Amibillion: Instant Loan App

4.2
18.2K reviews
100K+
Downloads
Content rating
Everyone
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About this app

AmiBillion is a direct lending app designed specifically for Ugandan users, aimed at providing "reliable loans service" Our goal is to offer safe and fast borrowing services to help users solve urgent financial needs. AmiBillion allows you to borrow with peace of mind and handle your financial challenges easily.

With AmiBillion, you can apply for loans up to 800,000 UGX. The application process is simple and takes just three steps—apply online, get approved, and receive your loan. No collateral is needed, you don't need to leave your house, and there are no prepayment penalties. We are committed to providing low-interest, high-quality loan products to help you manage your finances and reduce the stress of repayment.

Choose AmiBillion, and rest assured you won't be burdened by high-interest loans. Our loan products are affordable, with clear terms, and designed to meet your needs.
Loan Use Cases:
- ① Working capital for business;
- ② Credit card debt;
- ③ Medical expenses;
- ④ Travel and vacations;
- ⑤ Education costs for children;
- ⑥ Birthday celebrations;
- ⑦ Everyday essentials;
- ⑧ Home renovations, etc.
Who Should Use AmiBillion:
- ① New mothers: Struggling with expenses like baby formula and other post-natal costs;
- ② University students: Facing life pressures or needing extra funds for studies or buying gifts for loved ones;
- ③ Self-employed entrepreneurs: Struggling with cash flow for their businesses;
- ④ Low-income blue-collar workers: Concerned about children's living expenses or home improvement costs;
- ⑤ Low-income white-collar workers: In need of funds for everyday necessities or gadgets.
If you find yourself in any of these situations, AmiBillion is here to help! Borrow with confidence and solve your current financial problems.

Key Features of AmiBillion:
- Apply Online Anytime: Available 24/7, no need for in-person meetings, just a few clicks and you're done.
- Low-Interest Loans: Flexible loan amounts, with transparent and affordable interest rates starting at 0.074% per day, and an APR starting at 27.01%. Easy to repay.
- No Collateral, Fast Approval: No need to provide any collateral, and your loan is disbursed on the same day after approval.
- Convenient Repayment: Multiple repayment options including mobile money (MTN Mobile Money, Airtel Money) and bank transfers. Repay anytime, anywhere.
Product Details:
- Eligibility: Applicants must be 20 years or older.
- Loan Amount: 50,000 UGX - 800,000 UGX.
- Loan Term: From 90 days to 180 days.
- APR Range: 27.01% - 31%.
- Interest Calculation Example: For a 90-day loan with a loan amount of 800,000 UGX, the total interest will be 53,280 UGX. The daily interest rate is 0.00074, and the APR is 27.01%.
- Total interest over 180 days: 800,000 * 90* 0.00074 = 53,280 UGX.
- Total repayment (principal + interest): 800,000 UGX + 53,280 UGX = 853,280 UGX.
- Repayment Options: Choose lump sum repayment at the end of the loan term. You can repay online anytime to make the process as convenient as possible.

Convenient Repayment Methods:
We support multiple repayment channels including mobile money (MTN Mobile Money, Airtel Money), bank transfers, and other online payment methods. You can repay easily, wherever and whenever you want.

Contact Us:
If you have any questions or need assistance with the app, feel free to contact our customer support team:
- Customer Support Email: uganda@amibillion.com
- Customer Service Center:Lokwang Road, Moroto District, Uganda
- Privacy Policy: https://www.amibillion.com/en/privacy-policy

AmiBillion is your trusted lending platform—borrow with confidence and take care of your financial needs today!
Updated on
Mar 24, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location, Personal info and 6 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.2
18K reviews
Jaaya dan
March 12, 2026
I am rating this app with 1 ⭐ because this developers are not 🚫 Fair and transparent because I applied for a loan of 90000 that's not the amount I received they gave me 62100 only instead of what I applied for . and afterwards they started calling with harsh manna of speaking 🗣️ they didn't want to listen nor to discuss that's why I gave it 1 star for the poor service delivery and wrong manner of speaking
3 people found this review helpful
Amity Technologies Limited
March 20, 2026
Hello Interest rates are system-set but can improve over time with consistent borrowing. We aim to keep them fair and competitive.
Kalema jude
March 11, 2026
App keeps on stopping after opening it...even when you try several times. so ending up in installing it
1 person found this review helpful
Amity Technologies Limited
March 11, 2026
We’re sorry to hear that the app keeps stopping after you open it. This may sometimes happen due to temporary system issues, network problems, or an outdated app version. Please try clearing the app cache, ensuring your phone software is up to date, and reinstalling the latest version of the app from the Play Store.0760026293/0707628247 for help
John Ecodu
February 3, 2026
I think your app is so good because I have just started as the first timers but with time I will make it perfectly and encouraging others to join us.
5 people found this review helpful
Amity Technologies Limited
February 3, 2026
Thank you so much for your positive feedback We’re glad to hear that your first experience with the app has been good. As you continue using the app and building your profile, your experience will keep improving. We truly appreciate your support and encouragement, and we’re happy to have you with us. Thank you for recommending us to others!