Payly - AI Expense Tracker

In-app purchases
Content rating
Everyone
1+
Downloads
Content rating
Everyone
In-App Purchases
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About this app

Payly is a fast and simple expense tracker that helps you log daily spending instantly. No complicated forms, no spreadsheets, and no bank connections required. Just speak, snap a receipt, or type a quick note — Payly’s AI automatically detects the amount, category, and merchant and organizes everything for you.

KEY FEATURES

Fast Expense Tracking
- Add expenses using voice, text, or a receipt scan
- AI detects amount, category, and merchant automatically
- One-tap confirm and save

Smart Financial Dashboard
- See total spending at a glance
- Daily, weekly, and monthly breakdowns
- Track spending habits easily

AI Insights (Premium)
- Personalized spending insights
- Weekly and monthly summaries
- Category trends and analytics

Export & Backup
- Export data as CSV or PDF
- Easy backup and sharing

Auto Categories
- Food, transport, shopping, bills, travel, and more
- Smart AI categorization

WHY PAYLY
Payly is built for people who want to track money without effort. It replaces manual spreadsheets with a fast, AI-powered experience that saves time and gives clarity.

Payly is an AI expense tracker, budget manager, and money tracker designed to help you log expenses instantly, track spending habits, and manage personal finances with ease.
Updated on
Jun 8, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Financial info, Photos and videos and 2 others
This app may collect these data types
Personal info, Financial info, and Device or other IDs
Data is encrypted in transit
You can request that data be deleted

What’s new

New enhanced Ai generated monthly reports