Boom - Build credit with rent.

132 reviews
Content rating
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About this app

Did you know that your rent payments aren’t automatically reported to the credit bureaus?

Boom makes it easy to build credit with your rent. Join the tens of thousands of renters who use BoomReport to report ongoing payments, past payments, or both. Boom reports to all 3 major credit bureaus - Experian, TransUnion, and Equifax - so you see the maximum impact of the largest payment you make every month.

On average, Boom customers see an average credit score increase of 28 points
Some users see increases of over 105 points
Reporting your rent payments can help give you a credit score if you do not already have one
See your new rental tradeline on your credit report in as little as 10 days
Access your credit score for free in the Boom app to track your progress

Enroll in as few as 5 minutes via the Boom app
Available for anyone who pays rent via a digitally-tracked method, such as a rental portal, bank account, check, ACH, or payment apps (e.g. Venmo, PayPal)
Report ongoing payments and up to 24 months of prior rent history
You can even report old leases too, as long as you moved out within the past 12 months

Your security is a top priority. Sensitive user data is stored with our verification partners, which are bank-grade, highly-encrypted services. Our verification partners perform similar services for trusted companies such as PayPal, Robinhood, Coinbase, Venmo, Chime and more. Your data is never stored on your device. We do not sell your personal information to any third parties.

Still reading? What are you waiting for? Download Boom and supercharge your rent today.

Chat our team at or via the in-app support feature in the Boom Pay app if you have any questions, suggestions, or feedback.
Updated on
Nov 22, 2022

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info, Photos and videos and 2 others
Data is encrypted in transit
You can request that data be deleted
132 reviews
Lisa Davison
November 30, 2022
I was a little skeptical at first. However my credit isn't the best. Paying my rent on time every month matters. I paid extra for BOOM to go as far as 2 years back. It took some time since I've switched bank accounts, but they were able to verify my past payments and my credit score went up tremendously. Thank you BOOM!
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Sassy Chan
November 25, 2022
Had found out about this service through Instagram and YouTube. Not only affordable but applying was easy. Customer service had contacted me to clarify how I paid rent and the process went smoothly. Took 7-10 days to get a 30 point boost in my credit score. [Note: I did lose some points after my year was up. So don't forget to renew.] Would definitely recommend if you're steadily building credit.
1 person found this review helpful
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Mike W
November 9, 2022
Bank link error freeze: Everytime I get to the point of bank linking, it goes through until last step, then freezes and shows this error. My bank shows that the linking was successful and data is available to be sharer; but I've done this 3 times and it keeps getting stuck at this point. Super frustrating! UPDATE: Boom reached out via a phone call and let me know they are working on fixing the issue with Wells Fargo. UPDATE2: Cannot renew as the payment update page freezes each time. Really?!!
12 people found this review helpful
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Boom Pay
November 23, 2021
Hi Mike! This is Rob, Co-Founder of Boom. I'm sorry about the linking issues, and we appreciate your feedback. I see that we have everything is resolved now and that we reported your rental payments on Nov 15 and just waiting for it to hit your credit reports! Reach out at if you have any more questions.