Penny Tracker-Budget+Expenses

Callisto Labs

Contains adsIn-app purchases

About this app

# Penny Tracker — Play Store Listing (v2.9.7)
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TRACK YOUR FINANCES WITHOUT GIVING UP YOUR PRIVACY

Penny Tracker is a privacy-first expense and budget app that never asks for your bank credentials. Track every dollar, scan receipts with AI, and know exactly where your money goes—on your terms.

🔒 PRIVACY BY DESIGN
No bank connections. No location tracking. No selling your data. Your financial information is encrypted and secured with Firebase—accessible only to you. Penny Tracker works without access to your contacts, accounts, or biometrics.

🤖 AI-POWERED RECEIPT SCANNING
Snap a photo and let AI do the work. Smart Scan extracts the amount, date, and merchant in seconds. Premium Scan (VIP) handles crumpled, faded, or tricky receipts with enhanced processing. Auto-categorization recognizes 200+ merchants so you spend less time typing.

💰 EFFORTLESS EXPENSE TRACKING
• 15+ categories with 50+ subcategories
• Multi-currency support (USD, EUR, GBP, CAD, JPY, and more)
• Attach receipt images from Google Drive, Dropbox, or OneDrive
• Recurring expense tracking with bill reminders
• Quick, intuitive entry—add an expense in seconds

📊 BUDGETS THAT ACTUALLY WORK
Create weekly, monthly, quarterly, or yearly budgets. Color-coded progress bars show where you stand at a glance, with alerts when you're approaching your limit. Track multiple budgets across different categories simultaneously.

🎯 SAVINGS GOALS
Set goals for vacations, emergencies, or big purchases. Track your progress visually and celebrate milestones along the way.

📈 CLEAR ANALYTICS
• Interactive pie charts and spending breakdowns
• 6-month trend lines to spot patterns
• Monthly summaries: total spent, income, and net flow
• Compare spending across time periods

👥 WORKSPACE COLLABORATION (VIP)
Share budgets, goals, and expenses with family or a partner. Real-time sync keeps everyone on the same page with role-based permissions for Admins, Members, and Viewers.

🏆 GAMIFICATION & REWARDS
Earn XP for tracking expenses, hitting budget goals, and building smart habits. Level up, collect badges, and test your financial knowledge with Money Quiz.

📝 SMART NOTES & REMINDERS
Create checklists, attach notes to expenses or budgets, and set reminders for bills and financial tasks. Color-coded folders keep everything organized.

☁️ SECURE CLOUD BACKUP
Your data syncs seamlessly across devices with encrypted Firebase storage. Never lose your financial records—access them from any phone or tablet.

💳 FLEXIBLE OPTIONS
• Guest Access: Try it instantly—track up to 15 receipts, no signup needed
• Free Account: Unlimited tracking + 5 AI scans per month
• VIP: Unlimited AI scans, Premium Scan, Workspaces, ad-free experience & more

PERFECT FOR
• Privacy-conscious users who refuse to share bank credentials
• Budget-minded individuals, couples, and families
• Anyone who prefers knowing exactly where every dollar goes
• Self-employed users tracking business expenses

WHY PENNY TRACKER?
Most finance apps demand access to your bank accounts. Penny Tracker takes a different approach—powerful tools without the privacy tradeoff. Track spending, scan receipts, manage budgets, collaborate with family, and gain real insights, all while staying in complete control of your data.

Free to start. No bank login. No compromises.

Privacy Policy: https://callistolabs.org/pennytracker/
Contact: [e-mail]
Developer: Callisto Labs

What’s new

v3.0.14 — Polish & Privacy

- Smart receipt categorization: AAFES, Uber, Starbucks, restaurants, gas stations, and more now auto-route to the right category
- New 24h / 48h Gmail Sync windows for tighter scans
- Income Type picker: 2-column grid instead of long scroll
- Edit Receipt now expense-only (cleaner flow)
- Behind the scenes: smarter merchant cleanup, expanded gas station coverage, improved scan logging