The app is ok, very basic layout. But truthfully this banking institute sucks!!! Have to setup new online account every other month (I use the same username and password for all of my stuff). You want a line of credit increase? Oh you have to pay for that, no automatic increases like with any other company. Pay your bill and wait like 2 week for available credit. Call in for assistance, wait on hold for 15 minutes minimum. Will be getting rid of this company soon
This app handles the basics fine. The bank, it's a good bank for those building or rebuilding their credit. It get's a little sketchy when the bank offers credit line increases in exchange for paying a one time service fee. If you have established a good payment history with these guys they're happy to bump your credit limit for a $14.95 service fee.
This app is great! IT makes paying your bill easy, AND the free credit monitoring service is, pretty accurate, AND always available! I LOVE this credit card! IT is the second one I have ever had AND I have had minimal problems with minimal effort!! I would recommend this to anyone, whom I care ABOUT THANKS Credit ONE for all the help, convince, AND advice!!!!
I have1issue. I made my payment then 2 weeks later I made another payment for the next month's bill. They charged me $25 late fee because I didn't make another payment the next month. I had paid earlier than do date as I always do when paying bills. I now pay one day before my bill is due. Other than that it's a great app.
Good card. Would be helpful if they didn't let you exceed your credit limit, or if the site worked to pay the bill when it came due. Still charged me for a late payment (24 hours past) even when their site was down.
I have a few cards and this is the first card that doesnt have auto pay threw the app which is disappointing, also when i got the card they charged me the annual fee upfront and i didnt know that and i put the card somewhere that i wldnt have it on me to make any purchases and 2 months went by no bill or anything and now im 2 months delinquent on this card.....great first impression huh....well i guess thats the way bills are going. They dont send a bill. Make sure u check out ur balance all the time....i do now
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