B9: Cash Advance & Banking

4.0
12K reviews
Content rating
Everyone
1M+
Downloads
Content rating
Everyone
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About this app

Get paid early and take control of your money with B9.

The B9 App is a mobile banking app where cash advances are built around your paycheck. Set up direct deposit, grow your Advance Limit with your paycheck, and cash out the entire available advance whenever you need it.

Unlike apps with fixed limits or daily cash-out caps, B9 advances grow with your paycheck when it is received in your B9 account by direct deposit. Consistent deposits help increase your advance limit over time. Income from W-2 jobs, gig work, part-time work, and benefits like SSI may qualify.

B9 helps you access your paycheck early, get cash advances, earn real cash and rewards, and make extra money directly from your phone.

With over 1.5 million users, B9 is trusted to make everyday banking simpler, faster, and more rewarding.

HOW TO GET YOUR B9 ADVANCE

• Download the B9 App and open an account
• Direct your paycheck to your B9 account
• Access starts with your first paycheck1
• Cash out the full available advance amount
• Grow your Advance Limit with consistent paycheck deposits

Repayment happens automatically with your next direct deposit.

WHY CHOOSE THE B9 APP?

Cash advances built around your paycheck
Grow your Advance Limit with your paycheck and cash out the entire available advance whenever you need it.

Simple banking
Open your B9 Account and use your B9 Visa® Debit Card for everyday spending.

Earn rewards
Get up to 5% cashback on purchases with your B9 Visa® Debit Card.

Make extra money
Earn real cash in the app with B9 Play & Earn.

PLANS

Basic — $5.99

• Fast cash advances up to $250 per pay period
• Withdraw anytime, including Cash App and Venmo transfers
• Up to 5% cashback with the B9 Visa® Debit Card
• Send money instantly
• B9 Play & Earn real cash

Basic plan provides access to B9’s full suite of financial tools and services. Membership auto-renews monthly but can be canceled anytime in the app or by contacting support.

Premium — $19.99/month or as little as $7.99 (if paid yearly)

• Fast cash advance up to $1,000 per pay period1
• Immediate access to advance funds
• Up to 5% cashback with the B9 Visa® Debit Card
• Credit monitoring tools
• Send money instantly
• B9 Play & Earn real cash
• Priority customer support

All Premium plans provide access to B9’s full suite of financial tools and services. Membership auto-renews monthly but can be canceled anytime in the app or by contacting support.

IMPORTANT NOTES

• B9 plan subscription is required to request cash advances
• Advances are not loans, not payday loans, and not personal loans
• No credit checks
• No interest
• No late fees
• Instant transfer fees are optional and not included in the membership price

COMPANY INFORMATION

B9 launched in 2021 with a mission to help Americans achieve financial stability by bridging cash gaps. B9 is not affiliated with Credit Karma, Brigit, Earnin, Dave, Cleo, Beem, Chime, MoneyLion, Venmo, Cash App, or similar services.

[1] Eligibility requirements apply. Not all users will qualify. Advances are not available in all states. See Terms of Service for details.

B9, Inc. is a financial technology company, not a bank. Banking services are provided by Evolve Bank & Trust, Member FDIC.

Privacy Policy
https://bnine.com/privacy-policy

Terms of Service
https://bnine.com/tos

Address
777 Brickell Avenue, Suite 500, Office 529
Miami, FL 33131
Updated on
Apr 29, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info, App activity and 2 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.0
11.8K reviews
Kristen Tucker
May 6, 2026
never again!! two weeks ago they couldn't find my deposit, and it wasn't until after 9 pm they "found" it.. and it just happened again. I do NOT recommend it. I decided to move to another banking app. very limited support help at all. Very disappointing..(in the beginning I always got it on time and now lately they've been a day or two late..so if you expect it on a Wed.. it'll be in on Friday..) NOT worth it at all. just don't. And I don't normally post this kind of stuff at all.
1 person found this review helpful
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Haley Weir
May 3, 2026
Awful, I placed an order from walmart, usually when you do it holds a "temporary" charge, which is fine. With B9 they take the temporary charge and the final charge, so I have over $500 gone out of my account, it takes 30+ days for the temporary charge to be refunded which is absolutely ridiculous. I tried adding my external card, it doesn't let me add it, the identity confirmation doesn't freakin work, can't change my address, their chats never move pass "connected to agent". Not user friendly
1 person found this review helpful
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Marcus
December 3, 2025
Extremely predatory app. Do not use it! They will not allow you to close your account. Says they will but then they just keep telling you they are still setting it up and will not close it. No options to opt out of their monthly subscription fees either. And when you try to search the FAQ about any of these topics, none of the links to the information open up. Forcing you to leave your account open and having to pay them. Massively Illegal!
148 people found this review helpful
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B9 - Get Your Paycheck Early
December 10, 2025
Sorry to hear about your experience. You can close your account any time after it’s been open for 5 days. Don’t worry about the subscription — the first month is on us, and you won’t be charged after 30 days.

What’s new

Good news! A new update is here with bug fixes and enhancements to make managing your finances smoother.

The B9 Team