B9: Cash Advance・Banking・Earn

B9 - Get Your Paycheck Early

About this app

Need Money Before Payday? Get Paid Early with B9!

Tired of waiting for payday? Want a banking app that helps you access your paycheck early, earn rewards, and even make extra cash? B9 gives you early access to your earnings, everyday banking tools, and new ways to earn money right from your phone - no credit checks, no interest, no late fees.
Over 1.5 million users already trust B9 to make their money work harder.

Receive your initial cash advance after your first direct deposit of at least $300. Terms apply.

Why Choose the B9 App?

- Cash Advances Up to $1,000 Per Pay Period - Why wait for payday when life doesn’t wait for you? Get early access to your money and enjoy what matters most.
- Everyday Mobile Banking - Open your B9 Account in minutes, move funds your way with ACH, wire, or card transfers, and enjoy both virtual and plastic B9 Visa® Debit Cards -all with no overdraft fees or required minimum balance.
- Make Extra Money in the App - Want to turn your free time into cash? Earn money by completing simple tasks, playing games and downloading apps through the B9 App.
- Earn Up to 5% Cashback - Earn up to 5% cashback when you use your B9 Visa® Debit Card for daily purchases.
- Build Credit Smarter - Want to track and improve your credit score? B9 Premium gives you credit monitoring, score tracking, and a credit score simulator tool.

How to Get a Cash Advance?

1 Download the B9 App & open an account.
2 Set up direct deposit (job, gig work, or benefits). All income types qualify.
3 To get your first cash advance, receive at least $300 in direct deposits.
4 Want to know your advance limit and take control of your finances? The B9 App lets you know what your available advance it at any time.
6 Repayment happens automatically with your next direct deposit.

Choose the Plan That Fits You:

Basic Plan - $11.99/month or $0*
- Cash advance: up to $100/pay period
- Up to 5% cashback when using your B9 Visa® Debit Card
- Instant B9-to-B9 transfers
- No-fee ACH withdrawals
- B9 Play&Earn

Premium Plan - $19.99/month or $0*
- Cash advance: up to $1,000/pay period
- Up to 5% cashback when using your B9 Visa® Debit Card
- Credit monitoring & score simulator
- Instant B9-to-B9 transfers
- No-fee ACH withdrawals
- B9 Play&Earn

*The monthly fee is waived for your first 30 days and every month you receive at least $5,000 in direct deposits.

Why wait for payday when you can get paid early?
Are you ready to switch to a banking app that helps you earn, save, and manage money?
Would you like to stop worrying about payday and get paid when you actually need it?
Curious how earning extra money inside your banking app could help your budget? Try B9!

[1] B9 Advance is an optional, no-fee service. Your advance amount depends on your B9 Account history, deposit frequency, income, and other factors, and may change over time. Not all users qualify. Average B9 Advance: Basic - $67, Premium - $260 (as of May 2025). Availability varies by state. See T&C or contact [e-mail]. B9 has no legal or contractual claim if you fail to repay a cash advance. However, you won’t receive new advances until the previous one is repaid.

B9 is not a bank. Banking services and the B9 Visa® Debit Card are provided by Evolve Bank & Trust, Member FDIC.
B9 is not affiliated with Credit Karma, Kikoff Credit, Brigit, Credit One, Credit Strong, Albert, Earnin, Dave Bank, Cleo, Klover, MoneyLion, Empower, Cash Now App, Venmo, Self, Rocket Money, Possible Finance.

Privacy Policy: https://bnine.com/privacy-policy
Terms of Service: https://bnine.com/TOS

Address: 777 Brickell Avenue, Suite 500, Miami, FL 33131

Ratings and reviews

Great so far...im a little disappointed at how long the cash advance is though. its understandable that "trust" is earned the longer the account is active, yes, but to go from $50, to $80, and do on feels rather slow to me. I understand that the more thats deposited the more is available, yada yada...but i was hoping for a beginning amount to be at least $100 like the others were...

I was skeptical at first. But I'm pleased with the services this app provides. The advance is extremely helpful and I love how they show you the potential you have to increase it. Im not sure if the card can be used with services like plaid, I haven't tried. But so far, the app is a winner from ease to navigate to how fast support gets back to you. For the moment, my whole check goes here. I'll probably change that as I want more options to spread my money, but like I said earlier, I am pleased.

Extremely predatory app. Do not use it! They will not allow you to close your account. Says they will but then they just keep telling you they are still setting it up and will not close it. No options to opt out of their monthly subscription fees either. And when you try to search the FAQ about any of these topics, none of the links to the information open up. Forcing you to leave your account open and having to pay them. Massively Illegal!

What’s new

Happy Holidays & Cheers to the New Year from B9!
Hi there! :tada::christmas_tree:
Wishing you joy, peace, and prosperity this holiday season and beyond!
Thank you for trusting B9 with your financial journey. We’re here to support you every step of the way.
Here’s to a bright and successful 2026!
Best,
The B9 Team