Salmon

Salmon Group Ltd

About this app

Salmon puts your savings, credit, and loans in one app — available across the Philippines. Whether you're buying something now and paying for it over time, growing your savings, or keeping credit ready for when you need it, it's all here.

- Take home what you need today, pay for it monthly — borrow up to ₱60,000 from 0% down payment and 0% interest with Product Loan, available at over 10,000 partner stores nationwide
- Credit you'll actually use, with cashback to show for it — get a reusable credit line of up to ₱250,000 with 0% interest for up to 62 days, plus earn up to ₱1,250 cashback every month
- Get your own motorcycle sooner — with as little as 10% down and repayment terms up to 36 months with Moto Loan
- Put your savings to work — start with as little as ₱5,000 on terms from 6 months to 5 years with Time Deposit

For existing customers
Manage your Credit Line, Product Loan, Moto Loan, and Time Deposit in one place. Track due dates, check balances, and make repayments, all without visiting a branch.

Find us online
Facebook: https://facebook.com/salmonphilippines
Website: https://salmon.ph

Now the part our lawyers asked us to include
We handle real money, so there's some fine print.

Salmon app is operated by Salmon Group Ltd and functions as a Platform-as-a-Service (PaaS) provider. All financial products and services available through the app are issued exclusively by licensed subsidiaries of Salmon Group Ltd. in the Philippines.

Sunprime Finance Inc., a financing company registered with the Securities and Exchange Commission (SEC) (SEC Reg. No. CS201916698, C.A. No. 1241), provides credit services through its Online Lending Platform, LoanOnline.
Salmon Bank (Rural Bank) Inc., licensed by the Bangko Sentral ng Pilipinas (BSP), provides deposit and basic electronic financial services (EPFS).

Salmon Group Ltd does not issue financial products and acts solely as the technology platform provider. All services offered through the app are available only to users located in the Philippines and require a Philippine mobile number for registration and access.

Ratings and reviews

I do not recommend this app. There are no payment reminders, so it's easy to miss your due date. If you're late, they charge very high interest and fees, making it much harder to repay. A lending app should at least provide proper payment reminders to help borrowers avoid unnecessary penalties. Be very careful before downloading this app.

Raised a concern around 2:27am. Now it's already escalated @ 5:34am and still the issue is not yet resolve. What a way to treat customer service so poorly. I won't recommend this app and their very bad service towards customers who pays their full statement balancr and still being charged an interest fee without having any bank transfer or e-wallet transactions and no remaining balanced carried over to the next cycle. This is absurd and a scam if you don't go over your transactions carefully!

I wouldn't recommend this to anyone! It’s shocking and disheartening how high the interest is; instead of paying it off, I feel like I’m just sinking deeper into debt. The interest is charged almost monthly—it’s unreasonable! I am definitely not using this again once I’ve paid it off. Sure, there are no annual fees, but the interest rates are shockingly high. You're better off using other credit cards. I’m completely done with this!

What’s new

You might not notice major changes, but we’ve made behind-the-scenes enhancements to make your Salmon app faster, smoother, and more reliable.