Boom - Build credit with rent.

79 reviews
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About this app

Join thousands of renters who use Boom to supercharge their rent payments. Boom offers two flagship features, BoomReport and BoomSplit (Early Access), that enable renters to split their rent and/or build credit with the rent they already pay.

Use our BoomReport feature to report the rent payments you already make to the credit bureaus to build credit. With Boom, report your ongoing payments, past payments (up to 24 months of prior history), or both! Boom reports rent payments to all 3 major credit bureaus - Experian, TransUnion, and Equifax.

More about BoomReport:
- Works for any renters who pay rent by digital methot: rental portal, check, ACH, payment apps (e.g. Venmo, PayPal)
- Report up to 24 months of prior history
- Get a new rental tradeline on your credit report
- 15 days to see the new tradeline

Use our BoomSplit feature to break your rent up into smaller, more manageable payments and say goodbye to late fees. BoomSplit works with any users who pay rent by rental portal (e.g. RentCafe, AppFolio). BoomSplit is currently in Early Access, so we’re only able to enroll a limited number of users.

More about BoomSplit:
- Boom pays your rent on the due date, you pay us back in installments
- Payment reminders and notifications
- Select your repayment dates
- Say goodbye to late fees
- Transparent pricing: flat monthly membership fee

Your security is a top priority. Boom uses the same 256-bit encryption to protect your data, and your data is never stored on your device. We do not sell your personal information to any third parties.

Still reading? What are you waiting for? Download Boom and supercharge your rent.

Privacy Policy & Terms of Use:
Updated on
Aug 4, 2022

Data safety

Developers can show information here about how their app collects and uses your data. Learn more about data safety
No information available
79 reviews
Mike W
November 29, 2021
Bank link error freeze: Everytime I get to the point of bank linking, it goes through until last step, then freezes and shows this error. My bank shows that the linking was successful and data is available to be sharer; but I've done this 3 times and it keeps getting stuck at this point. Super frustrating! UPDATE: Boom reached out via a phone call and let me know they are working on fixing the issue with Wells Fargo.
7 people found this review helpful
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Boom Pay
November 23, 2021
Hi Mike! This is Rob, Co-Founder of Boom. I'm sorry about the linking issues, and we appreciate your feedback. I see that we have everything is resolved now and that we reported your rental payments on Nov 15 and just waiting for it to hit your credit reports! Reach out at if you have any more questions.
August 5, 2022
Horrible app, horrible customer service. Does not report to all three bureaus, and will meet you wait 90 days before they begin reporting. Customer service also doesn't respond immediately to inquiries, especially after I asked for my money back after they wouldn't immediately report my account to all three bureaus.
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Hunter Biden
May 29, 2022
Raised my Experian FICO score 2 by 30 points, Equifax FICO score 5 dropped it by 9 points, TransUnion FICO score 4 dropped it by 3 points...all 3 scores used for a mortgage. Really need my Experian score up so I'm happy. The process and app is a little confusing but I'm definitely happy with the results.
8 people found this review helpful
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Boom Pay
June 2, 2022
We're glad that reporting your excellent rent payment history to the credit bureaus has created a positive impact on your Experian Credit score! We apologize if the app was a bit confusing. Can you clarify which portion was confusing? Your feedback will help us improve customers' experiences in the future. Please email us at