FinCash

Vanshine Technology Private Limited

About this app

Unexpected expenses can happen anytime—whether it’s a medical emergency, tuition gap, or business need. With FinCash, you can easily get loans without collateral.

1.Why Choose FinCash?
(1)Fully Digital Process: Apply, get approved, and manage your loan entirely on your mobile device—no paperwork, no branch visits, and zero hassle.
(2)Military-Grade Data Encryption: Your sensitive information, such as NID details, is automatically protected and masked using cutting-edge encryption to prevent leaks and ensure privacy.
(3)Transparency: We guarantee no hidden charges—every fee and interest amount is clearly visible in real-time, so you always know exactly what you’re paying.

2.Your Security and Peace of Mind, Guaranteed
FinCash is operated by BD-Vanshine Technology Private Limited (COI-No. C-175596/2021), a fully registered company in Bangladesh. We are committed to providing safe, transparent, and responsible lending services tailored for you. Your personal data is always protected by advanced encryption and strict privacy policies. We adhere to all local financial regulations to ensure your experience is secure from start to finish.

3.Transparent Interest Rates & Easy Loan Calculations
At FinCash, we are committed to providing microloans in Bangladesh with honesty and full transparency. Our interest rates and fees follow all national regulations, including the guidelines set by the Microcredit Regulatory Authority (MRA). As a registered MFI, we offer loan terms ranging from 90 to 120 days, with a daily interest rate of 0.06%. Our maximum Annual Percentage Rate (APR) is capped at 21.9%, and we ensure that our annual interest rate never exceeds the regulatory limit of 24%.

Example Loan Calculation：
Let’s look at a sample scenario to show you exactly how your repayment is calculated:
Loan Amount: ৳10,000
Loan Term: 100 days
Calculation:
Interest: ৳10,000 × 0.06% × 100 days = ৳600
Amount Payable:৳10,000+৳600= ৳10,600

You will see these details clearly displayed in the app before you confirm your loan. Our goal is to ensure you always know exactly what you’re paying, helping you make informed financial decisions.

4.How to Apply for a Loan 
Getting a loan with FinCash is quick and secure. Simply download the FinCash app and create your account using your mobile number. Fill in your personal details and upload a valid government-issued ID (such as NID, passport, or driver’s license) for secure verification. Our automated system will review your information promptly. Once your application is approved, the loan amount is sent directly to your preferred bank account or mobile wallet. With FinCash, you can complete the entire process in minutes and access funds when you need them most.

5.Contact Us
For any concerns, our support team is ready to assist at [e-mail]. With FinCash, you can borrow with confidence and trust.

Ratings and reviews

Most quote apps feel generic. This one feels personal because you can bookmark quotes and the app learns what you like. If you save a lot of self-care quotes, it will show you more of that. There’s also a journal section where you can write how a quote made you feel. I’ve started using it 3 times a week and it’s helped me process things better.

This app is incredibly transparent about its fees! Unlike other apps, it has no hidden charges. All fees are clear from the start, so I can calculate the total amount I need to pay in advance and avoid any unexpected situations later. This is exactly what I wanted: an easy and convenient loan experience! I will definitely recommend this app to my friends.

This app is incredibly transparent! All fees are clearly listed, with no hidden charges. I was informed of all costs from the beginning, so there were no unexpected expenses. This gave me great peace of mind when using their service. Highly recommended for anyone looking to apply for a loan!

What’s new

Compliance update