Commerce Bank for Android

Commerce

About this app

The Commerce Bank Mobile App is designed to help you manage your finances on the go.

- Log in quickly with biometric authentication
- Deposit checks, transfer funds and pay bills
- Manage push notifications
- Lock and unlock cards
- Find the nearest Commerce branch
- Get help when you need it
- And so much more!

Mobile Banking from Commerce Bank. Challenge Accepted.(R)

To help protect the privacy of your account information, access to your account utilizes SSL technology. Our Online Banking Guarantee for personal accounts applies to the Commerce Bank Mobile App. (see Online Banking Terms and Conditions for full details).

You must be a Commerce Bank Online Banking or Small Business Online Banking user. To activate Online Banking, visit commercebank.com. Commerce Bank serves Missouri, Kansas, Illinois, Oklahoma and Colorado. Accounts held with Commerce Trust Company are not accessible via the application. Message and data usage fees may apply; check with your wireless or VoIP provider for more information.

See Mobile Banking Terms and Conditions for full details. Copyright © 2025 Commerce Bancshares, Inc.

All rights reserved. Commerce Bank: Member FDIC.

Ratings and reviews

Account balance is NEVER correct. You can make a regular debit purchase for $20 and itll take days to show it on your account. I understand credit taking days to show up, but never for a debit purchase. I have never dealt with a banking app this bad. You're better off keeping track of your purchases and account balance on a piece of paper. My account balance is always wrong, constantly shows more than what I have. Literally thinking about changing banks just because of this app

They removed an important element that makes the reports way more vague. For example if I had $1000 and I paid for a $100 bill it would show the $100 charge then right below it it would show you $900. If you were double charged you could easily see another $100 charge with the balance below it of $800. This was super important for me to see which purchases were happening and how each on individually effected the balance of my bank. Now account action is vague and I think that's suspicious.

Can't activate new credit card through the app despite paperwork saying you can. No way to register new user, only option is to log in, view privacy statement, find branch/ATM. Not a good first impression. ETA: Tried to register from desktop, got many errors. Called the bank, they couldn't figure out why there is a problem and put in a support ticket. Been over a week, no response. Tried to contact them again and no one has replied. What a horrible bank. 2nd ETA: Canceled card, ticket not found.

What’s new

Mobile check deposit has been upgraded with enhanced image capture, detailed real-time feedback, and better reliability for a smoother experience.