Ubank Money App

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About this app

Ubank is a digital bank with all the tools you need to succeed with money. No matter where you’re starting from, Ubank has features to help you see money better, so you can do money better.

- No monthly fees here or overseas from Ubank for everyday banking.

- Easy to unlock bonus interest with a great rate on up to $1M total savings per customer when you meet our bonus interest criteria.

- Get insights on your spending that sync to your Pay Cycle, and use Split Income to automatically divide your pay when it lands in your account.

- Link your other banks to Ubank with Connected Accounts to see your money all in one place.

- Add cards to your digital wallet within minutes of signup to start spending straight away.

- Stay on top of regular expenses with a Bill Planner and a separate Bills account to make paying your bills more chill.

- Easily create Shared accounts in the app, so you can start sharing money with your partner-in-finance, whether it’s for rent or romance.

- Set Savings Targets for up to 10 savings accounts and track your goals, with the option to set-and-forget with Split Income and Autosave features.

Ubank also supports you in the big moments, with simple home loan options and fast application review for owner-occupiers, investors, and refinancing customers. Apply direct with Ubank for simple application, flexible loans and great customer support from our local home loan specialists.

Download the app and get started in minutes with a Spend, Save and Bills account.

Signing up with a bonus code? Enter your code and make 5 eligible card purchases in your first 30 days to earn your signup bonus. See full terms below.

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Ubank is part of the NAB Group and uses advanced encryption technology to protect your money.

Ubank is open to Australian or New Zealand citizens, or Australian permanent residents. You must be aged 16 or older with an Australian residential address and mobile number to hold an account. You will need at least one form of ID (Australian driver licence, Australian passport, Medicare card or birth certificate) to sign up.

This is general information and doesn't take your personal situation into account. Please take the time to make sure it’s right for you.

Read our General Terms at ubank.com.au/general-terms

Read our Target Market Determinations at ubank.com.au/tmd

Read our Welcome Bonus Rate and Everyday Bonus Rate terms at ubank.com.au/banking/savings-account

Read our Bonus Offer terms at http://ubank.com.au/campaigns/welcome-offer

Android, Google Pay and Google Play are trademarks of Google Inc.

Products issued by Ubank, part of National Australia Bank Limited ABN 12 004 044 937 AFSL and Australian Credit Licence 230686. Registered Address: Level 28,395 Bourke Street, Melbourne VIC 3000, Australia

Ratings and reviews

I spent a while on the phone to Ubank, who notified me seccurity code push notifications are not available with the 'new' app (supported by the previous app) Bad news for anyone overseas.. it is not a travel friendly bank option (as they advertise) if you're overseas you will now need to have roaming on everytime you internally transfer money etc. to receive a code to your Aus number. They suggested I deactivate my account and just use a different bank. Just FYI to any travellers!

Not able to login, getting: Error Something seems to have gone wrong. Please try again. Which I did about 20 times. Not having access to my money is frustrating. Not much luck with calling the bank (busy) or emailing (we will get back to you within 3 - 10 days). Would give them zero stars. The app was not great while I was able to login but this is the next level.

ok, so I mention an issue and two days later there's an update that fixes it... impressive! 👍 Here are a couple more for you guys, 1) during signup, (address verification) I received an SMS notification from another source and the app locked up. the option offered to go back didn't work and I had to clear it from memory. 2), went into messages for the 1st time but couldn't exit, the ⬅️ did nothing, again cleared from memory, relaunched app. Otherwise great app so far. 👍

What's new

This update we got out the touch-up paint to patch up a some spots and used the weekend paper to whack a few bugs that kept bothering us.