Credx

Content rating
Everyone
100+
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Content rating
Everyone
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About this app

Introducing Credx: Lending Made Simple and Transparent!

Credx is a smart loan app designed to align with your financial needs and income. Enjoy flexible repayment terms, clear pricing, and no hidden fees. Our ecosystem approach ensures a seamless borrowing experience while helping you build a stronger financial future.

Key Features:
Flexible Repayment Terms: Choose repayment periods from 61 days to 4 months at monthly interest rates that range from 5.0% to 15%

Fair Interest Rates: Our maximum Annual Percentage Rate (APR) is capped at 120%.

Transparent Costs: No surprises—see exactly what you’ll repay before you borrow.

Representative example: Loan amount of ₦1,000,000 borrowed for 12 months. Monthly Interest Rate: 5.0%. Total amount payable: ₦1,500,000. APR: 60%.

Responsible Lending: Repay on time to unlock higher credit limits and improve your financial profile.

With Credx, borrowing is simple, transparent, and tailored to your financial growth.

Download Credx today and take control of your finances!
Instant payday loans and more.
Updated on
Sep 21, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • No data shared with third parties
    Learn more about how developers declare sharing
  • No data collected
    Learn more about how developers declare collection
  • Data is encrypted in transit
  • You can request that data be deleted

What’s new

Refer & Earn: Invite friends and earn rewards when they join and take their first loan. Share your code, track invites and rewards, and check the leaderboard.

Company not on Credx yet? Nominate them right from sign-up.

My Devices: View and remove devices signed into your account.

Submit support tickets directly in-app.

Clearer salary and repayment bank details.

Bug fixes and performance improvements.