OneMain Financial

2.87K reviews
Content rating
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About this app

OneMain Financial is a personal and auto loan provider. Get mobile access to your OneMain Financial account right at your fingertips. OneMain Financial customers can log in to get their loan account details.

We respond Monday-Friday between 9 am and 5 pm EST.

The OneMain Financial mobile app can only be used by current customers to service their loans. We do not offer the ability to submit new loan applications through the Android mobile app.

Loans offered by OneMain Financial have a maximum Annual Percentage Rate (APR) of 35.99%, a minimum repayment period of 24 months and a maximum repayment period of 60 months. Minimum loan amount offered is $1,500 and maximum amount is $20,000 (subject to state limitations below).

Representative loan cost example: A principal amount of $6,000 at an APR of 24.99% over 60 months results in a monthly payment of $176.07. The principal and APR include any financed origination fees. The total amount paid for this loan, including principal, interest, and financed fees, would be $10,564.20. The example is based on a customer with average credit. The loan terms you receive will depend on your credit profile, including credit history, income, debts and the ability to provide collateral (for secured loans).

OneMain Financial charges loan origination fees, where permitted by law. Depending on the state where you open your loan, there may be no origination fee or the origination fee may be either a flat amount or a percentage of your loan amount. Flat fee amounts vary by state, ranging from $25 to $500. Percentage-based fees vary by state ranging from 1% to 10% of your loan amount subject to certain state limits on the fee amount.

Borrowers in these states are subject to these minimum loan sizes: Alabama: $2,100. California: $3,000. Georgia: Unless you are a present customer, $3,100 minimum loan amount. Ohio: $2,000. North Dakota: $2,000. Virginia: $2,600.

Borrowers (other than present customers) in these states are subject to these maximum unsecured loan sizes: North Carolina: $7,500. An unsecured loan is a loan which does not require you to provide collateral (such as a motor vehicle) to the lender.

Loans offered by OneMain Financial Group, LLC (NMLS# 1339418). Licensing information available at and
Updated on
Sep 28, 2022

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info, Financial info and 3 others
No data collected
Learn more about how developers declare collection
Data is encrypted in transit
Data can’t be deleted
2.87K reviews
A Google user
February 26, 2019
App is ok, but doesn't give all the features of the website. I rate it as 1 star because I would NEVER recommend this place for a loan! Not even to my worse enemy! 😠 They are the biggest rip offs there is! You can make a $200. payment & not even half goes to the balance!!! Made a $60. payment & only a few cents was credited to my account!!! If I didn't need a car as bad as I did at the time I wouldn't of took the loan! They take advantage of people with bad credit!
147 people found this review helpful
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A Google user
October 11, 2019
Love the company. Super easy to work with while rebuilding my credit. The app currently won't allow me to log in using my email or user id picked out during my application. I keep getting error messages that the information is incorrect and the team is working on it. I am willing to change the rating once the bug is fixed.
75 people found this review helpful
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A Google user
January 2, 2020
One main was quickly and easily able to get a personal loan done for me when no one else would give me a loan due to my credit score. Yes the interest rates and apr are a little higher but the process was easy and there were no prepayment penalties. Fast and quick service. I would recommend if you're in a pinch and trying to consolidate debt.
77 people found this review helpful
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What's new

- UI enhancements
- Performance enhancements
- Stability improvements
- Bug fixes