Commerce Bank for Android

4.7
12.2K reviews
500K+
Downloads
Content rating
Everyone
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About this app

The Commerce Bank Mobile App is designed to help you manage your finances on the go.

- Log in quickly with biometric authentication
- Deposit checks, transfer funds and pay bills
- Manage push notifications
- Lock and unlock cards
- Find the nearest Commerce branch
- Get help when you need it
- And so much more!

Mobile Banking from Commerce Bank. Challenge Accepted.(R)

To help protect the privacy of your account information, access to your account utilizes SSL technology. Our Online Banking Guarantee for personal accounts applies to the Commerce Bank Mobile App. (see Online Banking Terms and Conditions for full details).

You must be a Commerce Bank Online Banking or Small Business Online Banking user. To activate Online Banking, visit commercebank.com. Commerce Bank serves Missouri, Kansas, Illinois, Oklahoma and Colorado. Accounts held with Commerce Trust Company are not accessible via the application. Message and data usage fees may apply; check with your wireless or VoIP provider for more information.

See Mobile Banking Terms and Conditions for full details. Copyright © 2025 Commerce Bancshares, Inc.

All rights reserved. Commerce Bank: Member FDIC.
Updated on
Jan 7, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info, Financial info and 6 others
Data is encrypted in transit
Data can’t be deleted

Ratings and reviews

4.7
11.8K reviews
David Jones
February 13, 2026
Have been banking with Commerce for around 30 years. Lately though, when I try to set up some alerts, I get an error message telling me I can only set up alerts on up to 8 devices and provides a number to call to fix the error. I have only 1 phone/device. I've called the help number twice so far and apparently no one knows how to fix it. I don't want text & email alerts, I want phone app notifications like I was getting on my last phone. Got message from devs, Answer: NOPE, IT'S NOT RESOLVED!
1 person found this review helpful
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Commerce
February 10, 2026
Hello, David. Thank you for your feedback and patience with your alerts. We understand how frustrating this experience must be, and apologize for the inconvenience. Your issue appears to be resolved on our end. If the problem continues, please call 844‑782‑7206 with these details, and we’ll be happy to assist further. We’re here to help! Thank you.
Locc Williams
January 2, 2026
Account balance is NEVER correct. You can make a regular debit purchase for $20 and itll take days to show it on your account. I understand credit taking days to show up, but never for a debit purchase. I have never dealt with a banking app this bad. You're better off keeping track of your purchases and account balance on a piece of paper. My account balance is always wrong, constantly shows more than what I have. Literally thinking about changing banks just because of this app
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Commerce
January 5, 2026
I am sorry that you're experiencing that. There are particular times when transactions are processed by merchants & when transfer requests are made after 7 PM they will post the next Business Day. Those can impact when Current Balance ("More Info" on your Account Activity screen). If you'd like to share more please give us a call at 844-782-7206.
Kara Kim
October 14, 2024
They removed an important element that makes the reports way more vague. For example if I had $1000 and I paid for a $100 bill it would show the $100 charge then right below it it would show you $900. If you were double charged you could easily see another $100 charge with the balance below it of $800. This was super important for me to see which purchases were happening and how each on individually effected the balance of my bank. Now account action is vague and I think that's suspicious.
5 people found this review helpful
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Commerce
October 16, 2024
Thank you for taking the time to share your feedback with us once again, Kara. We truly appreciate hearing from our customers, as it helps us improve and provide a better experience. Thank you and have a nice day.

What’s new

We now offer a more reliable way to connect your personal bank accounts to popular third-party apps and services by using Plaid without ever sharing your login credentials.