4.1
335 reviews
50K+
Downloads
Content rating
Everyone
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About this app

Welcome to the app where money works for you. With Earnipay, you’re in control—whether it’s saving smarter, accessing loans or your salary on demand, or getting rewards for every smart money move, we are here to help you take control of your financial future and achieve your goals.

With Earnipay, you can:
• Access Loans - Secure salary loans with affordable rates and flexible terms.
• Save & Earn - Earn bigger and better returns on your money with high-interest savings options.
• Access Your Salary, On Demand - No more waiting for payday.
• Fast and Secure Payments - Pay bills, send money, and transfer funds with ease.
• Unlock Rewards: Enjoy exclusive rewards and discounts with every money move you make.
• Smart Money Tracking: Get insights into your spending habits and stay on top of your finances.
• And much more!
Start your journey towards financial freedom today. Download the Earnipay App and make money work for you.

Key Features:
• User-friendly interface for easy navigation
• Personal loans with competitive interest rates
• Flex and Goal-based savings with high-interest and progress tracking
• On-demand pay for financial flexibility
• Convenient bill payment and fund transfers
• Spending insights for better financial management
• Bank-level security and data encryption for peace of mind
• Biometric authentication for secure login
• Instant notifications for account activity
• Dedicated customer support

Join thousands of satisfied users who are already taking control of their financial future with Earnipay.
Updated on
Jul 21, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.0
327 reviews
Ifeanyi Success
August 29, 2025
I don't recommend this app, I want to register but it's not showing it there, it's always showing login, but I'm trying to register
3 people found this review helpful
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Nicholas Daniel-Ochouba
August 16, 2025
I can only see login and no sign up..I do not have an account so I can't access the app
1 person found this review helpful
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Taiwo Samuel
September 19, 2025
this app is not good, I transferred money from this app to my opay account and the money has not been delivered since. pls refund my money oo
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What’s new

We're continually improving your experience on Earnipay. Here's what's new in this update:

- Seamless transfers
- Bug fixes