BBL Shubidha

BRAC Bank PLC.

About this app

BRAC Bank (BBL) 'Shubidha' is a mobile-based app through which selective customers can avail of retail loan products digitally. The app performs end-to-end digital loan processing, including loan application, assessment, and disbursement. You can now enjoy a digital borrowing experience in a fast, secure, and convenient way using the BBL Shubidha app.

Loan features:

· Interest rate of 9% per annum;
· Tenure of 3 to 18 months;
· Sample Loan Repayment Schedule:

If you have availed loan of BDT 100,000 @ 9% interest per annum and tenure of 12 months, your Equal Monthly Instalment (EMI) will be approximately BDT 8,745. Therefore, the total cost of the loan (principal + interest) will be BDT 104,942. In addition to interest, you have to pay loan processing fee before availing the loan as follows:

Processing fee: 0.5% of loan amount + 15% VAT
CIB & Stamp Charge: At actual

All you need:
An active account and a debit card with BRAC Bank;
A smartphone with an Android operating system;
Internet connectivity through mobile internet or Wi-Fi.

We welcome your feedback and suggestions; please call us at 16221.

Ratings and reviews

One of the worst apps in Banking sector. Almost every feature contains bug! I have no idea why they publish this app in play store. Verification doesn't work properly. I have tried multiple times, fortunately works. Now accept terms and conditions feature throws error. If I find the QA, I will ask just one question - what was your role !?

Can't verify my debit card. When they qsk for first 4 digits, upon entering it still says to jnput in masked area. When you retry from login again, it ask for other 4 digits of the cards and fails each time to verify. As a result, cannot go past if that screen. Fix this ASAP!

debit card verification issue.. Can't recognize when 1st 4 digits are asked and given in the process. Again fails every tine when 2nd/3rd/4th 4ndigits of the cards are asked and given. Need to work on this. In another account it worked good without any debit card verification. Why the process is different for different accounts?