Fibe Instant Personal Loan App

4.4
3.89L reviews
1Cr+
Downloads
Content rating
Rated for 3+
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About this app

Are you in need of quick cash? Then, Fibe Instant Personal Loan App is the ultimate solution. With Fibe, you can get instant approval for your loan and have the money transferred to your account in just two minutes. Our goal is to simplify your finances.

Key Features of Fibe:
• Instant Loan Amounts: Get loans ranging from ₹5,000 to ₹5 lacs, tailored to your needs.
• Loan Tenure: Choose a tenure that suits your convenience, ranging from 3 to 36 months.
• 100% Digital Process: Enjoy our fully digital application process, which eliminates long queues and saves your precious time.
• Minimal Documentation: All you need is your PAN, Aadhaar card, and salary account bank statement.
• No Collateral Required: Get a loan without being worried about securing collateral.
• No Pre-closure Charges: Pay off your loan early without any additional fees.

Why Choose Fibe?
With over ₹20,000+ crores worth of instant loans disbursed and 6 million+ loans approved, Fibe is a name you can rely on. Join our 21 lacs+ satisfied customers who have experienced the convenience of Fibe's Personal Loan App.

Example on how Personal loans from Fibe work
• Loan amount: ₹ 50,000
• Processing fee (2% of loan amount * 18% GST): ₹ 1,180
• Total Loan amount: ₹ 51,180
• Interest: 24% p.a. (on reducing principal balance interest calculation)
• Tenure: 12 months
• Your EMI: ₹ 4,840
• Total Amount to be paid: ₹ 4,840 x 12 = ₹ 58,075
• Total interest paid: ₹ 58,075 - ₹ 51,180 = ₹ 6,895
• Total cost of loan: ₹ 6,895 + ₹ 1,180 = ₹ 8,075
• APR (Annual Percentage Rate) : 28.58%

Eligibility Criteria
• Salaried Individuals
• Above 21 years
• Minimum take-home salary per month ₹15K

How do you apply for an instant personal loan on Fibe?
1. Download the Fibe app and log in.
2. Fill in your basic details and upload the required documents.
3. Choose your desired instant loan amount and tenure.
4. Get the money transferred to your account in just 2 minutes.

Fees and Charges
Interest Rate: Starting at 2% per month
Processing Fee: Up to 3% of the loan amount
Bounce Charges: ₹500
APR (Annual Percentage Rate): Ranges from 16.75% to a maximum of 74%
Late Payment Charges: ₹500 or 3% of the loan amount, whichever is higher, based on the overdue amount
Stamp Duty: 0.1% of the loan amount
Mandate Rejection Charges: ₹250 + GST
Pre-closure Charges: ₹0

At Fibe, we believe in transparency. All fees and charges are clearly communicated to our customers through the agreement shared on their registered email IDs. You can also access your loan details 24/7 through our personal loan app.
Don't let financial constraints hold you back. Download the Fibe instant loan app today and experience the convenience of quick approval on personal loans at your fingertips.

About Fibe (EarlySalary)
Fibe App is owned by Social Worth Technologies Pvt Ltd & facilitates lending services primarily through our RBI registered NBFC arm, EarlySalary Services Pvt Ltd (formerly known as Ashish Securities Pvt. Ltd). It is a financial ecosystem that enables the mid-income group to upgrade their lifestyle. It offers an array of financial products like short-term Instant Cash Loans, long-term Personal Loans, Buy Now Pay Later plans. Fibe has a 100% digital loan application process. Select customers can also avail of the Fibe Axis Bank Credit Card. It is ISO/IEC 27001 certified & its app is PCI DSS compliant & ensures better data security. It won the Best Fintech Startup Award at G20 DIA Mega Summit.

Our Partner NBFCs
• Earlysalary Services Private Limited (Formerly Known as Ashish Securities Private Limited)
• Northern Arc Capital Limited
• Incred Financial Services
• HDB Financial Services
• Vivriti Capital Limited
• Kisetsu Saison Finance (India) Private Limited
• Piramal Capital and Housing Finance Limited
• Aditya Birla Finance Limited
• Cholamandalam Investment & Finance Company Limited (CIFCL)

How to contact Fibe:
Telephone: 020-67639797
Email: care@fibe.in
Updated on
27 Mar 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region and age The developer provided this information and may update it over time.
This app may share these data types with third parties
Location, Personal info and 3 others
No data collected
Learn more about how developers declare collection
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.4
3.87L reviews
A Google user
15 October 2018
This is one of the best apps I have come across in terms of money lending. It's easy to use, easy verification and instant transfer. And they are true to their word about transferring the money. Absolutely helpful for freshers who are facing a cash crunch. However there is one small thing that I did not like at all was I had to call them repeatedly for signing the loan application documents. I wish after reading this they will contact me and will sign the documents. But all in a great app, great service! Recommended for anyone and everyone facing money problems.
2,895 people found this review helpful
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Hawk Freelance Services
14 October 2020
This has always been helpful for my instant requirements, fund transfer to my personal account is very quick and for such a fast processing service it's interest rates makes sense. auto-pay option removes the hassle to clear the payments manually, it's just that you have to maintain the balance in your account and it will be deducted automatically. I've been using this for more than a year now and I highly recommend anyone to use it.
3,187 people found this review helpful
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Social Worth Technologies Pvt. Ltd.
14 October 2020
Hello Tony, Thank you very much for your feedback. Please help us spread this personal loan app by referring us to your friends and family through the App and also earn money when their loan gets disbursed :) Also recommend us on Facebook page and rate us there. Best, Team EarlySalary
Lallu Charan
15 March 2024
Great app! The Fibe app seamlessly integrates with Fibe devices to offer a seamless, user-friendly experience. But there could occasionally be problems with connectivity and a subscription requirement. The app is nonetheless a dependable choice for straightforward and efficient home security in spite of these problems. However, the Fibe loan app has a simplified UI and provides a quick and easy borrowing experience. In addition to offering reasonable rates and flexible terms.
161 people found this review helpful
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Social Worth Technologies Pvt. Ltd.
15 March 2024
Hi Lallu Charan Thank you for rating us with 5-stars. We are glad you liked our app and will continue improving our services to provide you with the best lending experience. Best, Team Fibe

What's new

- Download to approval in just 8 questions
- An easy-to-use and engaging conversational UI
- Faster loan application with instant approval
- A smoother, more seamless interface
- A new refreshed look and feel to the app