Plum: Smart Saving & Investing

Plum Fintech

Mayelana nalolu hlelo lokusebenza

Ngamadiphozithi azenzakalelayo, ukutshalwa kwezimali okufinyelelekayo kanye nesabelomali esihlakaniphile, iPlum inikeza umfutho wemali yakho. Sinikeza izimali zakho zomuntu siqu ukuphusha ukuze sikusize ufinyelele imigomo yakho. Izinkokhelo ziyasebenza.*

NIKEZA IBHANGE LAKHO UBUCHOPHO
• Lawula izimali zakho ngokuxhumanisa ama-akhawunti akho asebhange namakhadi esikweletu endaweni eyodwa

ZUZA 5.17% AER (okuguquguqukayo) NGE-PLUM CASH ISA
• Vula ukonga okungenantela
• Amakhasimende afanelekile avikelwe nge-FSCS
• Thola ukufinyelela kalula emalini yakho
• Qala ngemali encane efika ku-£1
• Dlulisa nge-ISA ekhona futhi uzuze u-4.29% AER (okuguquguqukayo)
Linganisa kusukela ngomhlaka-27/05/24. Kuncike ezimweni. Imithetho ye-T&C ne-ISA iyasebenza. Izinga eliphezulu lifaka inani lebhonasi lezinyanga eziyi-12

ZUZA ENGASE KU-5.12%* NGENZALO YE-PLUM
• Thola izimbuyiselo ezilandela izinga eliyisisekelo leBhange Lase-England ngale MMF enobungozi obuncane
• Jabulela ukufinyelela okulula ngokuhoxiswa kosuku olungu-1 lwebhizinisi
• Engeza okuningi noma okuncane ngokuthanda kwakho
Inkunzi esengozini. *Isilinganiso esiguquguqukayo silungile kusukela ngomhlaka-22/07/24. Izibikezelo azisona inkomba ethembekile yokusebenza kwesikhathi esizayo. Ukubuyisela akuqinisekisiwe.

Londoloza OKWENGEZIWE NGOKUZENZAKALELAYO AMADIPOSI
• Yakha umkhuba wokonga ngokuhlela amadiphozithi enani elimisiwe isonto ngalinye noma lapho uqala ukukhokhelwa
• Imithetho ehlakaniphile ikugcina ulawula imali yakho, ngezinketho ezifana ne-Al algorithm yethu noma i-Round Ups
• Noma yenza inqubo ibandakanyeke kakhulu ngezinselele nemithetho efana nezinsuku zemvula
• Zuza kufikela ku-4.70% AER ekongeni kwakho nge-FSCS-Protected Interest Pocket. Amaphakethe enzalo ahlinzekwa ngabakwa-Investec Bank Plc.

UKUTSHALWA KWESTOCK OKUNGENAMKHAWULO
• Dala iphrofayela yakho emizuzwini embalwa ukuze uqale ukuthenga nokuthengisa amasheya enkampani yase-US
• Tshala imali ezinkampanini ezifika kwezi-3,000 ezifana ne-Amazon noma i-Tesla
• Setha ama-oda okuthenga aphindelelayo nezixwayiso zentengo ukuze usebenzise isu lakho lokutshala imali

† Imakhakhi engu-0.45% yokuguqulwa kohlobo lwemali ‘FX’ kanye nezimali ezikhokhwayo zokulawula zisasebenza. Isamba sezimali ezikhokhiswayo ukuze uthenge bese uthengisa (ukuhweba oku-2) isabelo esingu-1 esibiza u-$100 singaba ngu-$0.90.

HLUKANISA IMALI YAKHO NGEZIMALI
• Khetha kusuka ezikhwameni ezifika kwezingama-26 ezinetimu emayelana nezinga lobungozi noma umkhakha
• Yenza kube ngokwakho iphothifoliyo yakho ngezimali ezifana ‘neSlow & Steady’, ‘Tech Giants’ noma izinketho ezigxile ekuziphatheni okuhle
• Izimali ze-Premium zivumela ukuhlukahluka okukhulu ngokufaka Igolide, i-Biotech kanye nezimpahla ze-Real Estate
• Izimali ziphathwa ngobungcweti futhi ngayinye iqukethe amasheya ezinkampani amaningi ahlukene
• Itholakala ngohlelo lwe-Plum Pro noma ngaphezulu (kusuka ku-£2.99/ngenyanga)
• Izimali ezisheshayo nezisobala‡

‡ Nazi izimali ezikhokhwayo uma utshala izimali ngePlum:
• £2.99 ubuncane bokubhalisa kwanyanga zonke
• 0.90% Izimpahla Zonyaka Ezingaphansi Kokuphathwa (AUM) kanye nesilinganiso semali yokuphatha isikhwama§
• Azikho izimali zokuhoxa/imikhawulo

§ Lokhu kuhlanganisa imali engu-0 (AUM) engu-0.45% ekhokhiswa i-Plum, kanye nemali engu-0.06–1.06% yokuphatha isikhwama, kuye ngesikhwama esithile sokutshala izimali ozikhethayo.

LUNGELE UKUTHATHA UMHLALAPHANSI
• Hlanganisa izimpesheni zakho ezikhona zibe yi-Self Invested Personal Pension (SIPP)
• Khetha kuzikhwama zomhlaba ezilawulwa ubungozi noma ezihlukene
• Ayikho imali yokubhalisa ye-Plum SIPP
• U-0.89% wezimpahla zonyaka ezingaphansi kokuphathwa (AUM) kanye nesilinganiso semali yokuphatha isikhwama
• Thola ukukhululeka kwentela ngeminikelo yakho

Lokhu kufaka phakathi imali engu-0.45% yabahlinzeki bomkhiqizo, kanye nemali engu-0.08%–1.06% yokuphatha isikhwama, kuye ngesikhwama/izikhwama zotshalomali ezithile ozikhethayo.

UKUPHEPHA
• Sisekela ukuphepha kwe-biometric
• Noma iyiphi idatha ebucayi esiyiphethe igcinwa kusetshenziswa i-symmetric cryptography (AES)
• Asilokothi sabelane ngedatha yakho nezinkampani zangaphandle ngaphandle kwemvume
• Ukwesekwa kwamakhasimende kutholakala izinsuku ezingu-7 ngeviki

I-Plum Fintech Ltd iyi-ejenti nomsabalalisi we-PayrNet Ltd (FRN 900594) kanye ne-Modulr FS Ltd (FRN 900573), ngokulandelana, zombili zigunyazwe njengama-EMI yi-FCA. I-Plum Fintech Ltd (FRN: 836158) iyi-AISP ebhalisiwe ne-FCA. I-Saveable Ltd (FRN: 739214) igunyaziwe futhi ilawulwa yi-FCA njengefemu yokutshala imali. I-Plum igama lokuhweba.
Mayelana nokutshalwa kwezimali kanye nezimpesheni, zonke izimali zokuphathwa kwesikhwama kanye nezimali zabahlinzeki ziboniswa minyaka yonke, zikhokhiswa nyanga zonke futhi zivele ngokushesha kuphothifoliyo yakho. 2-7 Clerkenwell Green, London, EC1R 0DE.

Yini entsha

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