BharatLoan: Personal Loan App
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About this app
BharatLoan is a trusted, RBI-compliant personal loan platform operated by Devmuni Leasing & Finance Ltd., an RBI-registered Non-Banking Financial Company (NBFC) holding Certificate of Registration No. 14.02719.
We help eligible salaried professionals across India access personal loans through a fully digital, transparent, and secure lending process.
🏦 Our Mission
To offer responsible, accessible, and reliable credit solutions to individuals during genuine financial needs—such as medical emergencies, home repairs, education, or utility payments—through a safe, transparent, and fully regulated digital lending ecosystem.
💡 Key Features
Unsecured Personal Loans — No collateral required; approval is based on your credit profile and submitted documents.
100% Digital Process — Apply, complete verification, and receive funds directly in your bank account without any physical paperwork.
Transparent Charges — No hidden fees; all charges are clearly disclosed before loan approval.
Flexible Repayment Options — Choose a repayment tenure from 61 to 365 days, depending on your eligibility.
RBI-Registered Lender — Loans are issued by Devmuni Leasing & Finance Ltd. and partner NBFCs listed on our official website.
📝 How It Works
Apply Online: Complete your loan application through the BrightLoans app.
Upload Documents: Provide PAN, address proof, and bank statements.
Verification: Your details are securely verified by our team.
Approval & Disbursal: Once approved, the loan amount is credited directly to your bank account.
👤 Eligibility
Must be an Indian Resident
Salaried Employee
Minimum 25 years of age
📄 Required Documents
PAN Card
Identity & Address Proof
Bank Statement (last 3 months)
Passport-size Photograph
💰 Loan Details
Loan Amount: ₹10,000 – ₹1,20,000
Tenure: 61 – 365 days
APR (Annual Percentage Rate): Fixed at 35% p.a. (Maximum APR 35%)
Processing Fee: Up to 2% of the loan amount + GST (18%)
Prepayment: No prepayment penalty
📊 Representative Example
Loan Amount: ₹50,000
Tenure: 365 days
APR: 35% p.a.
Processing Fee: ₹1,000 + GST ₹180
Amount Disbursed: ₹48,820
EMI: ₹4,998
Total Repayment: ₹59,978
Total Interest: ₹9,978
Note: BharatLoan does not offer loans that require full repayment in 60 days or less, in accordance with Google Play’s Financial Services policy and RBI guidelines.
🏛 About Us
Devmuni Leasing & Finance Ltd. is an RBI-registered NBFC providing personal loans through the BharatLoan App.
All loans are issued in full compliance with the Reserve Bank of India’s digital lending framework.
Our registered office:
1st Floor Side-B, Plot No. 498, Udyog Vihar Phase 3, Gurugram, Haryana, 122016
Our NBFC : https://www.devmunifinance.com/
🤝 Customer Support
🌐 Website: www.bharatloan.com
📞 Customer Care: +91-8282824-644
📧 Email: care@bharatloan.com
We help eligible salaried professionals across India access personal loans through a fully digital, transparent, and secure lending process.
🏦 Our Mission
To offer responsible, accessible, and reliable credit solutions to individuals during genuine financial needs—such as medical emergencies, home repairs, education, or utility payments—through a safe, transparent, and fully regulated digital lending ecosystem.
💡 Key Features
Unsecured Personal Loans — No collateral required; approval is based on your credit profile and submitted documents.
100% Digital Process — Apply, complete verification, and receive funds directly in your bank account without any physical paperwork.
Transparent Charges — No hidden fees; all charges are clearly disclosed before loan approval.
Flexible Repayment Options — Choose a repayment tenure from 61 to 365 days, depending on your eligibility.
RBI-Registered Lender — Loans are issued by Devmuni Leasing & Finance Ltd. and partner NBFCs listed on our official website.
📝 How It Works
Apply Online: Complete your loan application through the BrightLoans app.
Upload Documents: Provide PAN, address proof, and bank statements.
Verification: Your details are securely verified by our team.
Approval & Disbursal: Once approved, the loan amount is credited directly to your bank account.
👤 Eligibility
Must be an Indian Resident
Salaried Employee
Minimum 25 years of age
📄 Required Documents
PAN Card
Identity & Address Proof
Bank Statement (last 3 months)
Passport-size Photograph
💰 Loan Details
Loan Amount: ₹10,000 – ₹1,20,000
Tenure: 61 – 365 days
APR (Annual Percentage Rate): Fixed at 35% p.a. (Maximum APR 35%)
Processing Fee: Up to 2% of the loan amount + GST (18%)
Prepayment: No prepayment penalty
📊 Representative Example
Loan Amount: ₹50,000
Tenure: 365 days
APR: 35% p.a.
Processing Fee: ₹1,000 + GST ₹180
Amount Disbursed: ₹48,820
EMI: ₹4,998
Total Repayment: ₹59,978
Total Interest: ₹9,978
Note: BharatLoan does not offer loans that require full repayment in 60 days or less, in accordance with Google Play’s Financial Services policy and RBI guidelines.
🏛 About Us
Devmuni Leasing & Finance Ltd. is an RBI-registered NBFC providing personal loans through the BharatLoan App.
All loans are issued in full compliance with the Reserve Bank of India’s digital lending framework.
Our registered office:
1st Floor Side-B, Plot No. 498, Udyog Vihar Phase 3, Gurugram, Haryana, 122016
Our NBFC : https://www.devmunifinance.com/
🤝 Customer Support
🌐 Website: www.bharatloan.com
📞 Customer Care: +91-8282824-644
📧 Email: care@bharatloan.com
Updated on
Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info, Messages and 2 others
No data collected
Learn more about how developers declare collection
Data is encrypted in transit
You can request that data be deleted
What’s new
Implementation of the new loan journey
App support
phone
Phone number
+918282824644
About the developer
DEVMUNI LEASING AND FINANCE LIMITED
bharatloan.tech@gmail.com
S 16 Pratap Chamber
Gurudwara Road
New Delhi, Delhi 110005
India
+91 91129 11240
