1 Finance: Financial Advisory

1 Finance: Registered Investment Advisor & Planner

About this app

1 Finance is a personal finance advisory app and a SEBI-registered investment advisor. We provide unbiased financial advice. Our Qualified Financial Advisors (QFAs) create comprehensive financial plans tailored to your unique life goals and also assist you with accurate, hassle-free ITR filing. The app automatically brings together your bank accounts, investments, loans, and mutual funds, giving you a complete view of your finances in one place. At 1 Finance, we do not sell financial products or earn commissions.

✅ CA-Assisted ITR Filing & Tax Planning
File your income tax return with the support of a Chartered Accountant. Your CA reviews income, capital gains, deductions, and tax-saving opportunities, ensuring accurate filing and proactive tax planning before deadlines. Beyond filing, we provide year-round tax planning guidance, helping you structure your finances in a tax-efficient manner, optimize investments, maximize eligible deductions and exemptions, and reduce your tax liability while staying fully compliant with tax regulations.

✅ Investment Planning
We review your portfolio across mutual funds, equities, and real estate to identify gaps, inefficiencies, and concentration risks. Get expert recommendations on portfolio rebalancing, fund selection, and cost optimisation from advisors focused solely on your financial goals.

✅ Insurance Planning
Review your term, life, and health insurance coverage with expert guidance. We help you understand whether you're adequately covered, overinsured, or exposed to potential financial risks.

✅ Loan & Liability Management
Track all your loans and EMIs in one place. We help you optimize repayments, reduce interest costs where possible, and create a smarter debt-reduction strategy.

✅ Retirement Planning
Know exactly how much you need for retirement and how to get there. We help you define retirement goals, estimate future requirements, and build an investment strategy designed to achieve them.

✅ Income & Expense Planning
Build a clear plan for your income, spending, savings, and financial priorities. Gain greater control over your cash flow and make every financial decision more intentional.

✅ Will & Estate Planning
Create a legally valid will to ensure your assets are distributed according to your wishes and your family's future remains protected.

✅ DocuLocker™
Securely store your ITRs, investment statements, insurance policies, wills, and other important financial documents in one place. Includes 200 MB of storage secured on AWS infrastructure.

🏅 WHY 1 FINANCE?
- SEBI Registered Investment Advisor (INA000017523)
- Financial planners with credentials including CFP®, CFA®, CWM®, CA, NISM XA/XB, and QPFP
- MoneySign®, our patented money personality assessment available in India and US
- Zero commissions, no Demat account required, and no subscription fees
- We never sell financial products or earn commissions from recommendations

🚀 GET STARTED
1. Download the 1 Finance app and sign up
2. Securely link your accounts to see your net worth
3. Take your MoneySign® Assessment
4. Get your personalised financial plan
5. Talk to your Qualified Financial Advisor

1 Finance Private Limited
SEBI RIA Registration No: INA000017523
www.1finance.co.in

Disclaimer: Investment in the securities market is subject to market risks. Read all the related documents carefully before investing. Registration granted by SEBI, enlistment of IA with Exchange, and certification from NISM in no way guarantee the performance of the intermediary or provide any assurance of returns to investors.

What’s new

WHAT'S NEW IN VERSION 3.0.0

🌟 Auto-fetch bank accounts & NPS via Account Aggregator.
🌟 Full mutual fund portfolio from MF Central — all AMCs & folios, one tap.
🌟 Outstanding loans & credit card dues.
🌟 New dashboard: total assets, net worth, liabilities & MF portfolio at a glance.