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Mayelana nalolu hlelo lokusebenza

Uhlelo lokusebenza lwemalimboleko yomuntu siqu esheshayo, isikolo samahhala sesikweletu nokuningi!šŸ”„

I-OneScore iwukuphathwa kwamaphuzu esikweletu samahhala kanye nenkundla yemalimboleko yomuntu siqu esheshayo ethenjwa amaNdiya angaphezu kuka-4 Crore. Kungakhathaliseki ukuthi udinga imali yezindleko zomuntu zesikhashana, iholide elide, noma ukukhokhela izindleko zezokwelapha, ungathola imalimboleko yomuntu siqu esheshayo nganoma yisiphi isimo esiphuthumayo semali.

āœ…Ukukhishwa Kwemalimboleko Esheshayo
āœ… Isicelo Esilula
āœ…Ayikho imfuneko yesibambiso
āœ…Umbhalo weZero
āœ…Izinketho ze-EMI eziguquguqukayo

Ungayithola kanjani imalimboleko esheshayo esheshayo ku-OneScorešŸ’ø
Yakha inani lesikweletu sakho ngokulandelela njalo isikolo sakho sesikweletu, futhi ubheke ukunikezwa kwemali mboleko okuhamba phambili komuntu siqu. Ngokuya ngesikolo sakho sesikweletu, nezinye izici, uzothola ukugunyazwa okusheshayo kwemali mboleko yomuntu siqu ngohlelo lwethu lokusebenza.

Yini enye!šŸ’”
Ungasebenzisa futhi isibali se-EMI ngaphakathi kohlelo lokusebenza ukuhlela ama-EMI akho emalimboleko aku-inthanethi futhi ukhethe ezinkethweni zokukhokha eziguquguqukayo.
Setha izikhumbuzi zokukhokha ukuze ungaphuthelwa yi-EMI.

Imibandela Yokufaneleka yomnikelo ongcono kakhulu wemalimboleko yomuntu siqu ku-inthanethi šŸ‘‡
Amaphuzu esikweletu angu-730 nangaphezulu
Umsebenzi ozinzile oneholo lanyanga zonke elingu- > ₹20,000
I-Aadhar kanye nomnikazi wekhadi le-PAN

Izici zeMalimboleko yomuntu siqu:šŸš€
• Ozakwethu ababolekisayo: I-Federal Bank, i-South Indian Bank, i-Kisetsu Saison Finance India (KSF)
• Inani Lemalimboleko: Kufika ku-Rs. 5 lakh
• Isikhathi sokubolekwa imali: Ubuncane bezinyanga eziyisi-6, ubuningi bezinyanga ezingama-48
• Izilinganiso Zenzalo: 12.5% -18.5% (yebhange Lombuso), 15.9% -16.8% (Ku-SIB), 13.5% - 29.99% (Okwe-KSF)
• Izimali zokucubungula: 1.5-2.5% (Inani eliphansi lama-Rs. 999) ebhange Lombuso kanye no-1% + Rs. 750 Izindleko zedokhumenti yedijithali + GST ye-SIB, 1% -4% ye-KSF
• I-APR: 13.32%-27.49% (yebhange Lombuso), 16.54%-20.52% (Ku-SIB), 16% - 42% (Okwe-KSF)

Ake sikuqonde lokhu ngesibonelo, sithatha imalimboleko yomuntu siqu yama-Rs. 50,000 enenani lenzalo engu-13% nesikhathi sokukhokha sonyaka ongu-1. Nansi indlela imali yakho yokubolekwa kwemali mboleko eku-inthanethi engabalwa ngayo:

• Inani Lemalimboleko - ₹50,000
• Isikhathi sokuhlala - izinyanga eziyi-12
• Izinga lenzalo - 13%
• EMI - ₹4,466
• Isamba Senzalo Ekhokhwayo - ₹4,466 x izinyanga eziyi-12 - ₹50,000 Uthishanhloko = ₹3592
• Izindleko Zokucubungula (okuhlanganisa ne-GST) - ₹1179
• Inani Elikhishiwe - ₹50,000 - ₹1,179 = ₹48,821
• Inani Eliphelele Elikhokhwayo - Uthishanhloko + Inzalo + Izimali Zokucubungula = ₹54,771
• Ingqikithi Yezindleko Zemalimboleko = Inani Lenzalo + Izimali Zokucubungula = ₹3592 + ₹1179 = ₹4,771

*Uma ngabe imali ebolekiwe ikhishwa ngomhla ka-6 noma ngemva kwawo kanye nama-EMIs akho ngomhla ka-5 enyangeni, kunegebe lezinsuku ezingu-29 phakathi kosuku lwakho lokukhokha lemali mboleko kanye ne-EMI yokuqala. Izinga lenzalo elikhokhiswayo kulesi sikhathi libizwa ngokuthi Inzalo Yenkathi Ephukile.

Kungani ulanda i-OneScore?šŸ“²

Thola imalimboleko esheshayo efika ku-Rs 5 lakh ngemibhalo enguziro nezinketho ze-EMI eziguquguqukayo.

Hlola isikolo sakho se-Experian ne-CIBIL mahhala. Ayinagaxekile futhi ayinazikhangiso.

Thola isaziso mayelana nezinguquko kumphumela wakho wesikweletu. Hlala ulawula isikolo sakho sesikweletu ngombiko wesikweletu owenziwe lula futhi ususe amaphutha ngesikhathi sangempela.

Sebenzisa ā€˜Isici Sokuthola ukuthi kungani’ ukuze uhlaziye idatha yakho futhi uqonde kahle ukuthi kungani isikolo sakho sesikweletu se-Experian ne-CIBIL sishintshile.

Sebenzisa i-Score Planner ukuze ukhuphule izinga lakho lesikweletu. Zibekele umgomo futhi uzuze isikolo sakho esihle ngemininingwane yomuntu siqu.

Unesikolo esiphansi? Sebenzisa isilingisi ukuze uthole iziphakamiso zokuthi ungathuthukisa kanjani isikolo sakho se-Experian ne-CIBIL ngemikhuba emihle yezezimali.

Thola umbono wenyoni wawo wonke ama-akhawunti akho emalimboleko nawekhadi lesikweletu.

Bika ukunemba kwerekhodi lakho lesikweletu ngokuchofoza okulula.

Kungani i-OneScore ihlukile🌟

Ithuluzi Lokulawula Isikweletu Lokusuka Ekupheleni
Isixazululo esisodwa kuphela sokuphathwa kwekhredithi ekupheleni kuya kokuphela kusukela ekwakheni isikolo sakho sesikweletu kuya ekutholeni imalimboleko yomuntu siqu esheshayo ngamanani enzalo ephansi.

Kuphephile futhi Kuvikelekile:
Alukho ulwazi lwakho olwabiwe nanoma iyiphi inkampani yangaphandle noma isikhungo. Idatha yakho iphephile kithi.

i-imeyili yosizo: onecorehelp@onescore.app. Vakashela iwebhusayithi yethu ukuze usithinte nganoma yimiphi imibuzo ku-https://onescore.app.
Ikheli lethu: West Bay, S. No. 278 Hissa No. 4/3, Pallod Farms Phase II, Baner, Pune, MH IN 411045
Kubuyekezwe ngo-
Sep 6, 2025

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