B9: Cash Advance

B9 - Get Your Paycheck Early

About this app

Get fast cash advances to your B9 wallet or directly to your bank account by becoming a member*.

The B9 App is a mobile banking app where cash advances are built around your paycheck. Become a member, set up direct deposit, and get fast cash advance before your payday. No credit checks. No interest. Repay when you get paid. Once you’re a member, connect your paycheck and once it arrives on your account, request cash advances to be sent to your B9 account or send it to your bank. Need money immediately? We’ll expedite delivery within minutes for an additional fee.

First time members may qualify for an advance range from $10-50. Not all members will qualify, and many will not qualify for a maximum amount right away. Consistent paycheck deposit will help access higher advances over time. Many members advance up to $150-$250 after their third paycheck.

Unlike apps with daily cash-out caps, eligible B9 members can cash out their full available advance amount at once — no forced daily limits.
Available advance amounts may increase over time based on recurring direct deposits and account activity. Qualifying income may include W-2 payroll, gig work, part-time income, and benefits such as SSI.
Qualifying income may include W-2 payroll, gig work, part-time income, and benefits such as SSI.
With over 1.5 million users, B9 is trusted to make everyday banking simpler, faster, and more rewarding.

HOW TO GET YOUR B9 ADVANCE

• Download the B9 App and open an account
• Direct your paycheck to your B9 account
• Access starts with your paycheck
• Cash out the full available advance amount
• Recurring paycheck deposits may increase your available advance amount.

Repayment happens automatically with your next pay.

WHY CHOOSE THE B9 APP?
Cash out the entire available advance whenever you need it.
Taking a break? We save your progress! Return within 35 days to start from where you left off.

Easy banking
Open your B9 Account and use your B9 Visa® Debit Card for everyday spending.
Get up to 5% cashback on purchases with your B9 Visa® Debit Card.
Earn real cash in the app with B9 Play & Earn.

*MEMBERSHIP PLANS

Basic — $5.99
• Fast cash advances up to $250 per pay period [1]
• Withdraw anytime, including Cash App and Venmo transfers
• Up to 5% cashback with the B9 Visa® Debit Card
• Send money instantly
• Earn real cash

Basic plan provides access to B9’s full suite of financial tools and services. Membership auto-renews monthly but can be canceled anytime in the app or by contacting support.

Premium — $19.99/month or as little as $7.99 (if paid yearly)
• Fast cash advance up to $1,000 per pay period [1]
• Immediate access to advance funds
• Up to 5% cashback with the B9 Visa® Debit Card
• Credit monitoring tools
• Send money instantly
• B9 Play & Earn real cash
• Priority customer support

All Premium plans provide access to B9’s full suite of financial tools and services. Membership auto-renews monthly but can be canceled anytime in the app or by contacting support.

IMPORTANT NOTES
• B9 membership is required to request cash advances
• Advances are not loans, not payday loans, and not personal loans
• No credit checks
• No interest
• No late fees
• Instant transfer fees are optional and not included in the membership price

COMPANY INFORMATION
B9 launched in 2021 with a mission to help Americans achieve financial stability by bridging cash gaps. B9 is not affiliated with Credit Karma, Brigit, Earnin, Dave, Cleo, Beem, Chime, MoneyLion, Venmo, Cash App, or similar services.
[1] Eligibility requirements apply. Not all users will qualify. Advances are not available in all states. See Terms of Service for details.
B9, Inc. is a financial technology company, not a bank. Banking services are provided by Evolve Bank & Trust, Member FDIC.
Privacy Policy https://bnine.com/privacy-policy
Terms of Service https://bnine.com/tos

Address
777 Brickell Avenue, Suite 500, Office 529 Miami, FL 33131

Ratings and reviews

There are many solutions under one platform- however there are pesky transfer limits, plus some debit cards cannot be added from the pre-pay bank services like Cash-App, and therefore not used, and every service used cost a fee, sometimes 2-on top of the monthly subscription. Also the app could be aot more user friendly, sometimes I open it and I cannot find my balance, at all, like as if it is being hidden from me. So ya, I'm done with this one! Could be good for some, but not for everyone.

at first I was a bit confused on the how it worked. not good explanation honestly. once my payroll was connected I thought it would process and be able to give me an advance right then.. nope.. to top it off, they do not give a physical card only digital. with that being said there is no way to pull your money out unless you transfer to a different account. mind you, there is a transfer 5% fee 🙄 so honestly over all I am extremely disappointed and would not recommend 😔.

never again!! two weeks ago they couldn't find my deposit, and it wasn't until after 9 pm they "found" it.. and it just happened again. I do NOT recommend it. I decided to move to another banking app. very limited support help at all. Very disappointing..(in the beginning I always got it on time and now lately they've been a day or two late..so if you expect it on a Wed.. it'll be in on Friday..) NOT worth it at all. just don't. And I don't normally post this kind of stuff at all.

What’s new

Our team is continuously making improvements behind the scenes to bring you a better app experience.
Update to the latest version to get access to the newest features and enhancements.

Best regards,
The B9 Team