Fibe Instant Personal Loan App

Social Worth Technologies Pvt. Ltd.

About this app

Are you in need of instant cash? Fibe is here to help! With our instant personal loan app, you can get a loan of up to ₹5 lakhs within minutes & transfer the money directly to your bank account.


What We Offer:

● Cash up to ₹5 lakhs
● Directly in bank account within 2 minutes
● Flexi repayment option from 3 to 36 months
● 100% online process - no queues, no fuss
● Minimal paperwork - just PAN, Aadhaar and bank statement
● No collateral needed
● Pay off your loan anytime without any penalty


Why Choose the Fibe Instant Personal Loan App?

Fibe is trusted by 2.5 million+ customers and disbursed 6.5 million+ loans worth more than ₹22,500 crores.
That's a lot of happy customers! Join the Fibe family and give instant wings to your upgrades.


Example of How Personal Loans from the Fibe Personal Loan App Work

Let's say you borrow ₹5,00,000 for 3 years, then your:
● Processing fee (3% of loan amount + 18%GST) cost to: ₹11,800
● Interest rate: 20% p.a. (on reducing principal balance interest calculation)
● Your EMI will be: ₹20,079
● Total amount to be paid: ₹18,582 x 36 = ₹6,68,952
● Total interest paid: ₹1,68,944
● Total cost of loan: ₹1,68,944 + ₹11,800 = ₹1,80,744
● APR (Annual Percentage Rate): 25.75%


Personal Loan Eligibility Criteria

● Age: 21-55 years
● Minimum in-hand monthly salary requirement: ₹18,000 in metro cities and ₹15,000 in non-metros
● Should be a resident of India


How Do You Apply for an Instant Personal Loan on the Fibe Personal Loan App?

Personal loan application is easy on the Fibe Instant Loan app.
● Download the Fibe app
● Fill in your details
● Upload a few documents
● Choose how much instant loan amount you want and your preferred tenure
● Get money in your account in 2 minutes only.


Fibe Charges

● Interest: Starting from 2% per month
● Processing fee: 3 - 3.5% of loan amount
● Late payment: ₹500 or 3% (whichever is more, based on the overdue amount)
● Bounced payment: ₹500
● APR: 16.75% to 74%
● Stamp duty: 0.1% of loan amount
● Mandate rejection charges: ₹250 + GST
● Foreclosure charges: Free!

At Fibe, we believe in transparency. All Personal Loan fees and charges are clearly communicated to our customers through the agreement shared on their registered email IDs. You can also access your loan details 24/7 through our Instant Loan app.
Take control of your finances and download the Fibe app today for easy and instant loan approvals at your fingertips. Join millions of young Indians who've discovered the power of fast, flexible lending. Let's make your money work for you!


About Fibe (EarlySalary)

Fibe Instant Loan app is owned by Social Worth Technologies Pvt Ltd & facilitates lending services primarily through our RBI registered NBFC arm, EarlySalary Services Pvt Ltd (formerly known as Ashish Securities Pvt. Ltd). It is a credit line Instant loan app that enables the mid-income group to upgrade their lifestyle. It offers an array of financial products like short-term Instant Cash Loans, long-term Personal Loans, Buy Now Pay Later plans. Fibe Personal Loan app has a 100% digital loan application process. Select customers can also avail of the Fibe Axis Bank Credit Card. It is ISO/IEC 27001 certified & its app is PCI DSS compliant & ensures better data security. It won the Best Fintech Startup Award at G20 DIA Mega Summit.

Our Partner NBFCs
• Earlysalary Services Private Limited (Formerly Known as Ashish Securities Private Limited)
• Northern Arc Capital Limited
• Incred Financial Services
• HDB Financial Services
• Vivriti Capital Limited
• Kisetsu Saison Finance (India) Private Limited
• Piramal Capital and Housing Finance Limited
• Aditya Birla Finance Limited
• Cholamandalam Investment & Finance Company Limited (CIFCL)


How to contact Fibe

Telephone: [phone]
Email: [e-mail]

Ratings and reviews

The app is fantastic and easy to use. I recommend it For anyone who wants a quick loan you can use it. You can apply for a loan with few steps and you get the money in your account right way. The loan application process is simple and cuick thanks to the apps user-friendly interface and connection have a several banking systerns. Anyone looking for a trusted and practical option to get an immediate personal loan should have Fibe

I had a frustrating experience with the Fibe loan app. Last year, I completed the KYC for my loan application, but after waiting, I was told to try again after three months. This process felt like a complete waste of time, and I found their customer service lacking. Overall, my experience was disappointing, and I would not recommend this app based on my interaction.

Super convenient and easy to use! This app has helped me cover unexpected expenses with minimal fuss. Fast loan processing, low interest rates, and flexible repayment options make it a go-to for me. Highly recommended for quick financial needs

What's new

- Download to approval in just 8 questions
- An easy-to-use and engaging conversational UI
- Faster loan application with instant approval
- A smoother, more seamless interface
- A new refreshed look and feel to the app