Affinity

Affinity Africa

About this app

We are a fully digital financial institution committed to providing inclusive banking solutions for the majority.

Key Features:
• User-friendly interface: the Affinity app is designed for everyone in mind, ensuring a seamless and intuitive banking experience.
• 24/7 banking: enjoy round-the-clock access to banking services at an affordable cost, right from your fingertips.
Licensed and regulated: rest assured, Affinity is licensed and regulated by the Bank of Ghana, prioritizing the security and trust of our users.
• Affordable products: accessible to all and enjoyed by thousands, Affinity offers affordable current, savings, and investment accounts, along with loan options.
• Account opening with KYC verification: join Affinity hassle-free with our streamlined KYC verification process.
• Money transfers: seamlessly transfer funds between banks and mobile money accounts.
• Bill payments: settle your bills effortlessly using our secure platform.
Investments: explore diverse investment opportunities to grow your wealth.
Support: our dedicated support team is ready to assist you whenever you need help.

Key Products:
• Daily Account: designed for your everyday banking needs, it is transactional and provides easy access to your funds. It works like a regular current account but has no monthly fees, and it gets you up to 3% in interest. All you need is your valid Ghana Card for account opening.
• Growth Account: perfect if you’re looking to grow your savings, this account offers competitive interest rates and additional benefits. You can open a Growth Account once you have a Daily Account with us.
• Future Account: fixed term deposit accounts that provide you with superior interest rates to enable you to build savings for future use. You can open a Future Account once you have a Daily Account with us.
• Affinity Loans: a number of options for your business or personal needs. Our loans require proof of income and may require collateral depending on the amount. You will need to have a Daily Account to apply for a loan.

Ratings and reviews

Affinity Savings and Loans has been very solid for me. Transfers to my bank account are completely free, no matter the amount, which is a huge advantage. Services are smooth and customer-friendly. The only improvement I’d suggest is adding a credit card option. Overall, very reliable and cost-effective.

Affinity is a great and good place to keep your money... they're safe and secured... nothing taken from your money as a service fee or anything....try Affinity.... it's the best

With the recent update, we now have to pay 1.75% on all deposits save for the boost account. Why should I pay charges to save money in my account? I would have to pay charges to deposit money into my account in order to pay my loan repayments. How does this make sense. This new update will surely increase the loan delinquency rate of the institution. Highly disappointed with this new directive.

What’s new

What’s New

Revised referral program terms
Free deposit allowance — enjoy 10 free deposits each month
General performance improvements and bug fixes