Umico - Market, Loyalty, Bank

Competo MMC

About this app

Umico is a super application that combines an online store, a universal electronic bonus card, and a mobile bank. You can buy products directly in the app with delivery to your door, receive cashback for purchases in the largest companies of Azerbaijan, and manage your income and expenses.

Umico Market is the first mobile marketplace in Azerbaijan. Thousands of items in household appliances, electronics, cosmetics, perfumes, and personal care products are waiting for you. The range of products is constantly growing and expanding. Pay for your order with a bank card online or in cash or a bank card upon delivery. Choose delivery to your door or the nearest pick-up point. Check your order status in the app at any time.

Umico Bonus is a universal electronic bonus card. With its help, you can receive cashback with Umico bonuses in the largest companies in Azerbaijan. There are supermarket chains and major stores, restaurants, cafes, beauty salons, fitness clubs, gas stations, authorized service centers, and much more among them.

In Umico Bonus, you receive cashback not only from partner companies but also directly from producers. In partner stores, and outside the partner network.

Umico Bonus has a convenient directory of partner companies with addresses on the map, phone numbers and opening hours, a barcode scanner to quickly find items with cashback, purchase history with cashback, the ability to add your bank card to the Masterpass electronic wallet.

To get a cashback, you just need to register in the Umico app using your mobile phone number, and then show your bonus card when you shop at Umico partner's stores. 1 bonus = 1 AZN.

Umico Bank is a mobile bank for day-to-day financial management. With its help, you can order a BirKart Umico co-branded bank card and receive an additional cashback of up to 1.5% for payments. In Umico Bank you can make payments and transfers, top up your card, control expenses, and income.

Umico is a world of comfort and benefit.

Ratings and reviews

Application is good, but I can't turn off notifications and notifications in russian language (I hate it)

Bank page crashes. Update: It doesn't crash, anymore.

Application is good enough and works without bugs. Bonus system is also good, however it would be better if customers could use bonuses in umico online store too, like in partner stores.

What's new

Improved functionality