4.0
321 reviews
10K+
Downloads
Content rating
Everyone
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image

About this app

Welcome to the app where money works for you. With Earnipay, you’re in control—whether it’s saving smarter, accessing loans or your salary on demand, or getting rewards for every smart money move, we are here to help you take control of your financial future and achieve your goals.

With Earnipay, you can:
• Access Loans - Secure salary loans with affordable rates and flexible terms.
• Save & Earn - Earn bigger and better returns on your money with high-interest savings options.
• Access Your Salary, On Demand - No more waiting for payday.
• Fast and Secure Payments - Pay bills, send money, and transfer funds with ease.
• Unlock Rewards: Enjoy exclusive rewards and discounts with every money move you make.
• Smart Money Tracking: Get insights into your spending habits and stay on top of your finances.
• And much more!
Start your journey towards financial freedom today. Download the Earnipay App and make money work for you.

Key Features:
• User-friendly interface for easy navigation
• Personal loans with competitive interest rates
• Flex and Goal-based savings with high-interest and progress tracking
• On-demand pay for financial flexibility
• Convenient bill payment and fund transfers
• Spending insights for better financial management
• Bank-level security and data encryption for peace of mind
• Biometric authentication for secure login
• Instant notifications for account activity
• Dedicated customer support

Join thousands of satisfied users who are already taking control of their financial future with Earnipay.
Updated on
Apr 30, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

3.9
313 reviews
caleb agu
March 14, 2025
The registration was smooth, but going to 2 weeks to verify my address and move me to next tier so I can use my app in peace is an issue...I think u should work on this.
1 person found this review helpful
Did you find this helpful?
Earnipay Inc.
March 20, 2025
Thank you for leaving us a review, Caleb. We sincerely apologize for the delay. Your address has been verified. Kindly confirm and write to support@earnipay.com if you need assistance with anything else.
Ifeanyi Michael
April 18, 2025
after sending the otp to verify email, what next? I don't understand this app.
1 person found this review helpful
Did you find this helpful?
OHAETO ANTHONY
April 3, 2025
Very useless app ever seen. Send otp code, you will wait till thy kingdom come.
5 people found this review helpful
Did you find this helpful?
Earnipay Inc.
April 3, 2025
Hi Anthony, We are sorry you are experiencing this. Could you please email us at support@earnipay.com so we can look into this for you. We are always available to assist you.

What’s new

We're continuously improving your experience on Earnipay. Here's what's new in this update:

- Enhanced Savings Feature: Flex and Goal savings.
- Vault Savings - is now available.