Amibillion: Instant Loan App

30.2K reviews
Content rating
Everyone
500K+
Downloads
Content rating
Everyone
Learn more
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About this app

AmiBillion is a direct lending app designed specifically for Ugandan users, aimed at providing "reliable loans service" Our goal is to offer safe and fast borrowing services to help users solve urgent financial needs. AmiBillion allows you to borrow with peace of mind and handle your financial challenges easily.

With AmiBillion, you can apply for loans up to 800,000 UGX. The application process is simple and takes just three steps—apply online, get approved, and receive your loan. No collateral is needed, you don't need to leave your house, and there are no prepayment penalties. We are committed to providing low-interest, high-quality loan products to help you manage your finances and reduce the stress of repayment.

Choose AmiBillion, and rest assured you won't be burdened by high-interest loans. Our loan products are affordable, with clear terms, and designed to meet your needs.
Loan Use Cases:
- ① Working capital for business;
- ② Credit card debt;
- ③ Medical expenses;
- ④ Travel and vacations;
- ⑤ Education costs for children;
- ⑥ Birthday celebrations;
- ⑦ Everyday essentials;
- ⑧ Home renovations, etc.
Who Should Use AmiBillion:
- ① New mothers: Struggling with expenses like baby formula and other post-natal costs;
- ② University students: Facing life pressures or needing extra funds for studies or buying gifts for loved ones;
- ③ Self-employed entrepreneurs: Struggling with cash flow for their businesses;
- ④ Low-income blue-collar workers: Concerned about children's living expenses or home improvement costs;
- ⑤ Low-income white-collar workers: In need of funds for everyday necessities or gadgets.
If you find yourself in any of these situations, AmiBillion is here to help! Borrow with confidence and solve your current financial problems.

Key Features of AmiBillion:
- Apply Online Anytime: Available 24/7, no need for in-person meetings, just a few clicks and you're done.
- Low-Interest Loans: Flexible loan amounts, with transparent and affordable interest rates starting at 0.074% per day, and an APR starting at 27.01%. Easy to repay.
- No Collateral, Fast Approval: No need to provide any collateral, and your loan is disbursed on the same day after approval.
- Convenient Repayment: Multiple repayment options including mobile money (MTN Mobile Money, Airtel Money) and bank transfers. Repay anytime, anywhere.
Product Details:
- Eligibility: Applicants must be 20 years or older.
- Loan Amount: 50,000 UGX - 800,000 UGX.
- Loan Term: From 91 days to 180 days.
- APR Range: 27.01% - 31%.
- Interest Calculation Example: For a 91-day loan with a loan amount of 800,000 UGX, the total interest will be 53,872 UGX. The daily interest rate is 0.00074, and the APR is 27.01%.
- Total interest over 91 days: 800,000 * 91* 0.00074 = 53,872 UGX.
- Total repayment (principal + interest): 800,000 UGX + 53,872 UGX = 853,872 UGX.
- Repayment Options: Choose lump sum repayment at the end of the loan term. You can repay online anytime to make the process as convenient as possible.

Convenient Repayment Methods:
We support multiple repayment channels including mobile money (MTN Mobile Money, Airtel Money), bank transfers, and other online payment methods. You can repay easily, wherever and whenever you want.

Contact Us:
If you have any questions or need assistance with the app, feel free to contact our customer support team:
- Customer Support Email: uganda@amibillion.com
- Customer Service Center:Lokwang Road, Moroto District, Uganda
- Privacy Policy: https://www.amibillion.com/en/privacy-policy

AmiBillion is your trusted lending platform—borrow with confidence and take care of your financial needs today!
Direct lending app designed specifically for Ugandan users.
Updated on
Jun 23, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • No data shared with third parties
    Learn more about how developers declare sharing
  • This app may collect these data types
    Location, Personal info and 6 others
  • Data is encrypted in transit
  • You can request that data be deleted

Ratings and reviews

30K reviews
Tumuramye Brighton
August 11, 2026
Honestly, I don't usually leave reviews, but this app saved me from a terrible night. My electricity tokens ran out at 1am in the morning, and my wallet was totally dry. After making a few desperate phone calls to friends that went unanswered, I downloaded the Ambillion app. They processed a 30,000 bailout immediately without any stress. Super reliable service when you have no other options left🙏🙏
2 people found this review helpful
Amibillion
August 11, 2026
Hello, it’s always a pleasure hearing from happy users like you. Thank you for your trust and support. We’re committed to maintaining a great experience for you.
MUTESI HELLEN
August 17, 2026
This is the best app I've ever used for financial assistance. my first loan was 50000 like few months ago but now it gives me 1,000,000. It has low interests on the loans given out. I like the way it's loan limits grow faster. it just needed me a national ID to join the app and did fill up some information about me.
1 person found this review helpful
Amibillion
August 17, 2026
Hello, Thanks for the amazing review. Your encouragement motivates us to keep improving. If there’s anything we can do to make your experience even better, let us know
Wanda Jordan
August 14, 2026
I found this app easy to use. The process was straightforward, and I received feedback quickly. It’s a helpful option for people looking for a simple and convenient loan app.
Amibillion
August 15, 2026
Hello, thank you so much for your kind words. We're glad to know you had a great experience. Your support encourages us to keep improving and delivering quality service every time.