ClearScore - Credit Score

ClearScore

In-app purchases

About this app

It takes more than a good credit score to access good credit. For that, you need to get credit healthy. Introducing Credit Health from ClearScore. All new, all powerful; an instant credit report when you need it.

Go beyond your credit score and report and see how you look to lenders - giving you the most accurate picture of your financial journey. See your disposable income, how much debt you have, access offers, and receive credit alerts if anything changes.

Frightened by credit and identity fraud? Get peace of mind that your credit is safe. ClearScore Protect keeps you and your important information safer. We monitor your credit report and let you know if something isn’t right. If you want to take it a step further, you can choose Protect Plus to access daily updates, enhanced monitoring, credit alerts, and more.

Confused by your credit report? Let the experts at ClearScore coach you to better Credit Health. Discover Improve, and enjoy short videos designed to help you navigate the confusing world of credit, with confidence. Want to save money? Explore your personalized offers based on you and your goals, and receive instant credit offers. See what you could save and access the money you’re looking for.

FEATURES
• Get your instant credit score and report - for free, forever
• Discover the fuller picture with an overview of your accounts, payment history, debt, and more
• Keep your important information safer and get credit alerts when something’s not quite right
• Improve your credit score over time, with simple explanations and step-by-step guides from our experts. Plus, receive credit alerts when anything changes
• See what you could save with offers and fast loans comparisons tailored to you.

Signing up is quick and easy. All you need to do is:

1. Enter some details about yourself so we can match you to your credit file
2. Go through our security checks to make sure only you have access to your information
3. Explore your credit score and report

With ClearScore, your credit report is always easy to access and simple to understand. Check your credit report to see how lenders view you, get an instant credit check when you need quick clarity, and stay informed with a credit alert if something changes. Instant credit insights help you act faster, whether you’re reviewing your credit report or deciding if fast loans could support your next step.
Your credit score is just the beginning. Clearscore helps you find insurance, car finance and fast loans comparisons; helping you manage your money when you need it most. Your TransUnion and Equifax scores may differ because they use different scoring models

If you take out a loan via ClearScore, here's what you need to know

Personal loan offers are available through ClearScore's Marketplace from our commercial partners. Offers have interest rates that range from 6.99% APR to 46.96% APR with loan durations from 3 months to 20 years. Rates can change without notice and they're controlled by our partners, not ClearScore. Other fees may apply (for example settlement fees or late payment fees) but these are specific to each lender - you'll need to review their terms and conditions for details.

While we do our best to find relevant offers for your circumstances it's important to know that you might not qualify for a personal loan at all, or you may not qualify for the lowest rates or the highest offer amounts.

Personal loan repayment example

An example of borrowing costs paid on a $5,000 loan with a 60 month term at 10.87% APR is a weekly payment of $24.95, with the total repayment amount of principal and interest being $6486.33 and the total cost of the loan (interest only) being $1486.33.

Privacy Policy: https://www.clearscore.com/ca/privacy-policy

Terms of Use: https://www.clearscore.com/ca/terms

Ratings and reviews

Used to love the app, especially as you could easily see what was happening on your credit report over the next month or so. Hate the new app, nothing is where it should be and it will show you something to look in to but then it doesn't take you to the actual item. For instance it said I had an account with unsettled debt, I was surprised with this so clicked to find out more and it took me to view payment history of all accounts, but didn't tell me which it was notifying for! Not intuitive now

Keep getting notifications to check what's changed in my report. Except nothing has changed, and there's a line saying "Updates in x days". I can only assume that they get preferential kick-backs from the lenders based on daily active user figures. Cause it would be dumb to think people are going to say "Hey, now I'm logged on here, let's take out a new random credit card I hadn't planned to".

Fantastic for giving insight into what is affecting your credit score. The only reason I have not given 5 stars is because it's supposed to link to DriveScore to potentially improve things like car finance but no matter what I do it will not link the 2 together. Other than that though I think it's brilliant!