cred.ai Pro

3.3
6 reviews
1K+
Downloads
Content rating
Everyone
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About this app

cred.ai Pro is a custom VIP experience available exclusively to employees and members of select large organizations and employers.

Replace your debit card with cred.ai Pro. Premium stealth cards, cutting edge tech, and automatic credit optimization.

Setup direct deposit, access your paycheck early**, and spend on a high-tech card loaded with exclusive features like check please, repeat defender, and friend and foe. You can also use self destructing digital cards when you give your card info over the phone, for late night online shopping, or random “free” trials. Just Regenerate them when you feel unsafe.

Spend like you're using a debit card, while automatic credit optimization makes you look like a credit rockstar*.

Connect other banks and fintechs, deposit checks, get cash at 55k+ free ATMs***, with 24/7 support, and you're guaranteed you'll never pay fees or interest.

Only members or employees of select specific organizations will be able to use the cred.ai Pro app.
Ask your supervisor or organization's HR department about how to get access to cred.ai Pro.
If you are not a member or employee of an organization with access to cred.ai Pro, you can download the public cred.ai app by visiting cred.ai/app.

The cred.ai Deposit Account is provided by Wilmington Savings Fund Society, FSB (“WSFS Bank”), Member FDIC. The Unicorn Card credit card is issued by WSFS Bank pursuant to a license from Visa® U.S.A. Inc. and may be used everywhere Visa® credit cards are accepted.

* cred.ai cannot account for all variables in your financial life or changes to reporting practices. Increases or specific changes to your credit score are not guaranteed.

** Accessing your direct deposit funds early depends on the timing and schedule of when the payer submits the deposit. We generally will allow you to access the spending power of those deposits on the day the deposit file is received, which could be up to 2 days prior to the scheduled payment date.

*** You can locate free ATMs using the FREE ATM finder located in your cred.ai Pro mobile app. ATM withdrawals are cash advances against the Unicorn Card credit card, and while they are subject to the interest rates and terms outlined in the Unicorn Card Credit Card Agreement, you will not pay any interest on those cash advances for as long as you have a valid cred.ai guaranty.

© 2024 cred.ai. All Rights Reserved.
Updated on
Aug 1, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info, Financial info, and Device or other IDs
This app may collect these data types
Location, App activity, and App info and performance
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

3.3
6 reviews
Komp!
August 21, 2025
🫤🫤🫤🫤
Did you find this helpful?
cred.ai
August 22, 2025
Hi there! If there is anything we can help you with, shoot us an email at help@cred.ai and we will take a look.

What’s new

Latest bug fixes and improvements