Fi Money: Save, Pay & Invest

epiFi Technologies Private Limited

About this app

Open a zero-balance Savings Account online in under 3 mins! As a money management platform, Fi Money is the perfect solution for all your financial needs. The only money management app you need. Via Fi you can open a savings account online, track your expenses, maximise your savings, apply for instant personal loan, apply for credit card online, automate UPI payment online, invest in Mutual Funds & build your wealth! Fi got you covered for everything!💯

Get a sleek VISA Debit Card & Credit Card with zero FOREX charges. Powered by cutting-edge tech, connect your other savings accounts to Fi to view a combined balance.

Why Try Fi?
✓Money insured up to ₹5 lakh✨
✓No minimum balance🤘🏽
✓Zero FOREX markup 📈
✓No hidden fees ⚖️
✓Withdraw from any ATM 💳
✓24/7 Friendly customer support ☎️

🔥FEATURES🔥

Make sense of your personal finance instantly
- Open a new digital zero balance savings account via Fi in minutes
- Use Ask Fi, your intuitive personal finance assistant and get simple answers 🔍
- Fi encourages you to build better money habits & manage money online 🌱
- Fi’s Smart Statements tell you just what you need to know — in plain English.

Get rewarded for saving money
- FIT Rules: Set fun rules that automatically save for you.
- SIP 2.0: Automate investments and transfer money into Mutual Funds on a daily, weekly or monthly basis 🤝
- Use Fi regularly to make smart financial decisions, get credit card solutions, send UPI payments online, get instant loan, grow your wealth & earn curated rewards 🌟
- Money doesn’t grow on trees, but on Fi Money, you discover the joy of growing ‘Money-Plants’ 🌱

You spend smarter, not lesser
- Create AutoSave, AutoPay & AutoInvest rules as you go.
- Smart Deposit: A flexible way to save — designed around you & your goals 🏆
- Instant money transfer: Fi Protocol works out the best mode with zero transaction charges ⚡️
- Fi auto-creates a unique UPI ID for you! Set a secure PIN to send/receive payments via BHIM UPI.

Safe & Secure
• Our licensed partner bank hosts every Digital Savings Account & Visa Debit Card.
• The funds in your zero balance account remain insured up to ₹5 lakh as per the Deposit Insurance and Credit Guarantee Corporation (DICGC

Get Instant Personal Loan
• Fi offers instant personal loan with low interest rate
• Entire personal loan application process with Fi is conducted online
• Fi offers personalized instant loan repayment plans

Meet AmpliFi Credit Card
• Most Rewarding credit card with 3% return on top 20+ brands
• 0 Forex charges, welcome gifts from top brands like zomato, myntra
• Convert Fi coins to money ( 100 Fi coins = ₹3 )

FAQs❓
What is the minimum amount to open a Fixed Deposit Account?
The minimum FD opening amount is ₹1,000.

What happens if your debit card or credit card is stolen or gets lost?
We can send you a new card while you block your current card through the app.

What is the difference between Fixed Deposit and Smart Deposit?
Smart Deposit is best for short-term goals. FD is better for long-term goals.

Who are the lenders on Fi app?
Federal Bank, a licensed and regulated entity, is one among the current lenders on Fi app.

What is the minimum and maximum period for repayment of personal loans?
The minimum period for personal loan repayment is 3 months and the maximum is 48 months.

What is the maximum Annual Percentage Rate (APR), which generally includes the interest rate, fees and other costs for a year, or similar other rates that are calculated consistently?
This ranges from 11 to 50%, depending on a number of factors such as the principal amount, return on investment, processing fee, and the tenure of the loan.

What is a representative example of the total cost of the loan, including the principal and all applicable fees? A loan for ₹3 lakh, taken for 18 months at an interest rate of 12% and a processing fee of 2% (not including GST) will cost the borrower about ₹36,000 all inclusive.

Ratings and reviews

Took their credit card. Made a purchase fulfilling all the conditions which mentioned a cashback. However they reneged on the offer after the purchase for a non refundable item was completed. Facing issues reaching out to the customer support via any channel. Calls not being picked, messages not being answered, and solutions not being provided. Just keeps getting terrible and terrible. I was a fan of the lovely innovation and integration that they have done, but will suggest to avoid Fi now.

Customer support is extremely poor. Tried calling on the support number so many times. No one gets connected. They say they will call back but no one does. In the Chat support the app is always stuck on "Searching for a Fi-care Specialist" Not able to upgrade my account since so many days; app ends up in an error state and no one to help out. Can't trust this platform anymore.

I've been eagerly anticipating the Deposit edit feature in the Net Worth section for about 6 months now. However, in this update, they completely ruined it. Instead of adding the feature, they deleted the existing deposits from the Net Worth, and now it's impossible to create or add new ones. Clicking the plus button on the deposit doesn't help, the button is unresponsive. Plus it's frustrating to see the app deteriorate day by day with so much clutter everywhere.

What's new

You wanted better ways to spend Fi-Coins
Well...we heard you loud 'n' clear!
Meet, Fi Store: The online discount shop
A great way to save big on top brands
Across electronics, food, skincare, etc.
You'll get massive discounts using Fi-Coins
We have other release updates too:
UI augments across the board
Minor bug fixes & in-app performance tweaks
Plus, brand-new US Stock Collections
Check "Buffett's Portfolio" & "Analysts' Picks"