Salmon

Salmon Group Ltd

About this app

Salmon puts your savings, credit, and loans in one app — available across the Philippines. Whether you're buying something now and paying for it over time, growing your savings, or keeping credit ready for when you need it, it's all here.

- Take home what you need today, pay for it monthly — borrow up to ₱60,000 from 0% down payment and 0% interest with Product Loan, available at over 10,000 partner stores nationwide
- Credit you'll actually use, with cashback to show for it — get a reusable credit line of up to ₱250,000 with 0% interest for up to 62 days, plus earn up to ₱1,250 cashback every month
- Put your money to work — start with as little as ₱5,000 on terms from 6 months to 5 years with Time Deposit
- Grow your savings, then withdraw whenever you need to — with Salmon Save, get a flat 4% p.a. on any balance and zero lock-in

For existing customers
Manage your Credit Line, Product Loan, Moto Loan, Time Deposit, and Salmon Save in one place. Track due dates, check balances, and make repayments, all without visiting a branch.

Find us online
Facebook: https://facebook.com/salmonphilippines
Website: https://salmon.ph

Now the part our lawyers asked us to include
We handle real money, so there's some fine print.

Salmon app is operated by Salmon Group Ltd and functions as a Platform-as-a-Service (PaaS) provider. All financial products and services available through the app are issued exclusively by licensed subsidiaries of Salmon Group Ltd. in the Philippines. 
- Sunprime Finance Inc., a financing company registered with the Securities and Exchange Commission (SEC) (SEC Reg. No. CS201916698, C.A. No. 1241), provides credit services through its Online Lending Platform, LoanOnline. 
- Salmon Bank (Rural Bank) Inc., licensed by the Bangko Sentral ng Pilipinas (BSP), provides deposit and basic electronic financial services (EPFS). 

Salmon Group Ltd does not issue financial products and acts solely as the technology platform provider. All services offered through the app are available only to users located in the Philippines and require a Philippine mobile number for registration and access.

Ratings and reviews

I do not recommend this app. There are no payment reminders, so it's easy to miss your due date. If you're late, they charge very high interest and fees, making it much harder to repay. A lending app should at least provide proper payment reminders to help borrowers avoid unnecessary penalties. Be very careful before downloading this app.

After acquiring this credit line for 2 months, I closed the account. I am not recommending this credit to my friends. Maybe to my enemies, yes.😁 The interest is so high. And then, I had my account on auto payment, so I don't have to worry about payments. Good thing I checked because they charged me almost 400 pesos for late payment. How can I have late payment when I am on automatic payment. Their chat help line is useless. So, I decided just to close my account. I lost almost 600 pesos.

I've had a great experience using the Salmon app. It's easy to navigate, fast, and very convenient for everyday financial needs. My favorite feature is the credit line with a 2-month interest-free period, which gives me enough time to manage my budget. I can also use it to buy groceries and other daily essentials, making it very helpful during emergencies or before payday. Payments are smooth, and the app makes it easy to track my balance and due dates. Overall, Salmon is reliable, user-friendly

What’s new

You might not notice major changes, but we’ve made behind-the-scenes enhancements to make your Salmon app faster, smoother, and more reliable.