Cash Advance App: Payday Loans

Cash Advance & Payday Loans

About this app

Need to get cash fast? Welcome to the Cash Advance App, your one-stop solution for instant payday loans.

Whether you just need a small cash advance to cover an unexpected expense or face a more difficult financial predicament, payday loans are a useful solution. Our app was developed to make borrowing online from direct lenders as easy as possible - applications are processed on the same day and you get almost instant approval decision!

You can get a cash advance of between $100 and $1,000 by starting with our simple loan request tool.

All loans available come in the form of a payday loan, which is similar to getting a cash advance from your employer. Instead, a lender issues a small loan that must be repaid in one lump sum after you get your next paycheck. This includes a single finance charge on top, as interest.

Therefore, a payday advance is a sound solution for paying unexpected bills or purchases you didn't budget for that month. However, it's not intended as a long-term answer to financial problems.

Our payday loans app takes the hassle out of borrowing money because there's none of the physical paperwork or waiting in line, like there often is at the bank or storefront lender. Instead, you easily request an amount using the app and can complete a lender's application in minutes online. You don't even have to leave your couch!

It's not quite instant cash, but it's a very quick payday advance process. All you need to do is:

* Pick your amount between $100 and $1,000
* Enter your contact and address info
* Provide a checking account for the deposit to be made

What's more, using our payday loans app to connect with a lender is absolutely free!

So, how does it work? We've spent years watching borrowers with bad credit jump from lender to lender, only to be denied. With us, you complete one loan request form, and we'll try to connect you with a lender in minutes.

Our network of direct lenders all have access to your submission, so your time is saved. And, most importantly, you won't get multiple searches on your credit report.

While we cannot promise "no credit check loans", your chances of being matched are greatly increased as your details are shown to 100+ lenders in an instant.

If one is willing to make an offer, you'll know on-screen and can tap through to complete their online application. You'll be shown the full terms and conditions and any documents required from you can be easily attached to your submission.

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Material Disclosure

The Cash Advance App isn't a lender; it's a free tool that connects users with payday loans lenders in their state. Any data submitted by a user may be shared among these lender partners but is not sold or shared to other third parties. Loan requests are secured by industry-standard encryption technology.

Users are free to close the app or a lender application at any time with no obligation. A loan offer is only legally binding once the contract is digitally signed. Before this occurs, lenders must make available the full terms and conditions of the offer. This will include important details such as fees, interest rates, and repayment dates. These terms may vary between lenders and states; the app has no knowledge of or role in setting loan terms. Repayment terms range between 65 days to 3 years. APRs range between 6.63% up to 35.99%.

If you cannot make the repayment on the agreed date, this may cause added charges and interest or collection proceedings. It might also negatively affect your credit score.

The following is a representative example of how your payday advance loan's APR could be calculated:

A loan of $1,000 taken out over a one-year period with a 26% APR will cost:
* Total charge for the loan: $1,000 * 0.26 = $260
* Total amount you have to repay: $1,000 + $260 = $1,260
* Monthly payment: $1,260 / 12 months = $105

Ratings and reviews

Everything is made clear to the user and there are no hidden fees whatsoever, the app's layout is very user-friendly. Also, the loans get approved very quickly.

Color me surprised! Honestly, I didn't really think it would work out but it did. The loan got deposited very quickly and I didn't have to pay back any hidden fee.

I really like online loan apps like this, the procedure is quick, although the interest rate is a bit high compared to the bank, but the money comes back quickly and doesn't take much time.