NBL BankSmart XP

3.3
3.52K reviews
1M+
Downloads
Content rating
Everyone
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About this app

NBL Mobile Banking is Nepal Bank's Official Mobile Banking App. Enjoy easy banking from your handheld devices, from anywhere anytime. Manage and use your Bank Account on the move and around the clock with this secure Mobile Banking App from Nepal Bank. This App will be regularly updated with additional new features.

Key Features:
1. Banking On the Go
2. Bill Payments Made Easier
3. Top Up Made Easier
4. Fund Transfers Made Easier
5. QR Code: Scan and Pay
6. Instant Online and Retail Payment with Fonepay Network
7. Accessing your Account Informations Made Easier
8. User Friendly, Safe and Secure
9. And Many More Exciting Features

NBL Mobile Banking helps protect your information by using 128-bit SSL encryption when you are logged on.

To be able to use this App, you first need to have a valid account maintained at Nepal bank, and you need to subscribe to the Nepal Bank's Mobile Banking Service.

Banking has never been this simple and easier before. Enjoy Banking Without visiting your branch.

NBL Mobile Banking is a Member of Fonepay Network.

Smart Banking for Smart People.
Updated on
Jan 13, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info, Photos and videos and 3 others
Data is encrypted in transit
Data can’t be deleted

Ratings and reviews

3.3
3.5K reviews
Upendra Rai
April 16, 2026
One of the worst banking services you can get... Disputes are not seen and left as it is till we go and tell the bank ourselves, transactions become risky and annoying due to the various problems in transactions like (our money will be gone and on top of that we have to wait along with the transaction speed (took me 1 min just to complete one even in good internet connection)... There's no room for feedback due to the fact that other banking apps of mine just work flawlessly...
1 person found this review helpful
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RamMaya Gurung
March 9, 2026
Now, the app is getting worse. I can't take a screenshot of my own payments as proof, and there's no option to download a receipt for a specific transaction. The app only shows the payment and gives an option to report it. How are we supposed to keep proof of payments? HELLO DEVELOPERS, IS THIS REALLY THE BEST YOU CAN DO OR IS THIS BEING HANDLED BY INTERNS........
11 people found this review helpful
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Nbn Sakya
February 16, 2026
Very disappointing app. Payments fail almost every time, and the money gets stuck on hold for 24–48 hours. This happens repeatedly and wastes time. Not reliable at all.
12 people found this review helpful
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