XTB Online Investing

XTB S.A.

About this app

About XTB
XTB is a global financial institution trusted by over 2 million clients worldwide. We offer a wide range of tools and instruments for investments (stocks, ETFs) and savings solutions (Investment Plans and interest on free funds). All of this is available within a single ecosystem, a single app, where your money can work for you.

Buy stocks and ETFs commission-free
XTB app gives you access to over 5000 stocks and ETFs from 16 major exchanges around the world. Invest in stocks and ETFs with 0% commission.*

Make the most of our savings solutions
Investment Plans
At XTB, you can create your personal Investment Plan that will help you regularly set aside small amounts, invest passively and reach your desired goals, like: travel, retirement, electronics or a new house.
Interest on free funds
You can also profit while waiting for the perfect investment opportunity. All your uninvested funds earn interest, which is calculated daily and paid out monthly.

Keep your money handy with XTB Card
Convenient shopping with your phone, contactless ATM withdrawals worldwide, instant currency exchange or fast and simple transfers. Discover numerous solutions for your everyday finances with XTB Card. Feel free wherever you are.

2FA - an extra layer of security
We implemented 2FA (Two-Factor Authentication) through SMS verification to ensure that no one gains unauthorized access to your XTB account and funds.

Safe and secure deposits and withdrawals
Make a deposit instantly by credit/debit cards like Visa/Mastercard or using services such as PayPal, Skrill, Neteller. Easily transfer funds between sub-accounts in XTB or withdraw to your personal bank account - all safely and securely via the app.

24h/5 support
Our customer service team offers support in 18 languages and is available 24 hours a day, whenever the markets are open from Monday to Friday, via email, chat or phone.

Free training account
Open a free training account in seconds to test your investment ideas and strategies. Experience how the market works without risking your own capital. And when you're ready, open a real XTB account for free in just 15 minutes and let your money work... FOR REAL!

Trainings and webinars
Use our extensive video library and educate yourself utilizing hundreds of hours of webinars. Learn more about various aspects of investing such as risk management or investing strategies. Enjoy clear selection - from basic to intermediate and expert tutorials. expert step by step.

Market news and analysis
Get breaking news and read professional market analysis prepared by our award-winning research team.

Advanced charts and technical analysis
Find the best investment opportunities with over 35 indicators, different chart types, technical analysis, drawing tools and other features in the app.

*For monthly turnover up to 100,000 EUR. Transactions above this limit will be charged a commission of 0.2% (minimum 10EUR).
**The XTB Card and payment accounts are available to XTB S.A. individual investment account holders. DiPocket UAB, an Electronic Money Institution registered by the Bank of Lithuania, provides the services. The XTB Card is issued under a Mastercard license.

Ratings and reviews

I signed up for a free stock promotion, they emailed confirming the promotion was applied to the account. They took three days to verify my account before I could deposit funds. By the time I could credit the account to get the free stock, they'd run out 😅. So a complete waste of time. The app is very awkward to use and feels so much harder work than trading212, invest engine or interactive investor. TLDR bad on all fronts. Won't use again.

I tried to change my email in the app but I never received the confirmation email necessary to update it. There is not a button for resending the email, and I'm stuck in that. The app says I must confirm the email but I can't, and the solution that support give to me is "please call us" so I have to call for something that is perfectly solved in seconds in any other service. Annoying.

im not sure why the currencies arent being displayed in your saved instruments lists...? its especially confusing when you combine instruments from various countries with different currencies into a single list. they all show as just as number. im also kinda missing a graph showing my profit/loss history of all assets combined over the course of time. theres only an indicator showing your current absolute profit/loss of everything, but a history would be much appreciated