Credit Genie: Get Cash Advance

Creditly Corp

About this app

Boost your wallet with up to a $150* cash advance
- No interest (APR)
- No credit check
- No late fees
- No direct deposit required

Sign up and get access to fast money within minutes.

TRACK YOUR SPENDING:
Understand how you spend your money, and budget like a boss.

OVERDRAFT ALERTS
Avoid overdraft fees and get alerts when your account is at risk of being over-drafted.

SPECIAL OFFERS
Access curated offers that can help you get access to credit and manage your debt.

SAFE AND SECURE
Credit Genie doesn't mess around with security. Your info's locked down with the same encryption banks use.


*Offer approval and amount subject to eligibility requirements. Not available in all states. Approved offers range from $10 - $100 for first-time customers. For repeating customers, the amount ranges up to $150. Customers must connect a bank account to Credit Genie to apply for a Cash Advance. Not all customers who apply for a Cash Boost will qualify. Credit Genie charges a recurring fee of $4.99 biweekly (Bank Connection Fee) to maintain a customer's bank account connection. Customers can stop the recurring fee by disconnecting their bank account at any time within the app. Paying the Bank Connection Fee does not guarantee approval for a Cash Boost. Credit Genie's Cash Boost service is unavailable to residents of Connecticut, Maryland, Nevada, Hawaii, or Washington, D.C. To receive funds as quickly as within minutes, customers must select the associated delivery option (additional fees apply). Most customers who select the option receive their funds within 30 minutes.

Credit Genie Cash Advance is not a payday loan, personal loan, or a loan of any kind.
- There is no mandatory minimum or maximum payback period for your Cash Advance.
- There is no mandatory repayment time frames or interest rates or obligation to repay, customers can set a repayment date that works for them by contacting us at [e-mail]. Customers typically choose to repay their cash boost between 3 days and 90 days.
- It is not mandatory to pay back the full amount of your Cash Boost in less than 60 days. Customers can take as much time as they require to pay back the Cash Boost and can even pay it back in multiple smaller amounts.
- Zero APR, no APR, no interest rate, zero interest.
- Example Scenario: If you instantly transfer a $100 Cash Boost to your connected bank account for an optional $5.99 express delivery fee and add an optional $2 tip, then your total will be $107.99.

Ratings and reviews

if you need a quick 15 it's great one of the cheaper express fees I still opt for the free option. I don't like that you can't pay it back early and you can't pay it back with a debit card paying back takes a while to process and you can't get another one until it does not too thrilled about the biweekly fee but it serves its purpose.

Horrible customer service! Don't waist your time with this app especially with other apps out there that don't charge you these crazy fees. $12 to transfer $100, 8.99 a month. Takes a week for advance to settle before you can get a new advance even though it's cleared my bank on the day it's due. Tried numerous times to link my debit card without success and customer service email me saying I'm inputting my info incorrectly! I know which card is linked to my bank. Not even an option to cancel

I got an advance no problem it was only $20. But they only took out a partial payment when it needed to be repaid. It took 6 days to clear the first payment. Lol so they take out the rest of the payment even though the money was already in there, and it's still in limbo waiting to be cleared and that was 3 days ago! I don't really understand that. So if you're trying to borrow money often and think you can borrow after you pay it, this is not the app for you!

What’s new

We're constantly updating the app to improve your experience and create new features you're looking for. The latest version includes bug fixes, and performance and UI enhancements.