Jupiter: Cards, UPI, Banking

Amica Financial Technologies Private Limited

About this app

Jupiter Money is India’s most-loved financial wellness app, trusted by more than 30 Lakh Indians.

Earn ₹50,000+ every year with a lifetime free credit card
→ Get the Edge+ CSB Bank RuPay Credit Card, exclusively on Jupiter
→ Lifetime free credit card with no annual fee
→ 10% cashback on shopping brands like Amazon, Myntra, Flipkart and more
→ 5% cashback on travel brands like MakeMyTrip, Yatra, and more
→ 1% cashback on all other UPI and credit card spends
→ Scan any QR & pay with this UPI credit card
→ Get up to ₹7,00,000 credit limit

Already have a RuPay Credit Card? Link it on Jupiter for up to 2% assured cashback!

Earn 1% Rewards on your spends* with UPI payments & Debit Card
→ Fast & secure UPI payments with BHIM UPI
→ Track expenses with spend categories
→ Your money is insured up to Rs. 5 Lakh by DICGC

Always stay in control of your money
→ Track all bank accounts in 1 place
→ Set a monthly Budget to reduce overspending
→ Get regular bill reminders to improve your credit score

Upgrade to the most rewarding corporate Salary Account online:
→ Earn up to 1% cashback on spends*
→ Get Mini Loans up to Rs. 50,000 at 0% interest
→ Save up to ₹3500 every month on Forex charges

Mutual Funds on Jupiter: The smarter way to invest online!
→ Earn up to 1.5% extra returns with 0-commission Direct Mutual Funds
→ Invest once, or auto-invest daily, weekly, or monthly
→ Start small with No-Penalty SIPs starting at just ₹100

24K 99.99% Purest Digital Gold on Jupiter
→ Buy & sell anytime
→ Invest once, or auto-save daily, weekly, or monthly

Jupiter Money collaborates with various lending partners to offer instant personal loans through its digital lending platform.
→ Get a Mini Loan up to Rs. 50,000
→ Get a Personal Loan up to Rs. 5 Lakh
→ Track your Loans and never miss an EMI payment

Lending partners:
Amica Finance Pvt Ltd (AFPL)
Kisetsu Saison Finance (India) Pvt.Ltd (Credit Saison India)

> The minimum period for Personal Loan repayment is 3 months. The maximum period for Personal Loan repayment is 36 months.

Annual Interest rate (monthly reducing rate): 15-30%
Maximum APR on Personal Loan: Up to 65.91%

The APR is calculated using several factors such as the principal amount, return on investment, processing fee, and the tenure of the loan.

> Example:
Loan amount: Rs. 1,00,000
Interest - 16% p.a
Tenure - 12 months
Processing Fee - Rs. 2,360 (Including GST)
Disbursal amount - Rs. 97,640
EMI - Rs. 9,073
Total Interest - Rs. 8,877
Total amount payable - Rs. 1,08,877

For queries & support: [e-mail]

Jupiter uses the following permissions to secure your account:
Location: To detect any suspicious activity in your account (required by NPCI for UPI transactions)
Contacts: To help securely send money to friends and family with UPI
Camera: To scan QR codes and to verify your identity with a photo
Phone: To link your number to your account on Jupiter
Send and read SMS: To verify your number, register UPI, and help track transactions and bill payments

Disclaimers:
Jupiter is a marketplace which offers different products including loans, investment, co-branded cards in partnership with the different regulated entities. Jupiter itself is not a bank and doesn't hold or claim to hold a banking license. The Savings Account, Fixed Deposit, co-branded VISA debit and credit card are issued by Federal Bank. All funds in the account are insured up to approved limits by DICGC.
The Edge+ CSB Bank Credit Card is issued by CSB Bank, a scheduled commercial bank, under a cobranded arrangement with Europa Neo Marketing Pvt Ltd. The card is available exclusively on the Jupiter app. Cashback depends on spend patterns, category-wise rates, and merchant eligibility. Users can earn ₹50,000+ annually. 1% cashback on ‘Others’ is uncapped. Fees and charges may apply. UPI via RuPay is subject to NPCI guidelines and merchant acceptance.

Ratings and reviews

Not even worth 1 star, Installed app, tried identity verification multiple times and app rejected it everytime, I was alone and at a quiet place with sufficient lighting and still it was rejecting it and I got blocked. When I tried contacting support they said 'we cant do anything about it, you just have to wait and see', When I asked how much time would it take to try again, they said 'We don't know the exact time or days, if you are lucky enough you can try again in few days', such a waste

The user experience is moderate. There's so much push for buying a credit card that you open an app for payment and you have to bear the advertisement. In addition, there is no provision for biometric approval for the transactions. I would also like to have an option for a dark theme. They keep changing the reward point calculation at whims basically, making it worthless. So, anyone thinking of opening an account for the rewards, then pls don't.

Done with this app. The referral link doesn't work and if we download from the play store this app doesn't give the option to fill in the refferal code at that stage. No follow up on query to A.I based assistant. One of the worst customer support: keep the customer waiting for 10 min before even attending. Frustrating. Well I have blocked my recently starting credit card. I couldn't find an option to deactivate my account otherwise I would have done that as well. uninstalling this use less