Boom - Build credit with rent.

Boom Pay, Inc.

About this app

Did you know that your rent payments aren’t automatically reported to the credit bureaus?

Boom makes it easy to build credit with your rent. Join the tens of thousands of renters who use BoomReport to report ongoing payments, past payments, or both. Boom reports to all 3 major credit bureaus - Experian, TransUnion, and Equifax - so you see the maximum impact of the largest payment you make every month.

BUILD & TRACK YOUR CREDIT
On average, Boom customers see an average credit score increase of 28 points
Some users see increases of over 105 points
Reporting your rent payments can help give you a credit score if you do not already have one
See your new rental tradeline on your credit report in as little as 10 days
Access your credit score for free in the Boom app to track your progress

HOW IT WORKS
Enroll in as few as 5 minutes via the Boom app
Available for anyone who pays rent via a digitally-tracked method, such as a rental portal, bank account, check, ACH, or payment apps (e.g. Venmo, PayPal)
Report ongoing payments and up to 24 months of prior rent history
You can even report old leases too, as long as you moved out within the past 12 months

SECURITY
Your security is a top priority. Sensitive user data is stored with our verification partners, which are bank-grade, highly-encrypted services. Our verification partners perform similar services for trusted companies such as PayPal, Robinhood, Coinbase, Venmo, Chime and more. Your data is never stored on your device. We do not sell your personal information to any third parties.

Still reading? What are you waiting for? Download Boom and supercharge your rent today.

Chat our team at www.boompay.app or via the in-app support feature in the Boom Pay app if you have any questions, suggestions, or feedback.

Ratings and reviews

App is glitchy, isn't letting me login. I entered my phone number, entered the verification code, and now I'm stuck on the screen that says "Welcome to Boom..." and it won't let me continue; "continue" button does nothing. Update 4/10/26: It ONLY lets me try to sign in via phone number. It doesn't give me the option for email sign-in.

This has boosted my credit. Overall, it's a good app. The issues that may arise are addressed in a timely manner, such as bank connection issues. I'm not sure how often they scan your account. Security feature on my banks end may kock them off the connection now and then. My credit score has improved due to this apps service. I Would like more transparency and reassurance that they're not gathering nor selling confidential data about my spending. Also how often are they scanning my account?

The app itself runs smoothly easy to understand, no issues. However I saw advertisements wherein it would help boost your credit score. I paid for the 2 year review because I always had on time and early payments for my rent, however my score hasn't changed in the slightest. I feel this is a hit or miss when I read the reviews how it bumped up many people's scores, yet several of us [like myself] it has literally done nothing for. I really hope I start seeing a return on my money.

What’s new

- Maintenance improvements.