Freecharge UPI & Bill Payments

4.3
1.43M reviews
50M+
Downloads
Content rating
Everyone
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About this app

FreechargeBiz: One App for All Your Financial and Payment Needs
Trusted by Millions: FreechargeBiz, powered by Axis Bank, serves over 50 million users across India. Effortlessly manage UPI payments, recharges, and bill payments, while exploring financial offerings such as credit scores, gold loans, and digital FDs—all in one seamless app.

Key Features:

UPI Lite: Experience faster, hassle-free transactions without entering your UPI PIN.
Secure Transactions: Protect your data with 128-bit encryption technology for safe and secure transactions.
UPI Payments: Link multiple bank accounts, manage payments, and access a convenient credit line.
Bill Payments & Recharges: Handle bill payments, mobile recharges, and subscriptions effortlessly in one app.
Gift Cards: Choose from a variety of gift cards redeemable both online and in-store.
Cashback Offers: Unlock exclusive cashback deals on recharges, bill payments, and shopping.
Gold Loan: Get quick and secure gold loans online at competitive rates, powered by Axis Bank.
Mobile Recharge Reminders: Stay on top of your recharges with timely notifications for upcoming due dates.

Effortless UPI Payments:

UPI Lite: Make quick payments up to ₹500 without entering your PIN for a faster, hassle-free experience.
Freecharge UPI ID: Set up your UPI ID to transfer money swiftly and securely.
Rupay Credit Card: Link your Rupay credit card for seamless UPI transactions and added convenience.
Auto Mandate: Automate recurring bill payments to ensure they’re always on time.
Bank Account Management: Manage multiple bank accounts, including Axis, SBI, HDFC, ICICI, and over 130 others, all from one app.

Recharge and Bill Payments:

Mobile Recharges: Quickly recharge for JIO, Airtel, VI, BSNL, and more with top offers and reminders for upcoming recharges.
Bill Payments: Pay electricity bills for providers like Tata Power, BSES, DHBVN, UNBVN, and 70+ others. Manage water, gas, postpaid mobile, and broadband bills effortlessly with exciting cashback offers.
Credit Card Payments: Simplify credit card bill payments, manage multiple cards, avoid late fees, and ensure timely payments in one place.
FASTag Services: Recharge your FASTag to skip toll queues or purchase one directly from the app for hassle-free travel.
Subscription Management: Renew OTT subscriptions like SonyLIV, Z5, and Wynk Music conveniently through the app.

Exciting Cashback and Offers:

Unlock exclusive cashback on bills, shopping, and recharges, making every transaction more rewarding.

Gift Cards for Every Occasion:

Wide Selection: Explore diverse gift cards for birthdays, anniversaries, festivals, and more.
Flexible Redemption: Redeem gift cards online or in-store at leading retailers for added convenience.
Exclusive Cashback: Enjoy great cashback offers on gift card purchases.

Financial Services by Freecharge:

Credit Score Insights: Check your credit score and access detailed reports to make informed financial decisions.
Axis Bank Fixed Deposits: Open a Digital Fixed Deposit in minutes, choose your tenure, and enjoy assured returns to grow your savings.
Gold Loans: Apply online for quick and secure gold loans with competitive rates and fast disbursement to your account.

Contact Us:

Email: care@freechargebiz.com | grievanceofficer@freechargebiz.com
Registered Office: 11th Floor, Tower C, DLF Cyber Greens, DLF Cyber City, DLF Phase 3, Gurugram, Haryana 122022, India
Contact Number: 0124 663 4800
Updated on
Jan 19, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info, App activity and 2 others
This app may collect these data types
Location, Personal info and 6 others
Data isn’t encrypted
You can request that data be deleted

Ratings and reviews

4.3
1.41M reviews
Suman Chakrabortty
February 4, 2026
🛑 UNINSTALLED! Pure Corporate Greed 🛑 Used to be my go-to app, but now it’s just a rip-off! They have started sneaking in a 1.5% fee + 18% GST just for recharging with a Credit Card. Absolutely pathetic. Why should I pay extra to use my own money? 😡 Others platform is miles better—smoother interface and NO hidden loot like this. This app has become useless. Deleting it immediately. 👋
FreechargeBiz - An Axis Bank Subsidiary
February 4, 2026
Hi Suman, We understand this can be frustrating. We are working towards making this better. We would appreciate it if you could send us the details at abhishek@freechargebiz.com.
Prashanth Acha
January 12, 2026
I have been using Freecharge regularly for my daily UPI payments for the past 4 months without any issues. However, after the recent update, the app has completely stopped working for me. All my UPI accounts got deactivated automatically. When I try to register again, the OTP message comes to my registered mobile number, but the registration does not complete successfully. It keeps failing, and I’m unable to activate my UPI or make any payments. This is very frustrating, especially since I rely
82 people found this review helpful
FreechargeBiz - An Axis Bank Subsidiary
January 19, 2026
Hi Prashanth, We are sorry for the inconvenience caused. Kindly share your concern along with the error screenshot at abhishek@freechargebiz.com for further assistance.
Kishan Kushawaha
December 28, 2025
Extremely frustrating experience! I am a new user trying to register for UPI for the first time on my new phone. After multiple technical errors during sign-up, the app is now showing: "Your account has been temporary push by TRAI for security reasons." I haven't even completed the registration or made a single transaction yet. This seems to be a major technical bug in the app. Please resolve this and unblock my number immediately so I can use the service.
84 people found this review helpful
FreechargeBiz - An Axis Bank Subsidiary
December 28, 2025
We highly regret the inconvenience. Please shoot us a message at abhishek@freecharge.com with relevant details. We'll be more than happy to assist you. Thanks.

App support

About the developer
FREECHARGE BUSINESS AND TECHNOLOGY SERVICES LIMITED
Vibhas.chandra@freechargebiz.com
11th Floor, DLF Cyber, Greens DLF Cyber City Ph-3, DLF QE Gurugram, Haryana 122002 India
+91 95992 95526

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