Credit Genie: Get Cash Advance

Creditly Corp

Contains ads

About this app

Credit Genie helps you manage your money with spending insights, overdraft alerts, and (if eligible) access to a cash boost.

✅ CASH BOOST* (IF ELIGIBLE) up to $150
- No minimum or maximum time for repayment (Typical repayments between 9 - 120 days)
- No interest (Max APR: 0%)
- No credit checks
- No late fees
- No direct deposit required

A Cash Advance/Cash Boost (Earned Wage Access) is NOT a personal loan or a loan of any kind! Credit Genie is an Earned Wage Access app. There are no maximum annual percentage rate (APR) as there are no mandatory fees associated Credit Genie's cash Boost.

Below is a Representative Example of a Cash Boost:

Representative Example (With ALL Optional fees):
Advance Amount: $40.00
Optional instant delivery fee: $0.99
Optional Membership: $9.99
Total repayment: $50.98

Cash Boost is not a loan or credit and does not create debt. There is no interest (0% APR) and no mandatory fees to receive a Cash Boost. Repayment (if you choose to repay) is made via automatic debit from your linked bank account on your suggested repayment date (repayment dates can be customized to align with a users preferance directly in the app). A paid membership is not required to obtain a Cash Boost. See our Terms & Conditions for more details: https://creditgenie.com/terms-and-conditions

✅ TRACK YOUR SPENDING
• See where your money goes and budget with confidence

✅ OVERDRAFT ALERTS
• Get alerts when your account is at risk of overdrafting

✅ SPECIAL OFFERS
• Access curated offers that can help you access credit and manage debt


✅ SAFE & SECURE
• Bank-level encryption to help protect your information


*Offer approval and amount subject to eligibility requirements. Not available in all states. Approved offers range from $10 - $100 for first-time customers. For repeat customers, the amount ranges up to $150. A paid membership is not required to obtain a Cash Boost. See our Terms & Conditions for more details. Not all customers who apply for a Cash Boost will qualify. Credit Genie's Cash Boost service is unavailable to residents of Connecticut, Maryland, Nevada, Hawaii, or Washington, D.C. To receive funds as quickly as within minutes, customers must select the associated delivery option (additional fees apply). Most customers who select the option receive their funds within 30 minutes.

Learn more about how we share and protect your data at https://creditgenie.com/privacy-policy

Credit Genie
3411 Silverside Rd, Ste 104
Wilmington, DE 19810

Credit Genie state EWA registrations:
CA: 04-CCFPL-1956127-3514680, KS: EWA.0000021, UT:14253586-EWAS, MO: 9594

Ratings and reviews

*This is a new review*I borrowed $20 a couple times and then was able to borrow $100. It takes an excruciatingly long time for paymemts to clear and they always take it out in micropayments. It doesn't matter if the $ is in your acct they'll take less. At least for me anyway. So weird! So if you're trying to borrow money often and think you can borrow right after you pay it, this is not the app for you!

Horrible customer service! Don't waist your time with this app especially with other apps out there that don't charge you these crazy fees. $12 to transfer $100, 8.99 a month. Takes a week for advance to settle before you can get a new advance even though it's cleared my bank on the day it's due. Tried numerous times to link my debit card without success and customer service email me saying I'm inputting my info incorrectly! I know which card is linked to my bank. Not even an option to cancel

Nice app when needed. But my debit I have linked to the account has been misplaced. So I ordered another but can't link to pay off balance. Have put in tickets for contact since the 19th if February and no response. So customer service isn't good at all. Now they probably want me to pay late fees when I started contacting before hand. When did it get so difficult to pay off a balance?

What’s new

We're constantly updating the app to improve your experience and create new features you're looking for. The latest version includes bug fixes, and performance and UI enhancements.