Boom - Build credit with rent.

4.0
552 reviews
50K+
Downloads
Content rating
Everyone
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About this app

Did you know that your rent payments aren’t automatically reported to the credit bureaus?

Boom makes it easy to build credit with your rent. Join the tens of thousands of renters who use BoomReport to report ongoing payments, past payments, or both. Boom reports to all 3 major credit bureaus - Experian, TransUnion, and Equifax - so you see the maximum impact of the largest payment you make every month.

BUILD & TRACK YOUR CREDIT
On average, Boom customers see an average credit score increase of 28 points
Some users see increases of over 105 points
Reporting your rent payments can help give you a credit score if you do not already have one
See your new rental tradeline on your credit report in as little as 10 days
Access your credit score for free in the Boom app to track your progress

HOW IT WORKS
Enroll in as few as 5 minutes via the Boom app
Available for anyone who pays rent via a digitally-tracked method, such as a rental portal, bank account, check, ACH, or payment apps (e.g. Venmo, PayPal)
Report ongoing payments and up to 24 months of prior rent history
You can even report old leases too, as long as you moved out within the past 12 months

SECURITY
Your security is a top priority. Sensitive user data is stored with our verification partners, which are bank-grade, highly-encrypted services. Our verification partners perform similar services for trusted companies such as PayPal, Robinhood, Coinbase, Venmo, Chime and more. Your data is never stored on your device. We do not sell your personal information to any third parties.

Still reading? What are you waiting for? Download Boom and supercharge your rent today.

Chat our team at www.boompay.app or via the in-app support feature in the Boom Pay app if you have any questions, suggestions, or feedback.
Updated on
Feb 1, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info, Financial info and 5 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.0
536 reviews
Renee Tobin
November 30, 2023
This has boosted my credit. Overall, it's a good app. The issues that may arise are addressed in a timely manner, such as bank connection issues. I'm not sure how often they scan your account. Security feature on my banks end may kock them off the connection now and then. My credit score has improved due to this apps service. I Would like more transparency and reassurance that they're not gathering nor selling confidential data about my spending. Also how often are they scanning my account?
22 people found this review helpful
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Boom Pay, Inc.
November 21, 2023
Thank you for your positive feedback! We want to assure you that Boom prioritizes the security of your information, and we do not distribute or sell confidential data. As for the frequency of account scans, we verify your monthly rent payments within 30 days of due date. If you have other concerns, please reach out to us at hello@boompay.app.
Tessa Halstuerm
September 2, 2024
Do NOT use! Use a prepaid card with just the amount needed to pay for subscription. They charged my card 4 times and wouldn't refund me until I involved local police!! This is the worst app out there! 7 days for them to even think about a refund and told me I couldn't dispute from my bank or they'd just keep it! False advertisement and stealing! They're selling your ssn and info online data breaches!!
4 people found this review helpful
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Boom Pay, Inc.
September 3, 2024
We’ve been in contact with you, and we want to clarify that your account was charged twice, not four times, and both charges have been fully refunded on our end. Your account has also been canceled and all concerns have been settled fairly and in accordance to our policy. Please note that we do not sell SSNs, and we take data security seriously.
Christina Chavis
July 5, 2023
The app itself runs smoothly easy to understand, no issues. However I saw advertisements wherein it would help boost your credit score. I paid for the 2 year review because I always had on time and early payments for my rent, however my score hasn't changed in the slightest. I feel this is a hit or miss when I read the reviews how it bumped up many people's scores, yet several of us [like myself] it has literally done nothing for. I really hope I start seeing a return on my money.
64 people found this review helpful
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Boom Pay, Inc.
July 5, 2023
Hi Christina, we are so sorry to hear about your experience and would like to help if we can. You can reach us by emailing hello@boompay.app, messaging through the in-app chat feature, or visiting https://intercom.help/boomhelpcenter/en. Once we hear from you we will be sure to look into this in more detail.

What’s new

App maintenance