Affinity

Affinity Africa

About this app

We are a fully digital financial institution committed to providing inclusive banking solutions for the majority.

Key Features:
• User-friendly interface: the Affinity app is designed for everyone in mind, ensuring a seamless and intuitive banking experience.
• 24/7 banking: enjoy round-the-clock access to banking services at an affordable cost, right from your fingertips.
Licensed and regulated: rest assured, Affinity is licensed and regulated by the Bank of Ghana, prioritizing the security and trust of our users.
• Affordable products: accessible to all and enjoyed by thousands, Affinity offers affordable current, savings, and investment accounts, along with loan options.
• Account opening with KYC verification: join Affinity hassle-free with our streamlined KYC verification process.
• Money transfers: seamlessly transfer funds between banks and mobile money accounts.
• Bill payments: settle your bills effortlessly using our secure platform.
Investments: explore diverse investment opportunities to grow your wealth.
Support: our dedicated support team is ready to assist you whenever you need help.

Key Products:
• Daily Account: designed for your everyday banking needs, it is transactional and provides easy access to your funds. It works like a regular current account but has no monthly fees, and it gets you up to 3% in interest. All you need is your valid Ghana Card for account opening.
• Growth Account: perfect if you’re looking to grow your savings, this account offers competitive interest rates and additional benefits. You can open a Growth Account once you have a Daily Account with us.
• Future Account: fixed term deposit accounts that provide you with superior interest rates to enable you to build savings for future use. You can open a Future Account once you have a Daily Account with us.
• Affinity Loans: a number of options for your business or personal needs. Our loans require proof of income and may require collateral depending on the amount. You will need to have a Daily Account to apply for a loan.

Ratings and reviews

Affinity is good and then reliable to use reliable to use. Ask for me I'm using affinity all my savings and transactions

Affinity Savings and Loans has been very solid for me. Transfers to my bank account are completely free, no matter the amount, which is a huge advantage. Services are smooth and customer-friendly. The only improvement I’d suggest is adding a credit card option. Overall, very reliable and cost-effective.

smooth app compared to other banking apps. affinity the best

What’s new

What’s New
- New onboarding: A fresh new look and a more personalised setup
- Action center: Visit the MORE section to track ID verifications and profile upgrades in one place
- Unified beneficiaries: Manage all your beneficiaries in one list
- Affinity for Business: Explore and share our new platform for your business
- Transparent loans: Updated your loans terms for better clarity