ClearScore - Credit Score

ClearScore

In-app purchases

About this app

ClearScore's vision is to help everyone, no matter what their circumstances, achieve greater financial wellbeing.

We started this journey by giving everybody access to their free credit score and report, forever. Join 18 million users worldwide taking control of their finances with ClearScore today.

We show you the information lenders know about you, so that you can fix mistakes and improve your score. A better credit score means better deals, so make sure yours is as good as it can be.

Visit your offers to find credit cards, loans and more - all tailored to your unique financial situation. You’ll even see how likely you are to be accepted, so you can apply with confidence.

Track your finances in your credit report - your credit cards, loans, mortgages, spending, repayments are all here, in one place. Checking your monthly ClearScore credit report could prevent any nasty surprises and help you detect fraud before it’s too late.

Learn how to stay safer online with ClearScore Protect, our free dark web monitoring service. Every three months, we scan the dark web for your stolen passwords and let you know if we find anything, so you can take control.

Features:
• See your free credit score, credit accounts, financial associations and any
searches against your profile
• Track your finances and find out what’s affecting them
• Get your monthly report and a notification every time your new report is ready
• Receive alerts when something changes on your report
• See how likely you are to be accepted for credit cards, loans and more
• Scroll through the Timeline tool to track the last 6 years’ of your finances
• Log in instantly with Fingerprint & Facial Recognition

Signing up is quick and easy:
1. Enter some details about yourself to match you with your TransUnion credit file
2. We’ll ask you some security questions that only you would know
3. Your credit score and report are yours, for free, forever!

Ready to take control? Sign up in just a few minutes. No free trials - just free, forever.

*Not available to users in Quebec


ClearScore is safe and secure:
• Your information is kept safe using the most robust and secure systems and processes
• We never sell your details or send you spam
• We make our money through commission (if you take out a credit product via ClearScore)"

If you take out a loan via ClearScore, here’s what you need to know

Personal loan offers are available through ClearScore’s Marketplace from our commercial partners. Offers have interest rates that range from 6.99% APR to 46.99% APR with loan durations from 3 months to 10 years. Rates can change without notice and they’re controlled by our partners, not ClearScore. Other fees may apply (for example settlement fees or late payment fees) but these are specific to each lender - you’ll need to review their terms and conditions for details.

While we do our best to find relevant offers for your circumstances it’s important to know that you might not qualify for a personal loan at all, or you may not qualify for the lowest rates or the highest offer amounts.

Personal loan repayment example

An example of borrowing costs paid on a $5,000 loan with a 60 month term at 10.87% APR is a weekly payment of $24.43, with the total repayment amount of principal and interest being $6,352.33 and the total cost of the loan (interest only) being $1,352.33.
Privacy Policy: https://www.clearscore.com/ca/privacy-policy
Terms of Use: https://www.clearscore.com/ca/terms

Ratings and reviews

Most amazing credit monitoring app. Simple to use, ON time updates and absolutely free, I like clear score. I have tried most credit apps but seriously none comes close to this one, the App interface is welcoming and easy to understand, you can easily find the sections you are looking for, and it offers way more credit monitoring sections than other apps. Great app.

The app doesn't let me log in. I entered my email address, and they just didn't send me the code. The process to get the app is way too long, inclusive of the verification and the sign up process. Don't waste your time. I don't even have a bad credit score, and I'm still so underwealmed. I couldn't imagine people relying on such an application for help. I'm sorry if this describes you, but this app isn't it. Don't get it. Waste of time.

I love the idea of this app, but it's extremely innacurate. The credit score shown on here is almost half of what my actual score is on Centrix. Both are rated to a score of 1000. Almost had a panic attack and had to double check with centrix. Edit: got quick help from customer service. Seems my score is based on one of the 3 credit bureaus, which just so happened to give me a very different number to centrix.