AMC ProFin

THE MECHANICA PRIVATE LIMITED

About this app

AMC ProFin is a digital platform for financial information and application support, designed to facilitate the management of business needs related to HVAC equipment, technical materials, and inventory purchases in Peru.

The application allows you to consult information on available financial products, register applications, submit supporting documents, and track the status of each process, all from a single location.

With AMC ProFin, you can manage applications related to:

HVAC Equipment: financial information for needs related to HVAC systems, air conditioning equipment, and climate control solutions.
Technical Materials: support for applications related to hardware, pipes, fittings, tools, and installation materials.
Inventory Purchases: financial information for replenishment, acquisition, and management of commercial inventory.

Main Features:

Consult available financial products based on business needs.
Digital application registration.
Upload and management of supporting documents.
Track application status.
View application history.
Organized management of personal and business information.
Communication and technical support throughout the process.

Financing Reference Information:

Country of Operation: Peru.
Currency: Peruvian Soles (PEN / S/).
Partner Financial Institution: BBVA.
Minimum Reference Term: 91 days.
Maximum Reference Term: 360 days.
Reference Payment Cycle: Monthly.
Reference Installment Duration: 30 days.
Maximum Reference Daily Rate: 0.05%.
Maximum Reference Nominal APR: 18.25% per annum.
Approximate Reference Effective Annual Rate: 20.02%.
The total annual rate shown in the app does not exceed 36.00%.

AMC ProFin does not offer loans requiring full repayment in 60 days or less.

Representative Example:

For a loan of S/ 5,000 with a term of 180 days, equivalent to 6 monthly installments, using a reference daily interest rate of 0.05%, the estimated daily interest would be:

S/ 5,000 x 0.05% = S/ 2.50 per day.

Estimated total interest:
S/ 2.50 x 180 days = S/ 450.00.

Estimated total amount to pay:
S/ 5,000 + S/ 450.00 = S/ 5,450.00.

Estimated monthly installment:
S/ 5,450.00 / 6 installments = S/ 908.33 per installment.

This example is for reference only and does not represent a final offer or loan approval. The approved amount, term, rate, interest, fees, commissions, insurance, payment schedule, final terms, and disbursement may vary depending on the user's evaluation, the documentation submitted, the business profile, and the policies of BBVA or the corresponding financial institution.

Important:

AMC ProFin does not directly grant loans, approve credit, perform final credit evaluations, or determine amounts, interest rates, terms, costs, final terms, or approval or disbursement results.

The platform only provides financial information, allows document submission, facilitates the submission and tracking of applications, and offers technical support throughout the process.

Financial products are evaluated, approved, disbursed, and managed exclusively by the corresponding financial institutions, in accordance with their own criteria, internal policies, and applicable regulations.

The personal, business, and documentary information provided by users is used solely for validation, application management, authorized transmission, process tracking, support, and service improvement, in accordance with the Privacy Policy.

What’s new

Versión oficial publicada.