Beans App: Money Transfers

4.2
827 reviews
100K+
Downloads
Content rating
Everyone
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About this app

With Beans you can manage, send and receive money globally in one secure, non-custodial wallet. Move funds instantly, exchange between currencies and earn variable returns on your balance with full transparency and control. The Beans App helps you be smart about your money.

Beans Earn (new): Earn a variable annual percentage yield (APY) on your USD and EUR balances, up to 10% per year. APY is calculated daily and funds can be withdrawn at any time. There are no lock-in periods. Your money always remains under your control because Beans never holds user assets.

Instant global transfers: Send and receive money worldwide without hidden fees or delays. Transfers within the Beans network are instant and free.

Multi currency wallet: Hold and exchange USD, EUR and more than 80 supported local currencies at competitive rates. Manage all your currencies easily in one simple and reliable app.

Cash access with MoneyGram: Deposit or withdraw cash through more than 350.000 MoneyGram locations worldwide. This makes it easy for anyone to move between digital and physical money when needed.

Security and control: Beans is a non custodial wallet. Only you have access to your funds through secure private key technology stored on your device. Advanced encryption and two factor authentication protect your account at all times.

Who uses Beans
• People looking for a simple, transparent and secure finance app
• Families sending money across borders
• Freelancers receiving international payments
• Travellers managing different currencies
• Travellers managing different currencies
• Users who want their money balance to work for them while keeping full control

Why choose Beans
• Instant and free wallet to wallet transfers
• Variable APY on USD and EUR balances
• Multi currency support
• Cash access through MoneyGram
• Secure non custodial wallet
• Simple, transparent and easy to use

Download Beans App today and experience an easier way to send, earn and manage your money globally.

APY varies daily. Returns are not guaranteed. This is not a savings account.
Updated on
Oct 17, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location, Personal info and 4 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.2
821 reviews
Marcia Diaz
December 14, 2025
I made a transfer through the app using a provider recommended by Beans and the money never arrived. Their own providers confirmed it is a platform issue, but after more than a month there is still no solution or refund. Customer support is very poor. I do not recommend this app.
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karthik subramaniyan
December 29, 2024
Beans App is truly a game-changer in managing finances, especially for anyone dealing with international transactions. e multi-currency digital wallet is incredibly user-friendly, and the automatic currency conversion at the best rates makes transactions hassle-free. The high-yield savings feature, offering a 6% return on USD savings, is a fantastic addition that ensures my money works for me. Good job man keep it
6 people found this review helpful
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Beans bv
December 31, 2024
Thank you very much for your 5-star review!!!
Miracle Dan
August 15, 2024
While I've generally enjoyed using the Beans application, I am disappointed with the delay I've experienced in processing withdrawals i made a withdrawal yesterday around 8:00 AM to my local bank but i haven't received the money in my account up to date. Timely access to funds is crucial, and this delay has caused some inconvenience. I hope this issue can be addressed promptly to ensure a smoother and more reliable withdrawal process in the future. Thank you for your attention to this matter.
1 person found this review helpful
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Beans bv
August 16, 2024
Hey! I am sorry to hear that this has happened to you. There are several factors in the process that can cause a delay, and although we always strive to keep them to a minimum, we are working with partners that can decide otherwise. Would you be so kind to send an email to support@beansapp.com so we can help you out? Thanks!

What’s new

Bug fixes and improved user experience.