Fizz - The Student Card

100 reviews
Content rating
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About this app

Build your credit in college!

Fizz is designed to help college students build credit and stay out of debt. We don’t check your credit, we let you keep your bank, and we’ll keep you from spending more than you have available in your connected bank account. Your daily purchases are bundled into a daily payment that you can automate with Autopay, so there’s no more worrying about running up a big bill. At the end of the month, your data is reported to the credit bureaus helping you build your credit profile.

Earn rewards in the process

Fizz partners with over 1,000 different merchants that help you earn cash back. Whether it's a latte from a local campus cafe, a Chipotle burrito, or shoes online at Nike, there are plenty of ways to earn from the Fizz rewards program.

Totally free, no hidden fees

We want to keep your money where it belongs - right in your pocket. Fizz is free to use. There are no interest rates, fees, or penalties.

Full in-app dashboard

Fizz doesn’t keep you in the dark. Download the app to view your transaction and payment history. You can also view your credit scorecard and watch the progress you make on your score over time.

What are you waiting for?

Join thousands of students across the US who are using Fizz to pay for everyday purchases, build their credit, and earn rewards. Download the app to sign up and refer your friends to earn even more rewards!


ShoulderTap Technologies Inc. d/b/a Fizz (“Fizz”) is not a bank. The Fizz Debit Mastercard® (“Fizz Cards”) are issued by Patriot Bank, N.A., Member FDIC pursuant to a license from Mastercard® and may be used everywhere Mastercard® debit cards are accepted. Any loans you may be offered in connection with your use of Fizz’s services are originated by Lead Bank, a Missouri state-chartered bank. Any promotions or rewards you may be offered in connection with your use of Fizz’s services are offered and managed by Fizz, not our bank partners.

Testimonial Disclaimer: Review provided by customer to ShoulderTap Technologies, Inc. d/b/a Fizz directly. The comment above is related to individual experiences or results. Individual results may vary.
Updated on
May 21, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Location, Personal info and 2 others
This app may collect these data types
Location, Personal info and 3 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

99 reviews
Michael Levine
May 6, 2024
Wonderful company. They have the best rewards, and they are totally free with NO fees. You get 3% cash back on a popular category of your choice. 5% or more in local merchants in your area and with flashes that are up to 15% cash back. Also, this debit card builds your credit up. It reports to all 3 credit beaus. Defiantly would recommend this card to anybody. The customer service is personalized and friendly. Would recommend this card to anybody even if they had an 850 credit score.
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Raincie Comper
May 14, 2024
I just logged on today and was really disappointed to see the Fizz Premium garbage on the front page. The best money advice I can give you is to not waste $180 a year on stuff you can find for free on the internet. Other than that the card is okay. The customer service isn't the best but they do their best to be helpful even if they don't end up being able to help. They really need to add a notification for when someone texts you in the app. Then I won't ghost my agent for several hours.
1 person found this review helpful
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Fizz Card
May 15, 2024
Hey Rancie, nice to meet you! My name is Carlo, I am the Ceo of fizz. I'd love to get more feedback. My email is - we would compensate you for a call. The card remains entirely free. Premium is an optional add on with premium rewards, financial coaching, budgeting etc. A lot of our members enjoy it. For student it is only $7.
Eli D
May 2, 2024
I have to input my phone number and receive a verification code just to log in, unless i want to set up a lock which i dont. This is never heard of and very time consuming needs a fix. Just make it easier to log in to the app
1 person found this review helpful
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Fizz Card
May 15, 2024
Hey Eli, nice to meet you! I am Carlo, Fizz's CEO. Would love to understand your issue better. Fizz supports password less login through phone number OTP for security purposes (someone my breach your password, but won't likely be able to get a hold of a one time password). You can also set up biometric auth with fingerprint etc. easily.