Fintraq

Contains adsIn-app purchases
Content rating
Everyone
100+
Downloads
Content rating
Everyone
In-App Purchases
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About this app

Fintraq brings financial planning, simulation, a loan calculator and savings goals together. Calculate the impact of extra repayments, plan your debts and spot future shortfalls in your daily balance.

Simulate first. Decide next.
Try changes to income, recurring expenses, budgets, loans and account balances. Compare the impact on your monthly headroom, future balances and debt-free date. Then apply only the changes you want to keep.

Pay extra. Save on interest.
Calculate what extra repayments could do for your loan: potential interest savings, a shorter term and repayment curves with and without extra payments. Fintraq can also suggest extra repayments or automatically add them to your financial plan based on your available funds and savings reserves.

Spot shortfalls. Act sooner.
Today's balance is just the starting point. See how paydays, bills and loan payments affect your daily account balance. Look months ahead and spot when money could get tight before your next income arrives.

Will this loan fit your plan?
Check payments, loan term, total interest and total cost with the loan calculator. See the buffer left in your monthly plan and compare loan offers you have saved. You can also include money you owe to other people or have lent out, with repayments and due dates, in your financial plan.

Your vacation. Your savings plan.
Plan a vacation, a reserve or a bigger purchase. Set a target date or monthly savings amount, or let Fintraq calculate a suitable plan. Savings allocations can decrease in tight months to account for your balance limits.

Your plan evolves with your decisions. Plan with your own figures, without a bank login. Forecasts and calculations are based on the information you enter.

Start free. Go further with Plus.
Monthly planning, balance forecasts, goals, debts and extra repayment suggestions are available without Plus. Simulation, the loan calculator and additional features require an optional Fintraq Plus subscription. Plus is available monthly or yearly and removes ads. Prices are shown before purchase. Your subscription renews automatically unless you cancel it in your Google Play subscription settings.

Terms of Use (EULA): https://andreneubert.com/fintraq/terms/
Privacy Policy: https://andreneubert.com/fintraq/privacy-policy/
Simulate finances, plan extra repayments, save interest and reach savings goals.
Updated on
Sep 29, 2026
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Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • This app may share these data types with third parties
    Location, App activity and 2 others
  • This app may collect these data types
    Location, App activity and 2 others
  • Data is encrypted in transit
  • Data can’t be deleted

What’s new

• New: credit lines with a limit and a minimum payment, interest calculated daily. Draw or pay in money, and add earlier payouts later.
• Credit cards with a grace period: purchases stay interest-free until the due date, and Fintraq schedules the payment. Each statement shows its items and interest.
• Fresh look: accounts, loans, income, budgets, automation and backup have a refreshed design.
• Share backups and exports as a file.
• Many bug fixes and improvements.