bonify Bonitätsmanager

bonify

In-app purchases

About this app

Boost your finances and creditworthiness with bonify.

You can:

- View your SCHUFA data (score, entries, inquiries) free of charge,
- Be notified of new SCHUFA entries.
- Analyze your financial fitness, and
- Maximize your creditworthiness.

Start improving your financial life.

As your all-in-one creditworthiness and finance manager, bonify is always by your side. Review your finances, improve your creditworthiness, and get help saving. With bonify, you receive offers tailored to your financial situation, allowing you to save more effectively.

The bonify app at a glance:

FREE: The download and core features (SCHUFA insight, credit check, FinFitness, and customized product offers tailored to your creditworthiness) are 100% free.

SCHUFA data insight: Your creditworthiness is crucial for every rental, cell phone, and loan agreement. It even plays an important role when purchasing on account. Check your original SCHUFA data directly in the app. Score, entries, or who last requested your data. Improve your score with numerous tips and benefit from the best contract terms.

CORRECT CREDIT RATING ENTRIES: Found an error? With bonify, you can have incorrect or outdated credit ratings corrected directly in the app. Simply click on "Report Error."

NOTIFICATION OF NEGATIVE ENTRIES: If you receive a new negative entry with SCHUFA, bonify can notify you within 24 hours. This way, you won't miss the new SCHUFA 100-day rule and may be able to get rid of your entry twice as fast.

FINFITNESS: Keep your finances in shape! Our unique feature ensures your finances get a workout. Your household surplus, savings, returned direct debits, and employment status are relevant for calculating FinFitness.

INDIVIDUALIZED PRODUCTS: Whether loans, checking accounts, credit cards, insurance, gas, or electricity, with bonify you receive product offers tailored to your creditworthiness and financial situation. Benefit from your data and your credit rating. Improve your credit rating and benefit even more!

TENANT REPORT & SCHUFA CREDIT CHECK: bonify's tenant report saves you effort and time. You'll receive a completed tenant self-assessment, confirmation of your rent payments, a credit report, and proof of income in one document. You can download it directly or add it to your wallet (optional).

BONIFY MASTERCARD GOLD (optional): With the bonify MasterCard Gold, which you can optionally apply for in the app, you receive a fee-free credit card with many benefits.

SECURITY: Our data protection is TÜV-verified, and bonify is licensed by the Federal Financial Supervisory Authority (BaFin). We ensure security through high-security servers and data encryption.

ALWAYS IMPROVING: At bonify, we are constantly working to make using bonify even easier and more beneficial for you. You can look forward to regular updates from our developers.

bonify – Your creditworthiness and finance manager.

Terms and Conditions of Forteil GmbH www.bonify.de/agb-lb-plattform
Data Protection of Forteil GmbH https://www.bonify.de/datenschutzerklaerung

Ratings and reviews

bonify sent an email about a free month but somehow hides that it also includes 12 months paid membership. Now unfortunately I must pay. I want to cancel the contract before one free month. today all companies give one week or one month absolutely free trial period and customer can chose to continue or cancel. shame on you bonify

I have a problem with login in the app: my account is connected via SSO, when opening the app I get redirected to web view and it is not possible to ever get back to the app - I always stay in the web view. Having this it is impossible to verify the account with eID because I can't ever get logged in session in the app - it lives only in the built-in browser. Please fix the issue and pass authenticated session back to the app. Till then the app doesn't provide necessary service for me - 1 star

Sketchy and useless app. Identification sometimes works if the insanely buggy app is closed and re-opened enough times. After identification you get a base score that you can not even screenshot nor export. Additionally, it suggests you products, such as loans that you can take out, which is insanely sketchy. Please note that you are giving this app all your data and it had data breaches in the past. You have a right to a free SCHUFA score via DSGVO and I would recommend to use that instead.

What’s new

Allgemeine Verbesserung der UX