XTB Online Investing

XTB S.A.

About this app

About XTB
XTB is a global financial institution trusted by over 2 million clients worldwide. We offer a wide range of tools and instruments for investments (stocks, ETFs) and savings solutions (Investment Plans and interest on free funds). All of this is available within a single ecosystem, a single app, where your money can work for you.

Buy stocks and ETFs commission-free
XTB app gives you access to over 5000 stocks and ETFs from 16 major exchanges around the world. Invest in stocks and ETFs with 0% commission.*

Make the most of our savings solutions
Investment Plans
At XTB, you can create your personal Investment Plan that will help you regularly set aside small amounts, invest passively and reach your desired goals, like: travel, retirement, electronics or a new house.
Interest on free funds
You can also profit while waiting for the perfect investment opportunity. All your uninvested funds earn interest, which is calculated daily and paid out monthly.

Keep your money handy with eWallet and a multi-currency card
Convenient shopping with your phone, contactless ATM withdrawals worldwide, instant currency exchange or fast and simple transfers? Discover numerous solutions for your everyday finances with eWallet. Feel free wherever you are.

2FA - an extra layer of security
We implemented 2FA (Two-Factor Authentication) through SMS verification to ensure that no one gains unauthorized access to your XTB account and funds.

Safe and secure deposits and withdrawals
Make a deposit instantly by credit/debit cards like Visa/Mastercard or using services such as PayPal, Skrill, Neteller. Easily transfer funds between sub-accounts in XTB or withdraw to your personal bank account - all safely and securely via the app.

24h/5 support
Our customer service team offers support in 18 languages and is available 24 hours a day, whenever the markets are open from Monday to Friday, via email, chat or phone.

Free training account
Open a free training account in seconds to test your investment ideas and strategies. Experience how the market works without risking your own capital. And when you're ready, open a real XTB account for free in just 15 minutes and let your money work... FOR REAL!

Trainings and webinars
Use our extensive video library and educate yourself utilizing hundreds of hours of webinars. Learn more about various aspects of investing such as risk management or investing strategies. Enjoy clear selection - from basic to intermediate and expert tutorials. expert step by step.

Market news and analysis
Get breaking news and read professional market analysis prepared by our award-winning research team.

Advanced charts and technical analysis
Find the best investment opportunities with over 35 indicators, different chart types, technical analysis, drawing tools and other features in the app.

*For monthly turnover up to 100,000 EUR. Transactions above this limit will be charged a commission of 0.2% (minimum 10EUR).
***DiPocket UAB, an Electronic Money Institution registered by the Bank of Lithuania, provides the eWallet services, including payment accounts and cards. The card is issued under a Mastercard license.

Ratings and reviews

One thing that I like from this app is the 'investment plan' feature. It allows us to combine any ETFs to create our own portfolios according to our purpose, whether it is for short-term or long-term investment. We can filter the ETFs based on the risk level, ratings, etc. to match our investment goals and risk profile. One of the best investing and trading apps ever! 👍

From one day to the next, without any warning, my card deposit was blocked. This exposed me to significant losses and forced me to hastily close unfavorable positions. I don't recommend them; I'm switching to the competition. Everyone should also consider opening an account with them.

My experience with XTB has been very good so far. No problems depositing or withdrawing, it's very intuitive to use and eventho sometimes it's a little bit to load all the data, most of the time is very responsive and snappy. If there's any intentions to add functionalities to the app, I would love to have some basic indicators at least, like in xStation 5. And also something else that would be great is being able to close a specific position when you have multiple opened ones in one stock.