Honey Loan is a licensed online lending app in the Philippines that lets you apply, review terms, and manage your loan directly from your phone.
Borrow from ₱1,000 up to ₱30,000 with clear repayment schedules and no hidden fees.
Whether you’re covering everyday expenses or planning ahead, Honey Loan provides a simple way to access a personal loan online with full transparency.
Why choose Honey Loan?
✔ Online loan application – Apply anytime using your mobile device
✔ Loan amounts up to ₱30,000 – No collateral required
✔ Flexible repayment terms – Choose a schedule that fits your needs
✔ Clear loan details – See total cost, duration, and repayment plan before applying
✔ Secure and compliant – Operated by a licensed lending company in the Philippines
Loan details
- Loan amount: ₱1,000 – ₱30,000
- Repayment term: 61 – 180 days
- Maximum APR: 144%
- Daily interest rate: 0.4%
- Fees: No hidden charges
Representative example
- Loan Principal: ₱3,000
- Term: 180 days (6 months)
- Monthly Effective Interest Rate: 12%
- Daily Cost Rate: 0.4%
- Total Interest + Fees: ₱2,160.00
- Total Repayment Amount: ₱5,160.00
- Monthly Installment: ₱860.00
- Maximum APR: 144%
Repayment options
- Payment centers: 7-Eleven, LBC, Bayad Center, Robinsons Business Center, ECPay
- Online payments: Bank transfer, GCash
Honey Loan is operated by WARM CASH LENDING CORP., a lending company duly licensed in the Philippines.
- PSEC Registration No.: 2021030009095-02
- Certificate of Authority No.: 3427
📌 Privacy Policy: https://honeyloan.ph/privacy-policy/
🔗 Website: https://honeyloan.ph
📍 Address: Unit 10-C, 10th Floor, PDCP Bank Center, V.A. Rufino corner L.P. Leviste Street, Salcedo Village, Makati City, Philippines
📞 Phone: (02) 8876-1972 (9:00 AM – 6:00 PM)
📧 Email: info@honeyloan.ph