Imalimboleko yomuntu siqu esheshayo, isikolo samahhala sesikweletu nokuningi!
I-OneScore iyisitolo sokuma okukodwa sokuphatha amaphuzu esikweletu kanye nokuthola imali ebolekiwe yomuntu siqu esheshayo enezinketho eziguquguqukayo ze-EMI. Kungakhathaliseki ukuthi udinga imali yokuhlela uhambo noma yokunakekela izindleko zokwelashwa, ungathola imalimboleko esheshayo nganoma yisiphi isimo esiphuthumayo semali nge-OnePL.
Ukukhishwa Kwemalimboleko Esheshayo
Isicelo Esilula
Ayikho imfuneko yesibambiso
Ukubhalwa Kweziro
Izinketho ze-EMI eziguquguqukayo
Ukuthola kanjani ukunikezwa kwemali mboleko okuhamba phambili ku-OneScore
Yakha inani lesikweletu sakho ngokulandelela njalo isikolo sakho sesikweletu, futhi ubheke ukunikezwa komuntu siqu kwe-OnePL yemalimboleko. Ngokuya ngesikolo sakho sesikweletu nezinye izici, uzothola ukugunyazwa ngokushesha esicelweni sakho semalimboleko yomuntu siqu.
Yini enye!
Ungasebenzisa futhi isibali se-EMI ukuhlela ama-EMI akho futhi ukhethe ezinkethweni zokukhokha eziguquguqukayo.
Setha izikhumbuzi zokukhokha ukuze ungaphuthelwa yi-EMI.
Imibandela Yokufaneleka ye-OnePL
Amaphuzu esikweletu angu-730 nangaphezulu
Umsebenzi ozinzile oneholo lanyanga zonke elingu- > ā¹20,000
I-Aadhar kanye nomnikazi wekhadi le-PAN
Izici ze-OnePL:
ā¢ Ozakwethu ababolekisayo: Federal Bank, South Indian Bank, Kisetsu Saison Finance India
ā¢ Inani Lemalimboleko: Kufika ku-Rs. 5 lakh
ā¢ Isikhathi sokubolekwa imali: Ubuncane bezinyanga eziyisi-6, ubuningi bezinyanga ezingama-48
ā¢ Izilinganiso Zenzalo: 12.5% āā-18.5% (yebhange Lombuso), 15.9% -16.8% (Ku-SIB), 14% - 30% (Nge-Credit Saison)
ā¢ Izimali zokucubungula: 1.5-2.5% (Inani eliphansi lama-Rs. 999) ebhange Lombuso kanye no-1% + Rs. 750 Izindleko zedokhumenti yedijithali + i-GST ye-SIB
ā¢ I-APR: 13.32%-27.49% (yebhange Lombuso), 16.54% -20.52% (Kwe-SIB), 14.5% - 32% (Nge-Credit Saison)
Ake sikuqonde lokhu ngesibonelo, sithatha imalimboleko yomuntu siqu yama-Rs. 50,000 enenani lenzalo engu-13% nesikhathi sokukhokha sonyaka ongu-1. Nansi indlela inani lemalimboleko yakho yokubolekwa kwemali lizobalwa:
Inani Lemalimboleko - ā¹50,000
Isikhathi sokuhlala - izinyanga eziyi-12
Izinga lenzalo - 13%
EMI - ā¹4,466
Isamba Senzalo Ekhokhwayo - ā¹4,466 x 12 izinyanga - ā¹50,000 Uthishanhloko = ā¹3592
Izindleko Zokucubungula (okuhlanganisa ne-GST) - ā¹1179
Inani Elikhishiwe - ā¹50,000 - ā¹1,179 = ā¹48,821
Inani Eliphelele Elikhokhwayo - Uthishanhloko + Inzalo + Izimali Zokucubungula = ā¹54,771
Ingqikithi Yezindleko Zemalimboleko = Inani Lenzalo + Izimali Zokucubungula = ā¹3592 + ā¹1179 = ā¹4,771
*Uma ngabe imali ebolekiwe ikhishwa ngomhla ka-6 noma ngemva kwawo kanye nama-EMIs akho ngomhla ka-5 enyangeni, kunegebe lezinsuku ezingu-29 phakathi kosuku lwakho lokukhokha lemali mboleko kanye ne-EMI yokuqala. Izinga lenzalo elikhokhiswayo kulesi sikhathi libizwa ngokuthi Inzalo Yenkathi Ephukile.
Kungani ulanda i-Onescore?
Thola imalimboleko esheshayo efika ku-Rs 5 lakh ngemibhalo enguziro nezinketho ze-EMI eziguquguqukayo.
Hlola isikolo sakho se-Experian ne-CIBIL ngokuphazima kweso, mahhala. Ayinagaxekile futhi ayinazikhangiso.
Thola isaziso mayelana nezinguquko kusikolo sakho sesikweletu ngesikhathi sangempela. Hlala ulawula isikolo sakho sesikweletu ngombiko wesikweletu owenziwe lula futhi ususe amaphutha ngesikhathi sangempela.
Sebenzisa okuthi āThola ukuthi kungani isiciā ukuze uhlaziye idatha yakho futhi uqonde kahle ukuthi kungani isikolo sakho sesikweletu sishintshile.
Sebenzisa i-Score Planner ukuze ukhuphule izinga lakho lesikweletu. Zibekele umgomo futhi uzuze isikolo sakho esihle ngemininingwane yomuntu siqu.
Unesikolo esiphansi? Sebenzisa isifanisi ukuze uthole iziphakamiso zokuthi ungathuthukisa kanjani isikolo sakho sesikweletu ngemikhuba emihle yezezimali.
Thola umbono wenyoni wawo wonke ama-akhawunti akho emalimboleko nawekhadi lesikweletu.
Bika ukunemba kwerekhodi lakho lesikweletu ngokuchofoza okulula.
Zibekele imigomo yezezimali futhi uhlale usendleleni ngezikhumbuzi ezifika ngesikhathi.
Kungani i-OneScore ihlukile
Ithuluzi Lokuphatha Ikhredithi Emaphethelweni
Isixazululo esisodwa kuphela sokuphathwa kwekhredithi ekupheleni kuya kokugcina kusukela ekwakheni isikolo sakho sesikweletu kuya ekutholeni imalimboleko yomuntu siqu esheshayo ngamanani enzalo ephansi, kwenze konke ohlelweni lokusebenza.
Akunazikhangiso:
Qiniseka, awusoze wazithola lezo zingcingo zogaxekile nemilayezo eneminikelo engacelwanga.
Iphephile futhi Ivikelekile:
Alukho ulwazi lwakho olwabiwe nanoma iyiphi inkampani yangaphandle noma isikhungo. Idatha yakho iphephile kithi.
Ukuze uthole usizo usithumele i-imeyili ku-support@fplabs.tech. Vakashela iwebhusayithi yethu ukuze usithinte nganoma yimiphi imibuzo ku-https://onescore.app.
Ikheli lethu: OneHQ, SN 127, Near Sarjaa Hotel, Aundh, Pune, MH - 411007 IN
Kubuyekezwe ngo-
Jun 12, 2024