Fibe Instant Personal Loan App

4.4
3.82L reviews
1Cr+
Downloads
Content rating
Rated for 3+
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image

About this app

An Instant Personal Loan App for all your financial needs. With our instant cash loan app, you can check your eligibility and get instant approval in no time. Our easy application process, minimal documentation, and quick approval ensures you never miss out in life. Go ahead and get an instant cash loan online with the Fibe Personal Loan App.

First Instant Personal Loan App in India


Fibe Personal Loan App Key Features:
• Loan amount: ₹ 5,000 - ₹ 5 lacs
• Loan in 2 minutes with Fibe instant personal loan app
• Tenure: 3 – 36 months
• 100% digital process
• Minimal paperwork
• No collateral required
• No pre-closure charges

What makes Fibe the most trusted instant cash loan app?
• ₹ 18,000+ crores worth instant cash loans disbursed
• 5.7 million+ instant cash loans disbursed
• 21 lacs+ happy customers

Example on how Personal loans from Fibe work
• Loan amount: ₹ 50,000
• Processing fee (2% of loan amount * 18% GST): ₹ 1,180
• Total Loan amount: ₹ 51,180
• Interest: 24% p.a. (on reducing principal balance interest calculation)
• Tenure: 12 months
• Your EMI: ₹ 4,840
• Total Amount to be paid: ₹ 4,840 x 12 = ₹ 58,075
• Total interest paid: ₹ 58,075 - ₹ 51,180 = ₹ 6,895
• Total cost of loan: ₹ 6,895 + ₹ 1,180 = ₹ 8,075
• APR (Annual Percentage Rate) : 28.58%

Personal Loan Eligibility Criteria
• Salaried Individuals
• Above 21 years
• Minimum take-home salary per month ₹15K

Documents required for Instant Cash Loan
Fibe aims to be one of the most user-friendly Instant Personal loan apps in India.
• PAN
• Aadhaar card
• Salary account bank statement

Steps to avail Personal Loan:
1. Login to the Fibe (EarlySalary) app.
2. Fill in some basic details and upload few documents.
3. Choose the Instant Loan amount and tenure.
4. Get the money transferred to your account in 2 minutes.

Personal Loan interest rates and other charges
Below is the applicable fees and charges for Instant Cash Loan from Fibe (EarlySalary):
Interest rate: Starting 2% per month
Processing fee: Up to 3% of the loan amount
Bounce charges: ₹ 500
APR(Annual Percentage Rate): Ranges between 16.75% to maximum 74%
Late payment charges: ₹ 500 or 3% of the loan amount whichever is higher as per overdue amount
Stamp duty: 0.1% of loan amount
Mandate rejection charges: ₹ 250 + GST
Pre-closure charges: ₹ 0

A penalty is charged only when someone delays their scheduled payment. In addition, GST will be applicable only on the fee components as per Indian laws. All the customers are made aware about details regarding fees and charges through the agreement which is shared on their registered email ids, also the customers can access their loan details 24*7 through our Instant Personal Loan App.

About Fibe (EarlySalary)
Fibe (EarlySalary) App is owned by Social Worth Technologies Pvt Ltd & facilitates lending services primarily through our RBI registered NBFC arm, EarlySalary Services Pvt Ltd (formerly known as Ashish Securities Pvt. Ltd). It is a financial ecosystem that enables the mid-income group to upgrade their lifestyle. It offers an array of financial products like short-term Instant Cash Loans, long-term Personal Loans, Buy Now Pay Later plans. Fibe has a 100% digital loan application process. Select customers can also avail of the Fibe Axis Bank Credit Card. It is ISO/IEC 27001 certified & its app is PCI DSS compliant & ensures better data security. It won the Best Fintech Startup Award at G20 DIA Mega Summit.

Our Partner NBFCs
• Earlysalary Services Private Limited (Formerly Known as Ashish Securities Private Limited)
• Northern Arc Capital Limited
• Incred Financial Services
• HDB Financial Services
• Vivriti Capital Limited
• Kisetsu Saison Finance (India) Private Limited
• Piramal Capital and Housing Finance Limited
• Aditya Birla Finance Limited
• Cholamandalam Investment & Finance Company Limited (CIFCL)

How to contact us:
Telephone: 020-67639797
Email: care@fibe.in
Updated on
29 Feb 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region and age The developer provided this information and may update it over time.
This app may share these data types with third parties
Location, Personal info and 3 others
No data collected
Learn more about how developers declare collection
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.4
3.81L reviews
Referral Code - 300BONUS
15 March 2024
Very helpful app! The app has fantastic features that make it easy to use and navigate. I'm having trouble switching to a new account number, though. Fibe has a strong and robust user interface and is regarded as one of the greatest finance platforms. Strongly advised because to its reasonable amount for first-time borrowers and flexible payment alternatives. The program also provides special benefits like cashback on airtime purchases and an increase in loan offers. Excellent client service.
3 people found this review helpful
Did you find this helpful?
Social Worth Technologies Pvt. Ltd.
15 March 2024
Hi Mimmi Raw We are happy to know that you found our app useful. Please help us by spreading the word amongst your friends and family. Best, Team Fibe
Lallu Charan
15 March 2024
Great app! The Fibe app seamlessly integrates with Fibe devices to offer a seamless, user-friendly experience. But there could occasionally be problems with connectivity and a subscription requirement. The app is nonetheless a dependable choice for straightforward and efficient home security in spite of these problems. However, the Fibe loan app has a simplified UI and provides a quick and easy borrowing experience. In addition to offering reasonable rates and flexible terms.
2 people found this review helpful
Did you find this helpful?
Social Worth Technologies Pvt. Ltd.
15 March 2024
Hi Lallu Charan Thank you for rating us with 5-stars. We are glad you liked our app and will continue improving our services to provide you with the best lending experience. Best, Team Fibe
A Google user
15 October 2018
This is one of the best apps I have come across in terms of money lending. It's easy to use, easy verification and instant transfer. And they are true to their word about transferring the money. Absolutely helpful for freshers who are facing a cash crunch. However there is one small thing that I did not like at all was I had to call them repeatedly for signing the loan application documents. I wish after reading this they will contact me and will sign the documents. But all in a great app, great service! Recommended for anyone and everyone facing money problems.
2,694 people found this review helpful
Did you find this helpful?

What's new

- Download to approval in just 8 questions
- An easy-to-use and engaging conversational UI
- Faster loan application with instant approval
- A smoother, more seamless interface
- A new refreshed look and feel to the app