bonify Finanzmanager

bonify

In-app purchases

About this app

Take control of your finances! With the bonify app you can...

- check your creditworthiness for free,
- Analyze your finances and discover savings offers.
- Download the tenant information or the SCHUFA credit check.
- Apply for 100% digital loans with no paperwork.

And much more! Start improving your financial life.

bonify is always at your side as your all-in-one financial manager. Check your finances, improve your credit rating and let us help you save. With bonify you get offers that are tailored to your financial situation and can save more effectively.

The bonify app at a glance:

FREE: The download and the core functions credit check, FinFitness and individual product offers matching the credit rating are 100% free. Identity protection can be booked on request for a small fee. You are not obliged to do so and can also use the app without identity protection.

CREDIT CHECK: Your creditworthiness is crucial for every rental, mobile phone and loan agreement. It even plays an important role when purchasing on account. Check your credit score and creditworthiness and keep track of any changes. We will send you notifications as soon as something changes in your credit rating. Improve your score with numerous tips and benefit from the best contract conditions.

CORRECT CREDIT ENTRY: With the bonify ScoreCorrector you can have incorrect or outdated credit entries corrected directly in the app.

FINFITNESS: Keep your finances fit! Our unique feature ensures that your finances get a workout. Your household surplus, savings, returned direct debits and the employment relationship are relevant for the calculation of FinFitness.

DIGITAL LOANS: Would you like to apply for a loan and process it completely online, without any paperwork and in just a few minutes? With the fully digital loan, this is now possible in the app. Digital loan offers that fit 100% to your financial situation.

INDIVIDUALIZED PRODUCTS: Regardless of whether it is loans, current accounts, credit cards, insurance, gas or electricity, with bonify you will receive product offers tailored to your creditworthiness and financial situation.

TENANT INFORMATION & SCHUFA credit check: bonify's tenant information saves you money, effort and time. You will receive a completed tenant self-assessment, a confirmation of your rent payments, a credit report and proof of income with the cheapest tenant information on the market. Or you can rely on 100% trust and take the tenant information with SCHUFA credit check - you can download both directly. (Optional).

IDENTITY PROTECTION (Optional): Criminals are increasingly stealing people's identities and using them to commit crimes. With IdentProtect, bonify now offers all-round protection for your identity. bonify IdentProtect alerts you immediately if your data appears anywhere on the internet. This allows you to react quickly and prevent damage.

BONIFY MASTERCARD-GOLD (optional): With the bonify-MasterCard Gold, which you can optionally apply for in the app, you receive a free credit card with many advantages, including identity protection by IdentProtect.

SECURITY: Our data protection is TÜV-verified and bonify is licensed by the Federal Financial Supervisory Authority (Bafin). We guarantee security through high-security servers and data encryption.

EVER BETTER: We at bonify are constantly working on making it even easier and more advantageous for you to use bonify. You can look forward to regular updates from our developers.

bonify - your creditworthiness and finance manager.

General terms and conditions of Forteil GmbH https://www.bonify.de/agb
General terms and conditions of Forteil GmbH for IdentProtect https://www.bonify.de/agb-identprotect
Data protection of Forteil GmbH https://www.bonify.de/datenschutzerklaerung

Ratings and reviews

Disappointing so far. Not as great as it describes itself. Just gives a proxy Schufa score that isn't good for anything. Gonna terminate my account. When linking my bank account their service doesn't allow me to select how to receive my TAN (have two devices listed and it only sends to the first one). I actually went through the trouble of deleting my primary device to receive the TAN and authorization still fails (only received generic error msg from bonify) Too often no content loads in app.

Bonify asks you for your online banking User name and password. I installed the app about a month ago. I have provided my online banking user ID and password, this may have been a stupid idea but I have tried any way. I have only used bonify only 3 to 4 times. Recently I have looked my account online and checked how many times bonify tries to access my information, it was listed as 161 times!!!!! No ideas who is on bonify accessing my information and how it is being used. Very Bad!!!

It would not connect with the Bank... Lack of desctription makes it impossible to see if it was bank or bonify side problem. Tried multiple time but no success. update: i contacted customer support, they blame my bank. Problem is that with other app there is no problem with connection to my bank... so i suppose problem is on bonify side... not bank. Probbly should get better interface developers...

What's new

NEUE VERSION: * Bug Fixes & Generelle Verbesserung der App-Performance