanani beyilungu, zingaki izimali mboleko ezisebenzayo abangaba nazo nganoma yisiphi isikhathi, isamba esisele kuzo zonke izimali ezibolekiwe ezisasebenza nokuthi banazo yini izinhlawulo okufanele zikhokhelwe.
Lapho ilungu lifaka isicelo sokubolekwa imali, lingabona inani eliphezulu elingasifaka isicelo kanye nokubala okuholele emalini.
Uhlelo lokusebenza lwe-Chama lusebenzisa isistimu yama-invoyisi ukuze kuqinisekiswe ukuthi kukhona ukubonakala okucacile enkokhelweni yemali mboleko, kanye nezinkokhelo zelungu.
- Imigomo Yeqembu
Khomba izinjongo zamaqembu akho, engeza isithombe ukuze uthole ugqozi futhi uvumele wonke umuntu abone ukuthi iqembu liqhubekela kanjani kule migomo.
Ukwabela imali emgomweni kulula futhi kuqondile. Vele ukhombise inani ongalingeza emgomweni, ngemuva kwalokho ibhalansi yamaqembu etholakalayo iyancipha ngale mali.
Imali emigomeni ingahanjiswa kubhalansi etholakalayo noma kunini.
Uhlelo lokusebenza lwe-Chama lunengxoxo eyakhiwe, yesikhathi sangempela. Ingxoxo futhi inesici sokuvota esivumela iqembu ukuthi livote ezinqumweni ezibalulekile.
I-Stanbic Bank ibuyekeza uhlelo lokusebenza njalo ngezici ezintsha ezisuselwe empendulweni yamakhasimende ethu. Ngakho-ke sicela usazise ukuthi singenza kanjani uhlelo lokusebenza lube ngcono nakakhulu!
Uhlelo lokusebenza lwe-Chama olwabangani nomndeni ukuze bonge ndawonye.
Landa uhlelo lokusebenza, dala iphrofayela futhi uqinisekise ubuwena. Uma usuqinisekisiwe, isikhwama semali yomuntu siqu sizobe sesikulungele ukuthi uqale ukubamba iqhaza ku-Chamas nokwenza. Ungafaka imali esikhwameni sakho siqu kusuka ku-Mpesa, futhi ukhiphe esikhwameni sakho uye ku-Mpesa.
Ngohlelo lokusebenza lwe-Chama oluvela ku-Stanbic Bank, ungakha ama-Chamas amaningi ngendlela othanda ngayo. Ungamema abangani, umndeni kanye nosebenza nabo encwadini yakho yamakheli ocingo. Abantu obamemayo, bazothola izimemo ngomlayezo wombhalo. Uma bekhetha ukujoyina iqembu lakho, bangabuyekeza umthethosisekelo wamaqembu futhi bamukele isimemo.
Uhlelo lokusebenza lwe-Chama oluvela ku-Stanbic Bank lubeka amandla ezandleni zakho okuphatha iqembu lakho ngendlela wena, njengeqembu ekhetha ngayo.
Nazi ezinye izici ezimangalisayo ezitholakala kumaqembu;
- Ukubonakala okuphelele kuwo wonke amalungu
Wonke amalungu angabona wonke umsebenzi owenziwa eqenjini. Konke ukuthengiselana kufakwe ohlwini futhi kungabuzwa futhi kuseshwe ngesikhathi sangempela.
- Izindima zobulungu ezishintshekayo
Ngemva kokuba ilungu lamukele isimemo sokujoyina iqembu, izikhulu zingashintsha indima yobulungu balelo lungu zibe; usihlalo, umgcinimafa noma umeluleki.
Kungaba nosihlalo nomgcinimafa abaningi ngendlela iqembu elifuna ngayo. Eqinisweni, wonke amalungu angaba osihlalo futhi wonke angaba nezibopho ezilinganayo eqenjini.
Futhi uma iqembu lidinga usizo oluthile kumuntu ozoliqondisa ohambweni lwalo, iqembu lingamema ilungu njengomeluleki. Abeluleki ababambi iqhaza ngokwezezimali, kodwa banokubonakala okugcwele kwawo wonke umsebenzi oseqenjini futhi bangajoyina ingxoxo yeqembu, ngaphakathi kohlelo lokusebenza.
- Izimo zobulungu
Ngemuva kokuthi umuntu amukele isimemo seqembu, uzobambambiqhaza okhuthele. Izikhulu zingashintsha noma yisiphi isimo sobulungu banoma isiphi isikhathi zibe yinoma yikuphi kokulandelayo; Iyasebenza, Ibanjiwe futhi Inqanyuliwe.
Ukushintsha isimo sobulungu bamalungu sibe Yilindile, kusho ukuthi ilungu okwamanje alihlanganyeli emisebenzini yeqembu.
Ukunqamula ubulungu kusho ukuthi ilungu alisahlanganyeli nakancane eqenjini.
Ubulungu obunqanyuliwe futhi obubanjiwe bungase buphinde busebenze noma nini.
- Imalimboleko
Uma kwakhiwa amaqembu, okunye okukhethwa kukho ukukhombisa ukuthi iqembu lizosebenzisa yini ukusebenza kweMalimboleko.
Kunezici eziningi ezinhle ezingasiza ukwenza ukuphatha imali mboleko kube lula kubaphathi beqembu.
Iqembu lingacacisa le mithetho elandelayo;
> Izinga lenzalo yemalimboleko yamaqembu
> Ukuthi izikweletu kufanele zigunyazwe yizikhulu nokuthi zingaki izimvume ezidingekayo
> Inani eliphezulu lemali ebolekiwe ilungu elingafaka isicelo kulo eqenjini lisekelwe; iphesenti lesamba seminikelo yabo, ukuthi banesikhathi esingakanani beyilungu, zingaki izimali mboleko ezisebenzayo abangaba nazo nganoma yisiphi isikhathi, isamba esisele kuzo zonke izimali ezibolekiwe ezisasebenza nokuthi banazo yini izinhlawulo okufanele zikhokhelwe.
Lapho ilungu lifaka isicelo sokubolekwa imali, lingabona inani eliphezulu elingasifaka isicelo kanye nokubala okuholele emalini.
Uhlelo lokusebenza lwe-Chama lusebenzisa isistimu yama-invoyisi ukuze kuqinisekiswe ukuthi kukhona ukubonakala okucacile enkokhelweni yemali mboleko, kanye nezinkokhelo zelungu.
- Imigomo Yeqembu
Khomba izinjongo zamaqembu akho, engeza isithombe ukuze uthole ugqozi futhi uvumele wonke umuntu abone ukuthi iqembu liqhubekela kanjani kule migomo.
Ukwabela imali emgomweni kulula futhi kuqondile. Vele ukhombise inani ongalingeza emgomweni, ngemuva kwalokho ibhalansi yamaqembu etholakalayo iyancipha ngale mali.
Imali emigomeni ingahanjiswa kubhalansi etholakalayo noma kunini.
Uhlelo lokusebenza lwe-Chama lunengxoxo eyakhiwe, yesikhathi sangempela. Ingxoxo futhi inesici sokuvota esivumela iqembu ukuthi livote ezinqumweni ezibalulekile.
I-Stanbic Bank ibuyekeza uhlelo lokusebenza njalo ngezici ezintsha ezisuselwe empendulweni yamakhasimende ethu. Ngakho-ke sicela usazise ukuthi singenza kanjani uhlelo lokusebenza lube ngcono nakakhulu!
Kubuyekezwe ngo-
Ukuphepha kuqala ngokuqonda ukuthi onjiniyela baqoqa futhi babelane kanjani ngedatha yakho. Ubumfihlo bedatha nezinqubo zokuphepha zingahluka kuye ngokusebenzisa kwakho, isifunda, nobudala. Unjiniyela unikeze lolu lwazi futhi angalubuyekeza ngokuhamba kwesikhathi.
Ayikho idatha eyabiwe nezinkampani zangaphandle
Funda kabanzi mayelana nendlela onjiniyela abaveza ngayo ukwabelana
Le app ingaqoqa lezi zinhlobo zedatha
Indawo, Ulwazi lomuntu siqu nabanye abangu-3
Idatha ibetheliwe lapho ithunyelwa
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