Personal Loan App by Fibe

Social Worth Technologies Pvt. Ltd.

About this app

The Fibe app is your one-stop solution for all your finance needs - trusted by 3 million+ Indians.
Get a wide range of products such as personal loans, credit cards, fixed deposits, loans against mutual funds, credit score analyser & impact loans.
Download Fibe to get instant financial upgrades at your fingertips.

Benefits of a Fibe Personal Loan:

-Get up to ₹10 lakhs
- Instant disbursal - direct to your bank in 2 minutes
-Flexible repayment from 6 to 36 months
-No foreclosure charges - close your loan anytime, at zero extra cost
-100% digital process with zero paperwork
-Affordable EMIs for every need

Flexible Tenures for Easier Monthly Payments - Here’s how your monthly payout reduces when you choose a longer repayment period:

₹1,00,000 for 6 months → Approx. ₹17,500/month
₹1,00,000 for 12 months → Approx. ₹9,300/month

With a longer tenure, your EMI becomes much lower - making repayment easier & more affordable every month.

Personal Loan Fees & Charges:

-Interest: Starting from 16.75%
-Processing fee: 3 – 3.5% of loan amount
-Foreclosure charges: Free!
-Late payment: ₹500 or 3% (whichever is higher)
-Bounced payment: ₹500/bounce
-APR: 16.75% – 45%
-Stamp duty: 0.1% of loan amount
-Mandate rejection: ₹250 + GST

Example of How Personal Loans from Fibe Work

-Amount borrowed: ₹5,00,000 for 3 years
-Processing fee (3% + GST + stamp duty): ₹18,200
-Interest rate: 20% p.a. (reducing balance)
-EMI: ₹18,582
-Total payable: ₹6,68,952
-Total interest: ₹1,68,944
-Total cost of loan: ₹1,87,144

Impact Loans on the Fibe App

Our impact-focused loans make life’s most important needs affordable & within reach. Fibe is the go-to financing partner across 8,500+ centres.

Healthcare Financing

-Cover medical procedures & emergencies up to ₹10 lakhs
-Low EMIs with flexible tenures
-Accepted at top partner hospitals & clinics like Motherhood, Aster, VLCC, Narayana Health, Sabka Dentist & many more

Education & Upskilling Financing

-Finance coaching, courses, certifications & upskilling
-Affordable repayment plans
-Available at leading institutes across India like Upgrad, Scaler, Amity University, Sharda University, and more

Benefits of a Fixed Deposit on Fibe:

-Invest from ₹1,000 to ₹5 lakhs
-100% digital FD booking
-Easy withdrawals
-Deposits up to ₹5 lakhs insured by DICGC
-Invest in RBI-approved banks & NBFCs such as Bajaj Finance, Shriram Finance, Utkarsh Small Finance Bank, etc.

Benefits of a Loan Against Mutual Funds:

-Credit limit up to ₹10 lakhs
-Interest-only EMIs starting at 11%
-Works across 8,000+ approved mutual fund schemes
-Access instant funds while your investments continue to grow

Other features of the Fibe app:

-Access all your financial transactions in one place
-Shop for gift vouchers & explore offers from the biggest brands
-Get exclusive credit card offers
-Check & monitor your credit score for free
-Exclusive referral programs that help you earn up to ₹1,000 every month

At Fibe, we believe in transparency. All fees and charges are clearly communicated to our customers through the agreement shared on their registered email IDs. You can also access your transaction details with Fibe 24/7 through our app.

About Fibe:

The Fibe app is owned by Social Worth Technologies Pvt Ltd & facilitates lending services primarily through our RBI registered NBFC arm, EarlySalary Services Pvt Ltd and other partner NBFCs. It is ISO/IEC 27001 certified & its app is PCI DSS compliant & ensures better data security. It has won the Best Fintech Startup Award at the G20 DIA Mega Summit.
Download Fibe today & take control of your finances!

Our Partner NBFCs:

EarlySalary Services Pvt Ltd
HDB Financial Services
TATA CAPITAL Ltd
Northern Arc Capital LTD
Incred Financial Services
Kisetsu Saison Finance (India) Pvt Ltd
Piramal Finance Ltd. (Formerly Piramal Capital & Housing Finance Ltd.)
Oxyzo Financial Services Ltd

Contact details

Telephone: [phone]
Email: [e-mail]

Address:

404, The Chambers
Viman Nagar
Pune – 411014

Ratings and reviews

Proper Fraud. They have no clue of what they are billing. Took a loan from a 3rd party app which was later bought by early salary. They keep on auto debiting the amount and adding late payment charges as well. Customer service is pathetic. They never provide correct answers and do not provide a resolution. Do not take a loan from this app unless if you want to be clueless about what you are paying.

Horrible experience! I have been a loyal customer always paying back the loan on time before due date. But they have provided wrong information to cibil and my score just went down from 780 to 680 just for their bloody error. I have connected with them to resolve, no help or response. I just receive automated emails. Avoid as you will have to wait 3 years to make up your score due to their error.

It's a very bad app, the customer service is very very bad, they are not helpful at all, even if you call the helpline number in the app. Still they do not have a supervisor available. Also they keep threatening you about the impact on your credit profile. Giving a loan doesn't mean that you get the power of threatening people. Also please train your customer service employees speak fluent English and also to be a little bit polite. I took a loan in the past,but it was my mistake.

What's new

- Download to approval in just 8 questions
- An easy-to-use and engaging conversational UI
- Faster loan application with instant approval
- A smoother, more seamless interface
- A new refreshed look and feel to the app