73.8K reviews
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Everyone
1M+
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Everyone
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About this app

With the free photoTAN app, you can authorize online banking transactions securely and quickly.





Here's how the photoTAN process works via computer:
You perform a transaction on another device, such as a PC.

Your transaction is automatically transferred to the comdirect photoTAN app, and a notification appears on your smartphone. Tapping the notification opens the photoTAN app. Review the transaction and authorize the TAN by sliding the arrow from left to right.

The familiar scan function of the comdirect photoTAN app remains available. This is recommended, for example, if your smartphone is not connected to the internet. To use it, select the "photoTAN Graphic" method on your computer and then open the scan function in the bottom left corner of the comdirect photoTAN app on your smartphone.





Here's how the App2App process works:
You perform a transaction in another comdirect app. During the authorization process for your transaction, the photoTAN app will open automatically. Confirm your order by sliding the arrow from left to right.

The following comdirect apps support the App2App procedure:

- comdirect App
- comdirect trading App
- comdirect Young




How to activate the photoTAN app before first use:
Log in to your comdirect personal area with your access number and PIN and follow the instructions for "Activate photoTAN" until the activation graphic is displayed. Download the comdirect photoTAN app to your smartphone and follow the instructions in the app. Once the app is activated, you can use the two methods mentioned above.





FAQ "What permissions does the app use?"

The "Camera" permission is required in the standard procedure for scanning the photoTAN graphic.

FAQ "Does the app work with multiple comdirect accounts?"

You can connect the app to up to 8 accounts. You need a separate activation letter for each account.

Shape the future with us!

Share your suggestions in the comdirect Community and help improve the app.

For more information about photoTAN, visit www.comdirect.de/photoTAN
for free TANs
Updated on
Sep 7, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • No data shared with third parties
    Learn more about how developers declare sharing
  • This app may collect these data types
    Personal info, App info and performance, and Device or other IDs
  • Data is encrypted in transit
  • You can request that data be deleted

Ratings and reviews

72.4K reviews
Andreas Schnoor
June 8, 2026
App doesnt open any more for days. Not for the first time. Thus I cant open the banking app. This is awful! Honestly I would never open a bank account with Comdirect again. They need to take the digital money business more serious.
1 person found this review helpful
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comdirect – eine Marke der Commerzbank AG
June 9, 2026
Hallo Andreas, es tut mir sehr leid, dass du unzufrieden bist. Der Fehler ist bereits bekannt und besteht bei einigen wenigen Geräten. Wir arbeiten an der Lösung und empfehlen das mTAN-Verfahren zu nutzen, um handlungsfähig zu bleiben. Hinweise dazu findest du auf der Website/Volltextsuche. Bitte entschuldige die Umstände. Viele Grüße Steffen
Helen Orkin
February 2, 2021
Dreadful, waste of time. Un- and reinstalling doesn't make any difference. It doesn't recognise the PIN which I only just installed a short time ago. So I now have to speak to customer service which takes forever to get through. They then have to send a new Aktivierungsgrafik per post. Should you want to deal in the interim, that's too bad. Unless you want to deal by phone which takes forever plus higher fees. Please don't inflict technology on your clients which you can't master yourselves!!
14 people found this review helpful
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comdirect – eine Marke der Commerzbank AG
February 3, 2021
Hallo Helen, danke für deine Kritik. Wir leiten sie gerne an unsere Fachabteilung weiter. Viele Grüße Jessica
A Google user
September 20, 2019
So there's an obvious problem here, can't take a picture of my phone's screen with my phone... You could just add scanning a picture from phone's gallery, or something among those lines. For now, the only way I see is to take a screenshot, send it to a different device, open it there, and scan the photo tan. EDIT: Nevermind, found out that there an app2app method, and the app isn't so bad judging from the looks of it.
10 people found this review helpful
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What’s new

Wir haben kleine Fehler behoben.
Content rating
Everyone
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App support

About the developer
COMMERZBANK Aktiengesellschaft
info@comdirect.de
Pascalkehre 15 25451 Quickborn Germany
+49 4106 7082500