Mine (formerly Fizz): MoneyGPT

Fizz Card

About this app

Mine is the #1 credit and money app trusted by 600k+ young adults. Named the best credit builder by Business Insider, Mine is there for you in college and beyond.

ALL-IN-ONE FINANCIAL SOLUTION FOR YOUNG ADULTS
Whether you want to build credit, manage your money or have no idea where to start, Mine is there to help you every step of the way. Mine is free to download giving you all the tools you need to succeed.

BUILD CREDIT THE EASY WAY
Mine members get a debit card that builds credit with no interest, hidden charges or late fees. To get started, simply connect your bank account and get a spending limit based on how much money you have. With daily autopay, your card gets paid off every day so you never have to worry about overspending.

CHECK YOUR CREDIT SCORE FOR FREE WITH NO HARD PULLS
Check your score and stay on top of any changes. Don’t have a score yet? Mine will walk you step-by-step through the process of establishing your credit score.

KNOW WHERE YOUR MONEY GOES
Find out exactly where all of your cash goes every month. See your money trends, set category limits to stop you from spending too much and get a custom budget based on your personal history.

LEARN THE THINGS THEY DON’T TEACH IN COLLEGE
Learning about personal finance will pay dividends throughout your life. Get access to dozens of game-like lessons on investing, credit, budgeting, and more. Not sure where to start? Take a 2-minute money GPA quiz to help guide you in the right direction.

GET REWARDS AND MORE MONEY IN YOUR POCKET
The Mine card comes with 3% weekly cashback on the category of your choice, fun surprises on the first Friday of every month and exclusive campus deals of up to 100% off at places like Chipotle, Starbucks, Target and more.

Disclaimers:
ShoulderTap Technologies, Inc. d/b/a Mine © 2024. 450 Broadway, Level 2, New York, NY 10013. All rights reserved. Mine® is registered in the U.S. Patent and Trademark Office.

Mine is not a bank. The Mine Debit Mastercard® is issued by Patriot Bank, N.A., Member FDIC, pursuant to a license from Mastercard®. The Mine Visa® Debit Card (together with the Mine Mastercard, the Mine Card”) is issued by Lead Bank, Member FDIC, pursuant to a license from Visa® and may be used everywhere Visa® debit cards are accepted. Any loans offered in connection with the Mine Card are originated by Lead Bank. Any promotions or rewards offered in connection with the Mine Card are offered and managed by Mine, not our bank partners. Any servicing, brokering, and collections activity is conducted by Mine Technologies, Inc.

Mine Members may choose to apply for a Mine Card, but are not required to. Mine Membership does not guarantee access to a Mine Card. Application and eligibility restrictions apply.

*Customers who successfully qualify, apply for, and accept a line of credit (LOC) will receive an initial LOC between $90 and $1,000 based on info provided during underwriting. LOCs may be adjusted over time based on repayment history if criteria are met. Contact customer support to request a free LOC app.

Mine cardholders: Increases or specific changes to your credit score are not guaranteed. Impact on your credit score may vary depending on your use. Mine is required to report late payments, which may negatively impact your credit score. Credit scores are independently determined by credit bureaus based on a number of factors, including your activity with other creditors. The Mine Card and related services will not remove negative credit history from your credit report. Mine, on behalf of Lead Bank, will report your activities to Experian® and Transunion® .

For additional information, terms and conditions applicable to your use of Mine services visit www.usemine.com.

Ratings and reviews

I signed up for this to lessen my spending on my credit cards, and make me more self-aware of my finances and spending habits. In the 2 months I've been using it I've utilized the 100% cashback offers multiple times, been gaining 3% cashback on my spending category of choice (gas) and have even explored some more local stores that are offered on the rewards options. It's super easy to use because it automatically connects to my regular bank account to "pay off" the balances that accrue.

This app is amazing. I like the fact that they don't ask me for payment plans every 2 weeks like the other "pay later" apps. Once you get approved (which is quick and easy,) they set up a limit as a credit card and you can use it. that limit stays there forever. it's not like the others where you have to request a certain amount every time you need to make a purchase.

The First Credit Card/ Debit / Credit Builder. It's literally my go to for everything. The rewards are insane , every friday they give out free stuff its crazy. Not to mention mine formerly fizz help me get a good jump on my credit . It's one of those apps that are mando once you sign up. Plus it doesn't let you overspend with it's daily payments . Life saver especially as a student! This paired with there credit monitoring and credit tips. It's insane.