OneMain Financial

OneMain Financial

Mayelana nalolu hlelo lokusebenza

Finyelela amathuluzi owadingayo kanye nazo zonke ezinye izinto ezinhle kakhulu. Hlala ulawula imali mboleko yakho futhi uhlale uqaphile ngentuthuko yakho.

Kudingeka i-akhawunti esebenzayo ye-OneMain ukuze usebenzise lolu hlelo lokusebenza. Ukuze ufake isicelo semali mboleko entsha yomuntu siqu, vakashela i-OMF.com.

IZICI ZOKUSEBENZA

- Yenza izinkokhelo zemali mboleko usohambeni.
- Vula i-AutoPay ukuze uhlele izinkokhelo ezizenzakalelayo.
- Bhalisela izitatimende ezingenamaphepha kanye nezaziso zokukhokha.
- Qapha i-VantageScore yakho (R) (ibuyekezwa njalo ngenyanga).
- Finyelela i-OneMain (R) MyMoney ukuze ulandelele ukusetshenziswa kwemali kwakho futhi wonge imali ethile.
- Buka imininingwane yakho yemali mboleko kanye nomsebenzi wekhadi lesikweletu le-OneMain BrightWay (R) (uma kusebenza).

Qaphela: Ukususa lolu hlelo lokusebenza akuvali noma kususe i-akhawunti ye-OneMain noma ye-BrightWay. Njengomboleki olawulwayo kanye nesikhungo sezezimali, kumele sigcine amarekhodi athile ngaphansi komthetho osebenzayo.

MAYELANA NE-ONEMAIN FINANCIAL

Sinikeza imali mboleko yomuntu siqu engakusiza ukuthi uthole imali oyidingayo, ngezinjongo ezinjengalezi:

- Ukuhlanganiswa kwezikweletu
- Ukuthuthukiswa kwekhaya
- Ukuthenga noma ukulungisa ngokuzenzakalela
- Amaholide
- Izimo Eziphuthumayo
- Ukuthenga Okukhulu

Izikhathi zethu zokukhokha imali mboleko yomuntu siqu zisukela ezinyangeni ezingama-24 kuya kwezingama-60 kanye nezinga eliphezulu lamaphesenti onyaka (i-APR) elingu-35.99%. Inani lemali mboleko lisukela ku-$1,500 kuya ku-$30,000.

Akubona bonke abafaka izicelo abafanelekela amanani emali mboleko amakhulu noma imigomo yemali mboleko evumayo kakhulu. Inani lemali mboleko elikhulu lidinga i-lien yokuqala emotweni engaphansi kweminyaka eyi-10 ubudala ehlangabezana nezidingo zethu zenani, enegama lakho ngomshuwalense osebenzayo. Ukuvunyelwa kwemali mboleko kanye nemigomo yemali mboleko yangempela kuncike esimweni sakho sokuhlala kanye nekhono lakho lokuhlangabezana nezindinganiso zethu zesikweletu (kufaka phakathi umlando wesikweletu onesibopho, imali engenayo eyanele ngemuva kwezindleko zanyanga zonke kanye nokutholakala kwesibambiso). Ama-APR ngokuvamile aphezulu kwimali mboleko engavikelwe yimoto. Abafakizicelo abafanelekile kakhulu banganikezwa amanani emali mboleko aphezulu kanye/noma ama-APR aphansi. Imali mboleko ayikwazi ukusetshenziselwa izindleko zemfundo yangemva kwesikole samabanga aphezulu, nganoma iyiphi injongo yebhizinisi noma yezentengiselwano, ukuthenga i-cryptocurrency noma ezinye izimali eziqagelwayo, noma ukugembula noma izinjongo ezingekho emthethweni. Amasosha asebenzayo, oshade nabo noma abaxhomeke kuwo abambozwe yi-Military Lending Act akumele bathembise imoto njengesibambiso.

Ababoleki kulezi zifundazwe bangaphansi kwalawa manani emali mboleko aphansi: i-Alabama: $2,100. i-California: $3,000. i-Georgia: $3,100. i-North Dakota: $2,000. i-Ohio: $2,000. i-Virginia: $2,600.

Ababoleki kulezi zifundazwe bangaphansi kwalawa manani emali mboleko aphezulu: i-North Carolina: $11,000 yemali mboleko engavikelekile kubo bonke amakhasimende; $11,000 yemali mboleko evikelekile yamakhasimende ethu. i-Maine: $7,000. i-Mississippi: $12,000. i-West Virginia: $13,500. Imali mboleko yokuthenga imoto noma imishini yezemidlalo yamandla avela kubathengisi be-ME, MS, kanye ne-NC abakhethiwe ayingaphansi kwalawa manani emali mboleko aphezulu.

Sikhokhisa imali yokusungula imali mboleko. Kuye ngokuthi uvula kuphi imali mboleko, imali ingaba yinani elilinganayo noma iphesenti lemali mboleko. Amanani emali elinganiselwe ayahlukahluka ngokwesifundazwe, kusukela ku-$25–$500. Imali ekhokhwa ngephesenti iyahlukahluka ngokwesifundazwe, kusukela ku-1%–10% yemali mboleko, kuncike emikhawulweni ethile yesifundazwe enanini lemali mboleko.

Isibonelo Semali mboleko: Imali mboleko engu-$6,000 ene-APR engu-24.99% ekhokhwa ngezitolimende zenyanga ezingu-60 ingaba nezinkokhelo zenyanga ezingu-$176.07.

Lapho kuxhaswa kabusha noma kuhlanganiswa izikweletu ezikhona, izindleko zezimali eziphelele phakathi nesikhathi semali mboleko entsha zingase zibe phezulu kunesikweletu sakho samanje ngoba izinga lenzalo lingase libe phezulu futhi/noma isikhathi semali mboleko singase sibe side. Imali mboleko yethu ifaka phakathi imali yokuqala, okungase kunciphise inani lemali etholakalayo yokukhokha ezinye izikweletu.

Amalayisense Kahulumeni: OneMain Financial Group, LLC (NMLS# 1339418). CA: Imali mboleko eyenziwe noma ehlelwe ngokwe-Department of Financial Protection and Innovation California Finance Lenders License. I-PA: Inelayisensi yi-Pennsylvania Department of Banking and Securities. I-VA: Inelayisensi yi-Virginia State Corporation Commission – Inombolo Yelayisensi CFI-156. I-OneMain Mortgage Services, Inc. (NMLS# 931153). I-NY: Isevisi Yemalimboleko Yemalimboleko YaseNew York Ebhalisiwe. Bona ulwazi olwengeziwe lwelayisensi ku-nmlsconsumeraccess.org kanye ne-onemainfinancial.com/legal/disclosures.

Yini entsha

- UI enhancements
- Performance enhancements
- Stability improvements
- Bug fixes