4.0
72.8K reviews
Content rating
Everyone
1M+
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Content rating
Everyone
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About this app

With the free photoTAN app, you can authorize online banking transactions securely and quickly.





Here's how the photoTAN process works via computer:
You perform a transaction on another device, such as a PC.

Your transaction is automatically transferred to the comdirect photoTAN app, and a notification appears on your smartphone. Tapping the notification opens the photoTAN app. Review the transaction and authorize the TAN by sliding the arrow from left to right.

The familiar scan function of the comdirect photoTAN app remains available. This is recommended, for example, if your smartphone is not connected to the internet. To use it, select the "photoTAN Graphic" method on your computer and then open the scan function in the bottom left corner of the comdirect photoTAN app on your smartphone.





Here's how the App2App process works:
You perform a transaction in another comdirect app. During the authorization process for your transaction, the photoTAN app will open automatically. Confirm your order by sliding the arrow from left to right.

The following comdirect apps support the App2App procedure:

- comdirect App
- comdirect trading App
- comdirect Young




How to activate the photoTAN app before first use:
Log in to your comdirect personal area with your access number and PIN and follow the instructions for "Activate photoTAN" until the activation graphic is displayed. Download the comdirect photoTAN app to your smartphone and follow the instructions in the app. Once the app is activated, you can use the two methods mentioned above.





FAQ "What permissions does the app use?"

The "Camera" permission is required in the standard procedure for scanning the photoTAN graphic.

FAQ "Does the app work with multiple comdirect accounts?"

You can connect the app to up to 8 accounts. You need a separate activation letter for each account.

Shape the future with us!

Share your suggestions in the comdirect Community and help improve the app.

For more information about photoTAN, visit www.comdirect.de/photoTAN
Updated on
Jul 10, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info, App info and performance, and Device or other IDs
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.0
71.3K reviews
Andreas Schnoor
June 8, 2026
App doesnt open any more for days. Not for the first time. Thus I cant open the banking app. This is awful! Honestly I would never open a bank account with Comdirect again. They need to take the digital money business more serious.
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comdirect – eine Marke der Commerzbank AG
June 9, 2026
Hallo Andreas, es tut mir sehr leid, dass du unzufrieden bist. Der Fehler ist bereits bekannt und besteht bei einigen wenigen Geräten. Wir arbeiten an der Lösung und empfehlen das mTAN-Verfahren zu nutzen, um handlungsfähig zu bleiben. Hinweise dazu findest du auf der Website/Volltextsuche. Bitte entschuldige die Umstände. Viele Grüße Steffen
Andy Scha
February 23, 2026
Once again I don't have access to my account. After app update, I was logged out from the photo tan app, but my activation graphic is not readable anymore. Neither on android nor iphone. Now I have to wait for a letter with a new graphic even though it clearly states on the initial letter that the graphic should be valid without time limit
2 people found this review helpful
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comdirect – eine Marke der Commerzbank AG
February 26, 2026
Hallo Andy, seit Juli 2024 wurden Änderungen im photoTAN-Verfahren vorgenommen, um dieses für unsere Kunden sicherer und einfacher zu machen. Alle zuvor zugestellten Aktivierungsgrafiken können seitdem, entgegen der Beschreibung im Aktivierungsbrief, nicht mehr genutzt werden. Wir danken für dein Verständnis. VG Steffen
Martin Seybold
July 22, 2026
the frequent updates are annoying and add more security risks.
Did you find this helpful?
comdirect – eine Marke der Commerzbank AG
July 22, 2026
Hallo Martin, ich kann nicht ganz nachvollziehen, weshalb du das so empfindest. Updates sind wichtig für die Sicherheit der App und können auf Wunsch auch automatisch installiert werden. Beste Grüße Ines

What’s new

Leistungsverbesserung und Behebung kleinerer Fehler
Content rating
Everyone
Learn more

App support

About the developer
COMMERZBANK Aktiengesellschaft
info@comdirect.de
Pascalkehre 15 25451 Quickborn Germany
+49 4106 7082500