Ally: Bank, Auto & Invest

Ally Financial

About this app

Making your financial life simple and secure has always been our thing. Easily manage your bank, credit card, invest and auto accounts on the go — all in one app.

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Ally Auto

• Make one-time vehicle payments or use Auto Pay to schedule future payments
• Manage multiple vehicles from your Snapshot
• Stay on top of your financial health with free FICO® Score updates

Ally Bank

• Save more with smart savings tools: buckets and boosters
• Avoid monthly maintenance fees and hidden fees
• Your deposits are insured by the FDIC up to the maximum allowed by law

Ally Credit Card

• Make secure credit card payments, review credit statements, and check your FICO® Score for free
• Ally Mastercard credit cards available by invitation only

Ally Invest

• With Robo Portfolio, choose one strategy, then select cash enhanced for no advisory fee, or invest more money in the market with a fee-based, market-focused portfolio

• For the more hands-on investor, trade commission free on eligible U.S. stocks and funds with Self-Directed Trading

• With Personal Advice, start with a $100,000 minimum in assets under care and receive ongoing guidance from one dedicated advisor for all your assets — even ones we don’t manage

We’re serious about security

• We never store personal or account information on your phone
• Our security codes provide extra protection when you log in from a computer or device we don’t recognize
• Our online and mobile security guarantee protects you against fraudulent transactions

You should know

• The Ally app is free — your mobile carrier’s message and data rates may apply
• FICO® is a registered trademark of the Fair Isaac Corporation in the United States and other countries
• Deposit and mortgage products are offered by Ally Bank, Member FDIC; Equal Housing Lender, NMLS ID 181005
• Savings buckets and boosters are features of the Ally Bank Savings Account. Spending buckets are a feature of the Ally Bank Spending Account
• Early direct deposit, a feature of Ally Bank’s Spending Account, offers eligible direct deposits up to two days sooner

• Securities products and services offered through Ally Invest Securities LLC, member finra.org/#/ / sipc.org. For background on Ally Invest Securities go to brokercheck.finra.org/firm/summary/136131. Advisory services offered through Ally Invest Advisors Inc., a registered investment adviser. Ally Bank, Ally Invest Advisors, and Ally Invest Securities are wholly owned subsidiaries of Ally Financial Inc. ally.com/invest/disclosures/. Securities products are NOT FDIC INSURED, NOT BANK GUARANTEED, and MAY LOSE VALUE
• Ally Invest doesn't charge commissions for stocks and ETFs priced $2 and higher. Stocks priced less than $2 are charged a base commission up to $4.95 plus 1 cent per share on the entire order. See ally.com/invest/commissions-and-fees/ for more information

Ratings and reviews

As a bank, I am happy. The app on its own has issues. First is that nal all options are available in the mobile app as is on the website. Example being som buckets settings. Second, the app does not properly pad space. When in screens, the 'X' to close the screen shows up in the same place as my phone clock. This prevents me from closing the screen via that. U use the 'back' ability of the phone to close it.

It was great when I opened my account. Now I can't see transfers to my buckets after making them. When competing a transfer or other action, the X to close the current screen is hidden behind my phones status bar so I can't click it. The keyboard covers the text input in support chat so I can't see what I'm typing, I have to manually open and close my keyboard to see replies. I hope they fix the last update. It's miserable. I'm on a Pixel 8s

My primary use for mobile banking apps is to electronically deposit checks. However, this functionality has stopped working recently. After taking a photo of the check, it just hangs saying "loading" and the app has to be forcefully quit to get past it. Outside of that, the app seems fine. Unfortunately, I don't like using my phone for other banking functions, so the only one that really matters to me is broken... Making the app basically useless to me. 😕

What’s new

Various updates and bug fixes