Fibe Quick, Easy Personal Loan

4.5
4.88L reviews
1Cr+
Downloads
Content rating
Rated for 3+
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About this app

Are you in need of instant online cash? Fibe is here to help! With our instant personal loan app, you can get a loan of up to ₹5 lakhs within minutes & transfer the money directly to your bank account.

What We Offer:

● Loan amount: ₹ 20,000 - ₹5 lakhs
● Directly in your bank account within 2 minutes
● Flexi repayment option from 6 to 36 months
● 100% online process - no queues, no fuss
● Minimal paperwork - just PAN, Aadhaar and bank statement
● No collateral needed
● Pay off your loan early anytime without any prepayment penalty

Why Choose the Fibe Instant Personal Loan App?

Fibe is trusted by 2.5 million+ customers and disbursed 7 million+ loans worth more than ₹26,000 crores. That's a lot of happy Users! Join the Fibe family & get your loan anytime, anywhere in minutes.

Example of How Personal Loans from the Fibe Personal Loan App Work:

Let's say you borrow ₹5,00,000 for 3 years, then your:
● Processing fee (3% of loan amount + 18% GST + ₹500 stamp duty) cost to: ₹18,200
● Interest rate: 20% p.a. (on reducing principal balance interest calculation)
● Your EMI will be: ₹18,582
● Total amount to be paid: ₹18,582 x 36 = ₹6,68,952
● Total interest paid: ₹1,68,944
● Total cost of loan: ₹1,68,944 + ₹18,200 = ₹1,87,144
● APR (Annual Percentage Rate): 22.7%

Personal Loan Eligibility Criteria:

● Age: 21-55 years
● Minimum in-hand monthly salary requirement: ₹18,000 in metro cities and ₹15,000 in non-metros
● Should be a resident of India

How Do You Apply for an Instant Personal Loan?

Personal loan application is easy on the Fibe Instant Loan app.
● Download the Fibe app
● Fill in your details
● Upload a few documents
● Choose how much instant loan amount you want and your preferred tenure
● Get money in your account in 2 minutes only.

Documents required for Instant Cash Loan

PAN
Aadhaar card
Salary account bank statement

Fibe Charges:

● Interest: Starting from 18% p.a.
● Processing fee: 2 - 4.5% of loan amount
● Late payment: ₹500 or 3% (whichever is more, based on the overdue amount)
● Bounced payment: ₹500
● APR:range: 16.75 to 45%
● Stamp duty: 0.1% of loan amount
● Mandate rejection charges: ₹250 + GST
● Foreclosure charges: Nil!

We are online instant personal loan app trusted by over 50 million Indians.
Get a quick personal loan at attractive interest rates for a hassle-free experience. Apply for a quick online loan and get the amount directly in your bank account, get easy funds - anytime, anywhere.

Fibe also offers Fixed Deposit options, allowing you to invest and grow your savings securely. You can Compare & Invest in Fixed Deposits of Top Banks & NBFC partners.

Why invest in FD with Fibe?
● Deposits up to Rs.5L insured by DICGC (Only Bank FD's)
● Book FD without opening a bank account
● Easy Withdrawal
● FD with RBI-approved Banks & NBFCs
● Start with as low as Rs.1000
● fully digital & secure

Get Instant Loans & More with Fibe!

Fibe is your go-to instant loan app, designed to upgrade your lifestyle with quick and hassle-free financing. Powered by Social Worth Technologies Pvt Ltd, we provide lending services through our RBI-registered NBFC partner, EarlySalary Services Pvt Ltd.

With Fibe, you can:
✔️ Get Instant Cash Loans for short-term needs
✔️ Apply for Personal Loans with flexible repayment options
✔️ Exclusive users can also get the Fibe Axis Bank Credit Card

Download Fibe today and take control of your finances effortlessly!

Our Partner NBFCs:
• Earlysalary Services Pvt Ltd
• Northern Arc Capital LTD
• Incred Financial Services
• HDB Financial Services
• Kisetsu Saison Finance (India) Pvt Ltd
• Piramal Capital and Housing Finance Ltd
• Cholamandalam Investment & Finance Company Ltd
• TATA CAPITAL Ltd
• Oxyzo Financial Services Ltd

How to contact Fibe:

Telephone: 020-67639797
Email: care@fibe.in

We’re Closer Than You Think! Visit Us At:

404, The Chambers, Near Ganpati Mandir Chowk, Samrat Chowk, Viman Nagar Rd, Pune, Maharashtra 411014
Updated on
30 May 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Location, Personal info and 3 others
No data collected
Learn more about how developers declare collection
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.5
4.86L reviews
Richa Kukreja
31 May 2025
I recently had the opportunity to use fibe, and it was a great experience. From the user-friendly interface to the swift loan approval process, everything was seamless. The application was straightforward and easy to navigate, making it convenient for even first-time users. One of the standout features was the speed of approval and disbursement. I received the loan amount in my account within a few hours of applying, which was impressive. Customer support was responsive and helpful.
32 people found this review helpful
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Social Worth Technologies Pvt. Ltd.
31 May 2025
Hi , Thank you for your valuable feedback. We are continuously working on adding more features to our app to make your experience better. Best, Team Fibe
Ritesh Dangi
28 December 2024
the application process is frustrating with frequent glitches and long response times. The hidden charges and high interest rates make it less user-friendly, leaving users feeling misled. Customer support is unhelpful, often taking days to respond, which is frustrating during urgent situations. The app's interface is not intuitive, making it difficult to navigate. Overall, it fails to deliver the smooth, reliable experience one expects from an instant loan app. Avoid unless absolutely necessary
1,166 people found this review helpful
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simant kumar
5 January 2025
I had a very disappointing experience with the Fibe Personal Loan app. The application process was confusing and lengthy, with unclear instructions at every step. Despite providing all the necessary documents, my loan application was rejected without any clear reason. The customer service was unresponsive and failed to provide any helpful guidance or updates. Additionally, the interest rates seemed much higher than advertised, leaving me frustrated and dissatisfied. Overall, I would not recommen
114 people found this review helpful
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Social Worth Technologies Pvt. Ltd.
6 January 2025
Hello Simant, Sorry for the inconvenience caused. Please drop the email at needhelp@fibe.in along with your customer id and the problem you are facing. We will definitely look into it and get back to you at earliest. Best, Team Fibe.

What's new

- Download to approval in just 8 questions
- An easy-to-use and engaging conversational UI
- Faster loan application with instant approval
- A smoother, more seamless interface
- A new refreshed look and feel to the app