Cash by CRED Personal Loan App

Dreamplug Technologies Private Limited

About this app

Built for the creditworthy. Including first-time borrowers and students. Cash by CRED is an instant loan app that puts the full picture in front of you before you put a rupee on the line. Credit score, spending habits, EMI plan, all in one place, all before you borrow.

Your score, in real time.
Check your credit score for free, whenever you want.
See what is moving it: timely payments, credit utilisation, the patterns that quietly shape your borrowing power.

Your spends, decoded
Cash by CRED can also track your spends.
It breaks down your expenses across accounts, so you know your real monthly surplus before you decide to borrow.

Know your EMI
Map your EMI before you apply. Adjust the loan amount and tenure, see exactly what you will pay.
Check eligibility without affecting your credit score.

Money, when it's needed.
Borrow in minutes. Flexible repayment. Clear terms. Real support, every step of the way.

Loans for every need
Emergency loan, medical loan, wedding loan, travel loan, home renovation loan, top-up loan.
Whatever you need money for, Cash by CRED has you covered with the same transparent terms every time.

Money in 30 mins to 2 hours
From eligibility to disbursal, entirely online. No branches. No queues.
Get cash in as little as half an hour.

No paperwork. No hassle.
100% digital. No salary slips. No bank statements. No physical documents. No branch visit.
Just a mobile number and basic KYC.

No hidden charges. Ever.
What you see is what you pay. No surprise deductions. No WhatsApp spam. No over-reaching permissions.
The full cost in full view before you borrow a single rupee.

• CASH by CRED app acts as a Digital Lending App (DLA)
• DTPL acts as a Lending Service Provider (LSP).

Personal loans eligibility criteria
* Age: 21- 60 years
* Annual household income: ₹3,00,000
* Should be a resident of India
* Loan Amount: ₹50,000 to ₹15,00,000
* Repayment Tenure: 12 Months to 36 Months
* Rate of Interest: 10% to 29% per annum
* Processing Fees: up to 4% (one time)
* Annual Percentage Rate (APR): up to 40%

Example: Annual Percentage Rate (APR) Calculation
If you borrow ₹5,00,000 for 3 years at 20% p.a.
EMI: ₹18,582 | Processing Fee: ₹17,700
Total Payable: ₹6,68,945 | Total Cost: ₹1,86,645
Effective APR: 21.92%

Steps to Avail a Personal Loan on CASH by CRED.
* Download the CASH by CRED App
* Sign up using your active mobile number
* Check eligibility with PAN & Aadhar Card
* Perform KYC using Digilocker
* Provide your bank account details
* Choose among the loan amounts offered
* Get instant money in your verified bank account

Lending partners on CASH by CRED:
Poonawalla Fincorp Limited

Declaration
CASH by CRED is a digital lending application that facilitates digital lending journey to duly
registered NBFC's to users and complies with all applicable laws and regulations.

Privacy Policy: https://cred.club/cashbycred/privacy-policy
Grievance Officer: Atul Kumar Patro
Email: [e-mail]

Have things on your mind? Don't keep it to yourself. Contact us at [e-mail].

Cash by CRED is affiliated with CRED - India's most rewarding fintech platform, trusted by over 1.5 crore affluent Indians.

Download Cash by CRED and borrow responsibly.

Terms & Conditions applied (https://cred.club/cashbycred/terms)